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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Selective Insurance (SIGI) Operating Margin (2016 - 2025)

Selective Insurance's Operating Margin history spans 17 years, with the latest figure at 36.84% for Q4 2025.

  • For Q4 2025, Operating Margin fell 25746.0% year-over-year to 36.84%; the TTM value through Dec 2025 reached 21.64%, down 11147.0%, while the annual FY2025 figure was 33.78%, 42.0% down from the prior year.
  • Operating Margin for Q4 2025 was 36.84% at Selective Insurance, up from 12.36% in the prior quarter.
  • Across five years, Operating Margin topped out at 294.3% in Q4 2024 and bottomed at 218.61% in Q3 2023.
  • The 5-year median for Operating Margin is 9.46% (2024), against an average of 6.14%.
  • The largest annual shift saw Operating Margin surged 22808bps in 2024 before it crashed -25746bps in 2025.
  • A 5-year view of Operating Margin shows it stood at 9.96% in 2021, then dropped by -28bps to 7.14% in 2022, then crashed by -3163bps to 218.61% in 2023, then soared by 235bps to 294.3% in 2024, then plummeted by -87bps to 36.84% in 2025.
  • Per Business Quant, the three most recent readings for SIGI's Operating Margin are 36.84% (Q4 2025), 12.36% (Q3 2025), and 118.14% (Q2 2025).