Slm (SLMBP) EBIT Margin (2009 - 2026)
Slm (SLMBP) posted quarterly EBIT Margin of 120.4% for Q1 2026, up 264.0% YoY from 33.08% in Q1 2025, and down 8.22% sequentially from 131.19% in Q4 2025.
Slm (SLMBP) EBIT Margin (2009 - 2026) Analysis & Trends
Slm has disclosed EBIT Margin across 18 years of filings, most recently posting 120.4% for Q1 2026.
- In Q1 2026, EBIT Margin rose 264.0% year-over-year to 120.4%; the TTM figure through Mar 2026 stood at 107.37% (up 265.0% YoY), while the FY2025 annual figure was 106.73%, up 198.0% from the prior year.
- EBIT Margin slipped to 120.4% in Q1 2026, from 131.19% in the prior quarter.
- Over the last five years, EBIT Margin for SLMBP reached as high as 131.19% in Q4 2025 and fell as low as 31.0% in Q4 2022.
- The 5-year median for EBIT Margin is 91.07% (2025), against an average of 93.51%.
- Annual changes were most pronounced in 2022 — EBIT Margin plunged 6533 bps — and 2023, when it surged 8366 bps.
- A 5-year view of EBIT Margin shows it stood at 31.0% in 2022, then jumped by 270 bps to 114.66% in 2023, then declined by 4 bps to 110.61% in 2024, then grew by 19 bps to 131.19% in 2025, then retreated by 8 bps to 120.4% in 2026.
- According to Business Quant data, EBIT Margin over the past three periods registered 120.4%, 131.19%, and 86.21% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 64.42% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 58.43% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 18.77% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 17.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 26.44% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 3.39% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 35.49% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 24.11% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.96% |
| 10 | Slm | - | - | - | 120.40% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 120.40% |
| Dec 31, 2025 | 131.19% |
| Sep 30, 2025 | 86.21% |
| Jun 30, 2025 | 91.07% |
| Mar 31, 2025 | 117.77% |
| Dec 31, 2024 | 110.61% |
| Sep 30, 2024 | 60.86% |
| Jun 30, 2024 | 118.26% |
| Mar 31, 2024 | 118.33% |
| Dec 31, 2023 | 114.66% |
| Sep 30, 2023 | 75.39% |
| Jun 30, 2023 | 113.78% |
| Mar 31, 2023 | 91.00% |
| Dec 31, 2022 | 31.00% |
| Sep 30, 2022 | 54.91% |
| Jun 30, 2022 | 89.62% |
| Mar 31, 2022 | 64.53% |
| Dec 31, 2021 | 96.33% |
| Sep 30, 2021 | 49.07% |
| Jun 30, 2021 | 73.96% |