Slm (SLM) FCF Margin (2009 - 2026)
Slm (SLM) posted FCF Margin of -28.33% for Q3 2026, down 19.29 percentage points from -9.04% a year earlier but up 5.28 percentage points from the prior quarter.
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Analysis
Slm (SLM) FCF Margin (2009 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, FCF Margin at Slm was -21.31%, down 4.15 percentage points year-over-year; for FY2025, it came in at -20.09%, down 2.27 percentage points from FY2024.
- Annual FCF Margin has declined for three consecutive years, with a five-year change of -10.00 percentage points (FY2020 to FY2025).
- In prior years, Slm's FCF Margin was -17.81% in FY2024 (-9.82 pp), -7.99% in FY2023 (-8.27 pp), 0.27% in FY2022 (+2.72 pp) and -2.44% in FY2021 (+7.64 pp).
- Quarterly FCF Margin has run from a low of -34.37% in Q2 2025 to a high of 15.82% in Q1 2022 over five years.
- On a year-over-year basis, FCF Margin increased in four of the last eight quarters, with an average year-over-year change of -1.55 percentage points.
- The strongest year-over-year quarter for FCF Margin in the past five years was Q2 2022, with a gain of 47.99 percentage points; the weakest was Q3 2022, with a drop of 22.11 percentage points.
- According to Business Quant data, FCF Margin for the three prior quarters was -33.61% (Q2 2026), -13.57% (Q1 2026) and -14.20% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 41.00 Bn | 29.82 Bn | - | 56.70% |
| 2 | Royalty Pharma | 39.88 Bn | 40.21 Bn | - | 99.42% |
| 3 | Orix | 36.75 Bn | 7.39 Bn | 13.83 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 25.40 Bn | -16,108.71 Bn | - | 10.46% |
| 5 | Royal Gold | 23.20 Bn | 22.41 Bn | 402.46 Mn | 73.88% |
| 6 | Affirm Holdings | 22.35 Bn | 15.40 Bn | - | 11.45% |
| 7 | Synchrony Financial | 22.29 Bn | -45.34 Bn | - | 50.83% |
| 8 | Annaly Capital Management | 14.69 Bn | 5.72 Bn | - | 332.74% |
| 9 | Ares Capital | 14.04 Bn | 11.79 Bn | - | 137.88% |
| 10 | Slm | 3.07 Bn | -13.28 Bn | - | -28.33% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -28.33% |
| Jun 30, 2026 | -33.61% |
| Mar 31, 2026 | -13.57% |
| Dec 31, 2025 | -14.20% |
| Sep 30, 2025 | -9.04% |
| Jun 30, 2025 | -34.37% |
| Mar 31, 2025 | -25.14% |
| Dec 31, 2024 | 1.16% |
| Sep 30, 2024 | -29.54% |
| Jun 30, 2024 | -27.98% |
| Mar 31, 2024 | -13.67% |
| Dec 31, 2023 | -6.13% |
| Sep 30, 2023 | -14.52% |
| Jun 30, 2023 | -12.63% |
| Mar 31, 2023 | 2.08% |
| Dec 31, 2022 | -0.26% |
| Sep 30, 2022 | 0.72% |
| Jun 30, 2022 | -9.71% |
| Mar 31, 2022 | 15.82% |
| Dec 31, 2021 | 8.77% |
API Access
Slm FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=SLM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "SLM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=SLM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();