Slm (SLMBP) FCF Margin (2009 - 2026)

Slm (SLMBP) posted quarterly FCF Margin of 13.57% for Q1 2026, up 1157.0% YoY from 1.08% in Q1 2025, and up 4.44% sequentially from 14.2% in Q4 2025.

Slm (SLMBP) FCF Margin (2009 - 2026) Analysis & Trends

Slm has disclosed FCF Margin across 18 years of filings, most recently posting 13.57% for Q1 2026.

  • In Q1 2026, FCF Margin rose 1157.0% year-over-year to 13.57%; the TTM figure through Mar 2026 stood at 16.73% (up 460.0% YoY), while the FY2025 annual figure was 20.09%, down 227.0% from the prior year.
  • FCF Margin grew to 13.57% in Q1 2026, from 14.2% in the prior quarter.
  • Over the last five years, FCF Margin for SLMBP reached as high as 15.82% in Q1 2022 and fell as low as 34.37% in Q2 2025.
  • The 5-year median for FCF Margin is 12.63% (2023), against an average of 11.23%.
  • The widest YoY moves for FCF Margin: up 4799 bps in 2022, down 2211 bps in 2022.
  • A 5-year view of FCF Margin shows it stood at 0.26% in 2022, then tumbled by 2286 bps to 6.13% in 2023, then jumped by 119 bps to 1.16% in 2024, then slumped by 1320 bps to 14.2% in 2025, then increased by 4 bps to 13.57% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 13.57%, 14.2%, and 9.04% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.37%
2 Mastercard 465.55 Bn 455.34 Bn - 33.56%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 14.04%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 10.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 6,779.64%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -216.52%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 65.22%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 46.37%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.37%
10 Slm - - - -13.57%

Historic Data

Download Data
DateValue
Mar 31, 2026 -13.57%
Dec 31, 2025 -14.20%
Sep 30, 2025 -9.04%
Jun 30, 2025 -34.37%
Mar 31, 2025 -25.14%
Dec 31, 2024 1.16%
Sep 30, 2024 -29.54%
Jun 30, 2024 -27.98%
Mar 31, 2024 -13.67%
Dec 31, 2023 -6.13%
Sep 30, 2023 -14.52%
Jun 30, 2023 -12.63%
Mar 31, 2023 2.08%
Dec 31, 2022 -0.26%
Sep 30, 2022 0.72%
Jun 30, 2022 -9.71%
Mar 31, 2022 15.82%
Dec 31, 2021 8.77%
Sep 30, 2021 22.83%
Jun 30, 2021 -57.70%