Slm (SLM) EBIT Margin (2009 - 2026)
Slm (SLM) recorded EBIT Margin of 58.13% in Q3 2026, down 28.08 percentage points from 86.21% a year earlier and down 29.05 percentage points from the prior quarter.
Slm (SLM) EBIT Margin (2009 - 2026) Analysis & Trends
On a TTM basis, Slm's EBIT Margin came in at 102.64% as of Sep 30, 2026, up 0.91 percentage points year-over-year; for FY2025, it came in at 106.73%, up 1.98 percentage points from FY2024.
- Annual EBIT Margin has increased for three straight years, with a five-year change of +13.12 percentage points (FY2020 to FY2025).
- Across earlier years, EBIT Margin came in at 104.75% in FY2024 (+4.80 pp), 99.95% in FY2023 (+35.59 pp), 64.36% in FY2022 (-30.47 pp) and 94.83% in FY2021 (+1.22 pp).
- The Q3 2026 figure is the lowest quarterly EBIT Margin since Q4 2022.
- On a year-over-year basis, EBIT Margin rose in three of the last eight quarters, with an average year-over-year change of -1.90 percentage points.
- Peak year-over-year performance for EBIT Margin in the last five years was a gain of 83.66 percentage points in Q4 2023, against a drop of 86.82 percentage points in Q4 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at 87.18% (Q2 2026), 120.40% (Q1 2026) and 131.19% (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 41.00 Bn | 29.82 Bn | - | 40.10% |
| 2 | Royalty Pharma | 39.88 Bn | 40.21 Bn | - | 59.53% |
| 3 | Orix | 36.75 Bn | 7.39 Bn | 13.83 Bn | 4.59% |
| 4 | Federal National Mortgage Association Fannie Mae | 25.40 Bn | -16,108.71 Bn | - | 467.76% |
| 5 | Royal Gold | 23.20 Bn | 22.41 Bn | 402.46 Mn | 65.35% |
| 6 | Affirm Holdings | 22.35 Bn | 15.40 Bn | - | 14.82% |
| 7 | Synchrony Financial | 22.29 Bn | -45.34 Bn | - | 43.96% |
| 8 | Annaly Capital Management | 14.69 Bn | 5.72 Bn | - | 51.56% |
| 9 | Ares Capital | 14.04 Bn | 11.79 Bn | - | - |
| 10 | Slm | 3.07 Bn | -13.28 Bn | - | 58.13% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 58.13% |
| Jun 30, 2026 | 87.18% |
| Mar 31, 2026 | 120.40% |
| Dec 31, 2025 | 131.19% |
| Sep 30, 2025 | 86.21% |
| Jun 30, 2025 | 91.07% |
| Mar 31, 2025 | 117.77% |
| Dec 31, 2024 | 110.61% |
| Sep 30, 2024 | 60.86% |
| Jun 30, 2024 | 118.26% |
| Mar 31, 2024 | 118.33% |
| Dec 31, 2023 | 114.66% |
| Sep 30, 2023 | 75.39% |
| Jun 30, 2023 | 113.78% |
| Mar 31, 2023 | 91.00% |
| Dec 31, 2022 | 31.00% |
| Sep 30, 2022 | 54.91% |
| Jun 30, 2022 | 89.62% |
| Mar 31, 2022 | 64.53% |
| Dec 31, 2021 | 96.33% |
Slm EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=SLM&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "SLM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=SLM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();