Smartfinancial (SMBK) EBITDA Margin (2010 - 2026)
Smartfinancial's quarterly EBITDA Margin came in at 83.91% in Q1 2026, down 512.0% year-on-year from 20.37% in Q1 2025, and down 5.31% quarter-over-quarter from 88.61% in Q4 2025.
Smartfinancial has reported EBITDA Margin for 17 years, with the latest figure at 83.91% in Q1 2026.
- For the quarter ending Q1 2026, EBITDA Margin fell 512.0% year-over-year to 83.91%; the trailing twelve-month figure through Mar 2026 stood at 89.1% (down 116.0% YoY), and the FY2025 full-year result was 6.44%, up 88.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 83.91%, down from 88.61% in the prior quarter.
- The five-year high for EBITDA Margin was 99.87% in Q1 2024, with the low at 26.74% in Q1 2022.
- Average EBITDA Margin over 5 years is 76.0%, with a median of 86.47% recorded in 2023.
- Year-over-year, EBITDA Margin tumbled 1386 bps in 2022 and surged 5344 bps in 2023.
- Tracing SMBK's EBITDA Margin over 5 years: stood at 58.64% in 2022, then surged by 47 bps to 86.47% in 2023, then rose by 1 bps to 86.94% in 2024, then grew by 2 bps to 88.61% in 2025, then retreated by 5 bps to 83.91% in 2026.
- The last three EBITDA Margin figures came in at 83.91% (Q1 2026), 88.61% (Q4 2025), and 96.07% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 515.04% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 61.45% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 115.04% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 82.48% |
| 10 | Smartfinancial | 700.45 Mn | 254.49 Mn | - | 83.91% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 83.91% |
| Dec 31, 2025 | 88.61% |
| Sep 30, 2025 | 96.07% |
| Jun 30, 2025 | 88.08% |
| Mar 31, 2025 | 89.03% |
| Dec 31, 2024 | 86.94% |
| Sep 30, 2024 | 89.82% |
| Jun 30, 2024 | 96.01% |
| Mar 31, 2024 | 99.87% |
| Dec 31, 2023 | 86.47% |
| Sep 30, 2023 | 84.09% |
| Jun 30, 2023 | 81.90% |
| Mar 31, 2023 | 74.64% |
| Dec 31, 2022 | 58.64% |
| Sep 30, 2022 | 30.65% |
| Jun 30, 2022 | 30.47% |
| Mar 31, 2022 | 26.74% |
| Dec 31, 2021 | 70.79% |
| Sep 30, 2021 | 41.32% |
| Jun 30, 2021 | 44.33% |
| Mar 31, 2021 | 35.96% |
| Dec 31, 2020 | 33.69% |
| Sep 30, 2020 | 40.37% |
| Jun 30, 2020 | 23.64% |
| Mar 31, 2020 | 34.75% |
| Dec 31, 2019 | 24.41% |
| Sep 30, 2019 | 26.82% |
| Jun 30, 2019 | 63.38% |
| Mar 31, 2019 | 54.04% |
| Dec 31, 2018 | 49.58% |
| Sep 30, 2018 | 47.54% |
| Jun 30, 2018 | 41.12% |
| Mar 31, 2018 | 37.89% |
| Dec 31, 2017 | 34.37% |
| Sep 30, 2017 | 32.53% |
| Jun 30, 2017 | 31.67% |
| Mar 31, 2017 | 34.55% |
| Dec 31, 2016 | 34.50% |
| Sep 30, 2016 | 33.65% |
| Jun 30, 2016 | 27.80% |
| Mar 31, 2016 | 30.74% |
| Dec 31, 2015 | 29.00% |
| Sep 30, 2015 | 12.15% |
| Jun 30, 2015 | 17.00% |
| Mar 31, 2015 | 22.94% |
| Dec 31, 2014 | 30.37% |
| Sep 30, 2014 | 38.30% |
| Jun 30, 2014 | 33.93% |
| Mar 31, 2014 | 33.62% |
| Dec 31, 2013 | 32.72% |
| Sep 30, 2013 | 37.63% |
| Jun 30, 2013 | 36.10% |
| Mar 31, 2013 | 42.10% |
| Dec 31, 2012 | 37.11% |
| Sep 30, 2012 | 44.25% |
| Jun 30, 2012 | 42.73% |
| Mar 31, 2012 | 50.82% |
| Dec 31, 2011 | 38.09% |
| Sep 30, 2011 | 57.19% |
| Jun 30, 2011 | 47.65% |
| Mar 31, 2011 | 55.10% |
| Dec 31, 2010 | -136.98% |
| Sep 30, 2010 | 47.53% |
| Jun 30, 2010 | 46.57% |