Selective Insurance (SIGI) Net Margin (2009 - 2026)
Selective Insurance's (SIGI) quarterly Net Margin came in at 7.02% in Q1 2026, down 135.0% year-on-year from 20.05% in Q1 2025, and down 37.36% quarter-over-quarter from 11.2% in Q4 2025.
Selective Insurance (SIGI) Net Margin (2009 - 2026) Analysis & Trends
Selective Insurance has disclosed Net Margin across 16 years of filings, most recently posting 7.02% for Q1 2026.
- Net Margin for Q1 2026 came in at 7.02%, down 135.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 8.22% (up 292.0% YoY), and the FY2025 annual result was 8.57%, up 405.0% from the prior year.
- Net Margin came in at 7.02% for Q1 2026 at Selective Insurance, down from 11.2% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 12.09% in Q4 2024 to a low of 6.07% in Q2 2024.
- The 5-year median for Net Margin is 7.02% (2026), against an average of 6.66%.
- Across the five-year window, Net Margin sank 1149 bps in 2024 and surged 1238 bps in 2025, its largest moves.
- Selective Insurance's Net Margin stood at 4.49% in 2022, then soared by 79 bps to 8.04% in 2023, then soared by 50 bps to 12.09% in 2024, then slipped by 7 bps to 11.2% in 2025, then sank by 37 bps to 7.02% in 2026.
- The last three Net Margin figures came in at 7.02% (Q1 2026), 11.2% (Q4 2025), and 8.31% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 15.89% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 12.70% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 14.35% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 14.33% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 13.97% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 10.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -5.76% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 41.26% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 9.85% |
| 10 | Selective Insurance | 5.31 Bn | 3.57 Bn | 543.42 Mn | 7.02% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.02% |
| Dec 31, 2025 | 11.20% |
| Sep 30, 2025 | 8.31% |
| Jun 30, 2025 | 6.30% |
| Mar 31, 2025 | 8.37% |
| Dec 31, 2024 | 12.09% |
| Sep 30, 2024 | 8.09% |
| Jun 30, 2024 | -6.07% |
| Mar 31, 2024 | 6.89% |
| Sep 30, 2023 | 8.04% |
| Jun 30, 2023 | 5.41% |
| Mar 31, 2023 | 9.03% |
| Sep 30, 2022 | 4.49% |
| Jun 30, 2022 | 4.30% |
| Mar 31, 2022 | 6.39% |
| Sep 30, 2021 | 8.25% |
| Jun 30, 2021 | 14.23% |
| Mar 31, 2021 | 13.29% |
| Dec 31, 2020 | 15.91% |
| Sep 30, 2020 | 9.00% |