Smartfinancial (SMBK) EBITDA Margin (2010 - 2026)
Smartfinancial (SMBK) posted quarterly EBITDA Margin of 104.16% for Q1 2026, up 321.0% year-over-year from 24.74% in Q1 2025, and up 61.34% quarter-over-quarter from 64.56% in Q4 2025.
Smartfinancial (SMBK) EBITDA Margin (2010 - 2026) Analysis & Trends
Smartfinancial's EBITDA Margin history runs 17 years deep, the most recent figure standing at 104.16% for Q1 2026.
- In Q1 2026, EBITDA Margin rose 321.0% year-over-year to 104.16%; the TTM figure through Mar 2026 stood at 87.97% (down 812.0% YoY), while the FY2025 annual figure was 90.48%, down 237.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 104.16%, up from 64.56% in the prior quarter.
- The five-year high for EBITDA Margin was 108.86% in Q2 2024, with the low at 199.48% in Q2 2023.
- The 5-year median for EBITDA Margin is 87.94% (2024), against an average of 27.75%.
- The sharpest annual moves came in 2022 and 2024: EBITDA Margin tumbled 15389 bps in 2022, then surged 30833 bps in 2024.
- Smartfinancial's EBITDA Margin stood at 96.6% in 2022, then plunged by 88 bps to 11.91% in 2023, then soared by 639 bps to 87.94% in 2024, then slipped by 27 bps to 64.56% in 2025, then soared by 61 bps to 104.16% in 2026.
- Business Quant data shows SMBK's EBITDA Margin at 104.16% in Q1 2026, 64.56% in Q4 2025, and 108.36% in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 75.24% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 77.50% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -20.34% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 111.11% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 53.44% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 79.03% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 66.98% |
| 10 | Smartfinancial | 855.33 Mn | 368.79 Mn | - | 90.28% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 90.28% |
| Mar 31, 2026 | 104.16% |
| Dec 31, 2025 | 64.56% |
| Sep 30, 2025 | 108.36% |
| Jun 30, 2025 | 88.08% |
| Mar 31, 2025 | 100.94% |
| Dec 31, 2024 | 87.94% |
| Sep 30, 2024 | 89.82% |
| Jun 30, 2024 | 108.86% |
| Mar 31, 2024 | 103.84% |
| Dec 31, 2023 | 11.91% |
| Sep 30, 2023 | -185.77% |
| Jun 30, 2023 | -199.48% |
| Mar 31, 2023 | 74.64% |
| Dec 31, 2022 | 96.60% |
| Sep 30, 2022 | -111.34% |
| Jun 30, 2022 | -109.84% |
| Mar 31, 2022 | 38.50% |
| Dec 31, 2021 | 146.61% |
| Sep 30, 2021 | 42.55% |