Selective Insurance (SIGI) Interest Coverage Ratio (2009 - 2026)
Selective Insurance (SIGI) posted Interest Coverage Ratio of 0.6 for Q2 2026, down 90.63% sequentially from 6.36 in Q1 2026, and down 89.86% YoY from 5.87 in Q2 2025.
Analysis
Selective Insurance (SIGI) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Selective Insurance has reported Interest Coverage Ratio for 18 years, with the latest figure at 0.6 in Q2 2026.
- Quarterly Interest Coverage Ratio fell 89.86% year-over-year to 0.6 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 2.28 (down 89.84% YoY) and the FY2025 annual result came in at 2.39, down 84.89% from the prior year.
- Interest Coverage Ratio slipped to 0.6 in Q2 2026 per SIGI's latest filing, from 6.36 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 20.28 in Q4 2024 and troughed at 0.58 in Q3 2025.
- A 5-year average of 7.83 and a median of 5.52 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio jumped 52.93% in 2022, then sank 95.83% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 9.11 in 2022, then jumped by 40.24% to 12.77 in 2023, then jumped by 58.8% to 20.28 in 2024, then declined by 5.86% to 19.09 in 2025, then plunged by 96.88% to 0.6 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.6, 6.36, and 19.09 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.19 Bn | 121.42 Bn | 9.13 Bn | 26.67 |
| 2 | Progressive | 130.70 Bn | 125.70 Bn | 9.04 Bn | -19.05 |
| 3 | Travelers Companies | 79.25 Bn | 55.49 Bn | 6.23 Bn | 17.54 |
| 4 | Allstate | 68.05 Bn | 29.32 Bn | 16.28 Bn | 10.51 |
| 5 | Fairfax Financial Holdings | 35.99 Bn | 35.99 Bn | - | 4.78 |
| 6 | Cincinnati Financial | 26.93 Bn | 25.04 Bn | 2.39 Bn | 17.72 |
| 7 | Markel | 23.12 Bn | 6.23 Bn | 2.83 Bn | 29.78 |
| 8 | Loews | 22.65 Bn | 349.15 Mn | 2.57 Bn | 7.39 |
| 9 | Assurant | 14.26 Bn | 12.22 Bn | 2.71 Bn | 5.01 |
| 10 | Selective Insurance | 5.57 Bn | 3.47 Bn | 570.77 Mn | 6.23 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.23 |
| Mar 31, 2026 | 6.36 |
| Dec 31, 2025 | 6.75 |
| Sep 30, 2025 | 6.42 |
| Jun 30, 2025 | 5.87 |
| Mar 31, 2025 | 5.59 |
| Dec 31, 2024 | 6.02 |
| Sep 30, 2024 | 5.66 |
| Jun 30, 2024 | 5.15 |
| Mar 31, 2024 | 5.39 |
| Sep 30, 2023 | 15.35 |
| Jun 30, 2023 | 5.46 |
| Mar 31, 2023 | 5.35 |
| Sep 30, 2022 | 13.60 |
| Jun 30, 2022 | 4.71 |
| Mar 31, 2022 | 5.08 |
| Sep 30, 2021 | 14.94 |
| Jun 30, 2021 | 4.58 |
| Mar 31, 2021 | 3.32 |
| Dec 31, 2020 | 3.26 |