Smartfinancial (SMBK) EBITDA Margin (2010 - 2026)
Smartfinancial's (SMBK) quarterly EBITDA Margin came in at 104.16% in Q1 2026, up 321.0% year-on-year from 24.74% in Q1 2025, and up 383.84% quarter-over-quarter from 36.7% in Q4 2025.
Smartfinancial (SMBK) EBITDA Margin (2010 - 2026) Analysis & Trends
Smartfinancial's EBITDA Margin history runs 17 years deep, the most recent figure standing at 104.16% for Q1 2026.
- On a quarterly basis, EBITDA Margin rose 321.0% year-over-year to 104.16% in Q1 2026; TTM through Mar 2026 was 22.11%, a 449.0% increase from a year earlier, with the FY2025 full-year figure at 90.48%, down 237.0% from the prior year.
- EBITDA Margin climbed to 104.16% in Q1 2026 per SMBK's latest filing, from 36.7% in the prior quarter.
- Across five years, EBITDA Margin topped out at 219.31% in Q4 2022 and bottomed at 199.48% in Q2 2023.
- The 5-year median for EBITDA Margin is 74.64% (2023), against an average of 24.3%.
- Across the five-year window, EBITDA Margin sank 15478 bps in 2023 and surged 30833 bps in 2024, its largest moves.
- Year by year, EBITDA Margin stood at 219.31% in 2022, then sank by 71 bps to 64.52% in 2023, then tumbled by 169 bps to 44.76% in 2024, then gained by 18 bps to 36.7% in 2025, then surged by 384 bps to 104.16% in 2026.
- Per Business Quant, the three latest SMBK EBITDA Margin figures stand at 104.16% (Q1 2026), 36.7% (Q4 2025), and 108.36% (Q3 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 579,101.06% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 7,561,492.12% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 361.17% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 70.24% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.34% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 39.06% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1,471.89% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 66.28% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 76.58% |
| 10 | Smartfinancial | 838.51 Mn | 384.45 Mn | - | 104.16% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 104.16% |
| Dec 31, 2025 | -36.70% |
| Sep 30, 2025 | 108.36% |
| Jun 30, 2025 | 88.08% |
| Mar 31, 2025 | 100.94% |
| Dec 31, 2024 | -44.76% |
| Sep 30, 2024 | 89.82% |
| Jun 30, 2024 | 108.86% |
| Mar 31, 2024 | 103.84% |
| Dec 31, 2023 | 64.52% |
| Sep 30, 2023 | -185.77% |
| Jun 30, 2023 | -199.48% |
| Mar 31, 2023 | 74.64% |
| Dec 31, 2022 | 219.31% |
| Sep 30, 2022 | -111.34% |
| Jun 30, 2022 | -109.84% |
| Mar 31, 2022 | 38.50% |
| Dec 31, 2021 | 36.82% |
| Sep 30, 2021 | 42.55% |
| Jun 30, 2021 | 39.52% |