Slm (SLMBP) Net Margin (2009 - 2026)
Slm (SLMBP) posted quarterly Net Margin of 54.36% for Q1 2026, up 262.0% YoY from 15.02% in Q1 2025, and up 7.61% sequentially from 50.51% in Q4 2025.
Slm (SLMBP) Net Margin (2009 - 2026) Analysis & Trends
Slm has disclosed Net Margin across 18 years of filings, most recently posting 54.36% for Q1 2026.
- In Q1 2026, Net Margin rose 262.0% year-over-year to 54.36%; the TTM figure through Mar 2026 stood at 37.33% (up 494.0% YoY), while the FY2025 annual figure was 36.74%, up 483.0% from the prior year.
- Net Margin climbed to 54.36% in Q1 2026, from 50.51% in the prior quarter.
- Over the last five years, Net Margin for SLMBP reached as high as 54.8% in Q2 2022 and fell as low as 23.62% in Q4 2022.
- The 5-year median for Net Margin is 32.13% (2022), against an average of 29.93%.
- Annual changes were most pronounced in 2022 — Net Margin tumbled 8228 bps — and 2023, when it surged 6058 bps.
- A 5-year view of Net Margin shows it stood at 23.62% in 2022, then jumped by 256 bps to 36.96% in 2023, then decreased by 26 bps to 27.49% in 2024, then jumped by 84 bps to 50.51% in 2025, then gained by 8 bps to 54.36% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 54.36%, 50.51%, and 24.16% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 53.62% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 46.23% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 15.71% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 13.32% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 30.76% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 15.15% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 13.84% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 21.04% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 14.05% |
| 10 | Slm | - | - | - | 54.36% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 54.36% |
| Dec 31, 2025 | 50.51% |
| Sep 30, 2025 | 24.16% |
| Jun 30, 2025 | 16.68% |
| Mar 31, 2025 | 51.73% |
| Dec 31, 2024 | 27.49% |
| Sep 30, 2024 | -12.97% |
| Jun 30, 2024 | 48.13% |
| Mar 31, 2024 | 50.84% |
| Dec 31, 2023 | 36.96% |
| Sep 30, 2023 | 6.05% |
| Jun 30, 2023 | 49.14% |
| Mar 31, 2023 | 26.82% |
| Dec 31, 2022 | -23.62% |
| Sep 30, 2022 | 15.63% |
| Jun 30, 2022 | 54.80% |
| Mar 31, 2022 | 32.13% |
| Dec 31, 2021 | 58.66% |
| Sep 30, 2021 | 19.30% |
| Jun 30, 2021 | 35.54% |