Southern Missouri Bancorp (SMBC) Provisions (2010 - 2026)
Southern Missouri Bancorp's (SMBC) quarterly Provisions came in at $2.1 million in Q1 2026, up 60.0% YoY from $1.3 million in Q1 2025, and up 23.81% on a QoQ basis from $1.7 million in Q4 2025.
Southern Missouri Bancorp (SMBC) Provisions (2010 - 2026) Analysis & Trends
Southern Missouri Bancorp (SMBC) has 17 years of Provisions data on file, last reported at $2.1 million in Q1 2026.
- Quarterly Provisions rose 60.0% year-over-year to $2.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $10.8 million (up 103.36% YoY) and the FY2025 annual result came in at $6.5 million, down 1.54% from the prior year.
- Provisions grew to $2.1 million in Q1 2026, from $1.7 million in the prior quarter.
- In the past five years, Provisions ranged from a high of $10.1 million in Q1 2023 to a low of $240000.0 in Q2 2022.
- A 5-year average of $2.2 million and a median of $1.3 million in 2025 frame the typical range for Provisions.
- Annual changes were most pronounced in 2022 — Provisions soared 2945.0% — and 2024, when it sank 91.06%.
- Tracing SMBC's Provisions over 5 years: stood at $1.1 million in 2022, then declined by 20.91% to $900000.0 in 2023, then grew by 3.56% to $932000.0 in 2024, then jumped by 80.26% to $1.7 million in 2025, then gained by 23.81% to $2.1 million in 2026.
- The last three Provisions figures came in at $2.1 million (Q1 2026), $1.7 million (Q4 2025), and $4.5 million (Q3 2025), per Business Quant data.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 213.00 Mn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 538.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 395.00 Mn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 131.00 Mn |
| 10 | Southern Missouri Bancorp | 817.25 Mn | 629.07 Mn | - | 2.08 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.08 Mn |
| Dec 31, 2025 | 1.68 Mn |
| Sep 30, 2025 | 4.50 Mn |
| Jun 30, 2025 | 2.50 Mn |
| Mar 31, 2025 | 1.30 Mn |
| Dec 31, 2024 | 932,000.00 |
| Sep 30, 2024 | 2.16 Mn |
| Jun 30, 2024 | 900,000.00 |
| Mar 31, 2024 | 900,000.00 |
| Dec 31, 2023 | 900,000.00 |
| Sep 30, 2023 | 900,000.00 |
| Jun 30, 2023 | 795,000.00 |
| Mar 31, 2023 | 10.07 Mn |
| Dec 31, 2022 | 1.14 Mn |
| Sep 30, 2022 | 5.06 Mn |
| Jun 30, 2022 | 240,000.00 |
| Mar 31, 2022 | 1.55 Mn |
| Dec 31, 2021 | -40,000.00 |
| Sep 30, 2021 | -305,000.00 |
| Jun 30, 2021 | -2.62 Mn |