Smartfinancial (SMBK) EBITDA Margin (2010 - 2026)

Smartfinancial (SMBK) recorded quarterly EBITDA Margin of 83.91% in Q1 2026, down 5.31% quarter-over-quarter from 88.61% in Q4 2025, and down 512.0% on a YoY basis from 20.37% in Q1 2025.

Smartfinancial (SMBK) EBITDA Margin (2010 - 2026) Analysis & Trends

Smartfinancial's EBITDA Margin history runs 17 years deep, the most recent figure standing at 83.91% for Q1 2026.

  • In Q1 2026, EBITDA Margin fell 512.0% year-over-year to 83.91%; the TTM figure through Mar 2026 stood at 89.1% (down 116.0% YoY), while the FY2025 annual figure was 6.44%, up 88.0% from the prior year.
  • EBITDA Margin was 83.91% for Q1 2026 at Smartfinancial, down from 88.61% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 99.87% in Q1 2024 to a low of 26.74% in Q1 2022.
  • Historically, EBITDA Margin has averaged 76.0% across 5 years, with a median of 86.47% in 2023.
  • The sharpest annual moves came in 2022 and 2023: EBITDA Margin tumbled 1386 bps in 2022, then soared 5344 bps in 2023.
  • A 5-year view of EBITDA Margin shows it stood at 58.64% in 2022, then jumped by 47 bps to 86.47% in 2023, then increased by 1 bps to 86.94% in 2024, then climbed by 2 bps to 88.61% in 2025, then fell by 5 bps to 83.91% in 2026.
  • The last three EBITDA Margin figures came in at 83.91% (Q1 2026), 88.61% (Q4 2025), and 96.07% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 39.06%
4 First Capital 215.78 Bn 215.63 Bn - 515.04%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 61.45%
7 NatWest 168.65 Bn -51.67 Bn - 46.65%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 7,561,492.12%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Smartfinancial 765.04 Mn 319.08 Mn - 83.91%

Historic Data

Download Data
DateValue
Mar 31, 2026 83.91%
Dec 31, 2025 88.61%
Sep 30, 2025 96.07%
Jun 30, 2025 88.08%
Mar 31, 2025 89.03%
Dec 31, 2024 86.94%
Sep 30, 2024 89.82%
Jun 30, 2024 96.01%
Mar 31, 2024 99.87%
Dec 31, 2023 86.47%
Sep 30, 2023 84.09%
Jun 30, 2023 81.90%
Mar 31, 2023 74.64%
Dec 31, 2022 58.64%
Sep 30, 2022 30.65%
Jun 30, 2022 30.47%
Mar 31, 2022 26.74%
Dec 31, 2021 70.79%
Sep 30, 2021 41.32%
Jun 30, 2021 44.33%