Southern Missouri Bancorp (SMBC) EBITDA Margin (2010 - 2026)

Southern Missouri Bancorp (SMBC) reported EBITDA Margin of 9.17% for Q1 2026, up 15.0% on a YoY basis from 7.97% in Q1 2025, and down 4.47% quarter-over-quarter from 9.6% in Q4 2025.

Southern Missouri Bancorp (SMBC) EBITDA Margin (2010 - 2026) Analysis & Trends

Southern Missouri Bancorp has reported EBITDA Margin for 17 years, with the latest figure at 9.17% in Q1 2026.

  • For the quarter ending Q1 2026, EBITDA Margin rose 15.0% year-over-year to 9.17%; the trailing twelve-month figure through Mar 2026 stood at 8.89% (up 41.0% YoY), and the FY2025 full-year result was 8.51%, up 44.0% from the prior year.
  • EBITDA Margin for Q1 2026 stood at 9.17%, down from 9.6% in the prior quarter.
  • The five-year high for EBITDA Margin was 10.23% in Q2 2022, with the low at 1.57% in Q1 2023.
  • Historically, EBITDA Margin has averaged 8.18% across 5 years, with a median of 8.44% in 2025.
  • Annual changes were most pronounced in 2023 — EBITDA Margin tumbled 663 bps — and 2024, when it soared 584 bps.
  • Southern Missouri Bancorp's EBITDA Margin stood at 9.3% in 2022, then decreased by 14 bps to 8.04% in 2023, then advanced by 11 bps to 8.96% in 2024, then rose by 7 bps to 9.6% in 2025, then fell by 4 bps to 9.17% in 2026.
  • The last three EBITDA Margin figures came in at 9.17% (Q1 2026), 9.6% (Q4 2025), and 8.33% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 39.06%
4 First Capital 215.78 Bn 215.63 Bn - 515.04%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 61.45%
7 NatWest 168.65 Bn -51.67 Bn - 46.65%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 7,561,492.12%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Southern Missouri Bancorp 798.48 Mn 704.51 Mn - 9.17%

Historic Data

Download Data
DateValue
Mar 31, 2026 9.17%
Dec 31, 2025 9.60%
Sep 30, 2025 8.33%
Jun 30, 2025 8.44%
Mar 31, 2025 9.02%
Dec 31, 2024 8.96%
Sep 30, 2024 7.59%
Jun 30, 2024 8.31%
Mar 31, 2024 7.41%
Dec 31, 2023 8.04%
Sep 30, 2023 8.47%
Jun 30, 2023 9.07%
Mar 31, 2023 1.57%
Dec 31, 2022 9.30%
Sep 30, 2022 7.44%
Jun 30, 2022 10.23%
Mar 31, 2022 8.19%
Dec 31, 2021 10.57%
Sep 30, 2021 11.31%
Jun 30, 2021 12.55%