Slm (SLMBP) EBT Margin (2009 - 2026)
Slm (SLMBP) posted quarterly EBT Margin of 71.49% for Q1 2026, up 211.0% YoY from 22.99% in Q1 2025, and up 2.74% sequentially from 69.59% in Q4 2025.
Slm (SLMBP) EBT Margin (2009 - 2026) Analysis & Trends
Slm has disclosed EBT Margin across 18 years of filings, most recently posting 71.49% for Q1 2026.
- In Q1 2026, EBT Margin rose 211.0% year-over-year to 71.49%; the TTM figure through Mar 2026 stood at 50.41% (up 684.0% YoY), while the FY2025 annual figure was 50.02%, up 683.0% from the prior year.
- EBT Margin climbed to 71.49% in Q1 2026, from 69.59% in the prior quarter.
- Over the last five years, EBT Margin for SLMBP reached as high as 73.48% in Q2 2022 and fell as low as 28.33% in Q4 2022.
- The 5-year median for EBT Margin is 41.86% (2022), against an average of 40.8%.
- Annual changes were most pronounced in 2022 — EBT Margin plunged 10714 bps — and 2023, when it surged 7918 bps.
- A 5-year view of EBT Margin shows it stood at 28.33% in 2022, then jumped by 280 bps to 50.85% in 2023, then tumbled by 33 bps to 33.89% in 2024, then jumped by 105 bps to 69.59% in 2025, then rose by 3 bps to 71.49% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 71.49%, 69.59%, and 34.05% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 63.88% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 57.30% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 19.98% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 16.68% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 32.10% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 18.14% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 19.03% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 27.07% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 16.65% |
| 10 | Slm | - | - | - | 71.49% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 71.49% |
| Dec 31, 2025 | 69.59% |
| Sep 30, 2025 | 34.05% |
| Jun 30, 2025 | 21.71% |
| Mar 31, 2025 | 69.38% |
| Dec 31, 2024 | 33.89% |
| Sep 30, 2024 | -15.51% |
| Jun 30, 2024 | 65.87% |
| Mar 31, 2024 | 69.05% |
| Dec 31, 2023 | 50.85% |
| Sep 30, 2023 | 9.93% |
| Jun 30, 2023 | 67.19% |
| Mar 31, 2023 | 36.52% |
| Dec 31, 2022 | -28.33% |
| Sep 30, 2022 | 22.54% |
| Jun 30, 2022 | 73.48% |
| Mar 31, 2022 | 41.86% |
| Dec 31, 2021 | 78.81% |
| Sep 30, 2021 | 24.83% |
| Jun 30, 2021 | 49.44% |