Slm (SLMBP) Free Cash Flow (2009 - 2026)
Slm (SLMBP) posted quarterly Free Cash Flow of -$76.0 million for Q1 2026, up 47.99% YoY from -$51.3 million in Q1 2025, and down 17.84% sequentially from -$64.5 million in Q4 2025.
Slm (SLMBP) Free Cash Flow (2009 - 2026) Analysis & Trends
Slm has disclosed Free Cash Flow across 18 years of filings, most recently posting -$76.0 million for Q1 2026.
- In Q1 2026, Free Cash Flow rose 47.99% year-over-year to -$76.0 million; the TTM figure through Mar 2026 stood at -$328.5 million (up 17.62% YoY), while the FY2025 annual figure was -$398.6 million, down 21.0% from the prior year.
- Free Cash Flow retreated to -$76.0 million in Q1 2026, from -$64.5 million in the prior quarter.
- Over the last five years, Free Cash Flow for SLMBP reached as high as $62.8 million in Q1 2022 and fell as low as -$146.1 million in Q1 2025.
- The 5-year median for Free Cash Flow is -$60.3 million (2022), against an average of -$55.5 million.
- Annual changes were most pronounced in 2023 — Free Cash Flow plunged 3001.83% — and 2024, when it surged 116.72%.
- A 5-year view of Free Cash Flow shows it stood at -$875000.0 in 2022, then sank by 3001.83% to -$27.1 million in 2023, then surged by 116.72% to $4.5 million in 2024, then sank by 1520.22% to -$64.5 million in 2025, then fell by 17.84% to -$76.0 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered -$76.0 million, -$64.5 million, and -$49.3 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 2.63 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 2.66 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 903.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 22.68 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.38 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.37 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 268.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 66.48 Mn |
| 10 | Slm | - | - | - | -75.96 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -75.96 Mn |
| Mar 31, 2026 | -75.96 Mn |
| Dec 31, 2025 | -64.46 Mn |
| Dec 31, 2025 | -64.46 Mn |
| Sep 30, 2025 | -49.34 Mn |
| Sep 30, 2025 | -49.34 Mn |
| Jun 30, 2025 | -138.73 Mn |
| Jun 30, 2025 | -138.73 Mn |
| Mar 31, 2025 | -146.05 Mn |
| Mar 31, 2025 | -146.05 Mn |
| Dec 31, 2024 | 4.54 Mn |
| Dec 31, 2024 | 4.54 Mn |
| Sep 30, 2024 | -113.42 Mn |
| Sep 30, 2024 | -113.42 Mn |
| Jun 30, 2024 | -143.80 Mn |
| Jun 30, 2024 | -143.80 Mn |
| Mar 31, 2024 | -76.71 Mn |
| Mar 31, 2024 | -76.71 Mn |
| Dec 31, 2023 | -27.14 Mn |
| Dec 31, 2023 | -27.14 Mn |