Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Selective Insurance (SIGI) Operating Margin (2016 - 2025)

Selective Insurance (SIGI) has disclosed Operating Margin for 17 consecutive years, with 8.06% as the latest value for Q4 2025.

  • Quarterly Operating Margin fell 278.0% to 8.06% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 9.43% through Dec 2025, down 21.0% year-over-year, with the annual reading at 9.95% for FY2025, 49.0% down from the prior year.
  • Operating Margin hit 8.06% in Q4 2025 for Selective Insurance, down from 10.19% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 10.84% in Q4 2024 to a low of 7.14% in Q3 2022.
  • Historically, Operating Margin has averaged 9.23% across 5 years, with a median of 9.23% in 2021.
  • Biggest five-year swings in Operating Margin: skyrocketed 491bps in 2021 and later plummeted -362bps in 2022.
  • Year by year, Operating Margin stood at 9.21% in 2021, then decreased by -7bps to 8.55% in 2022, then rose by 4bps to 8.88% in 2023, then rose by 22bps to 10.84% in 2024, then dropped by -26bps to 8.06% in 2025.
  • Business Quant data shows Operating Margin for SIGI at 8.06% in Q4 2025, 10.19% in Q3 2025, and 9.65% in Q2 2025.