Selective Insurance (SIGI) Gross Margin (2009 - 2026)
Selective Insurance (SIGI) posted Gross Margin of 41.15% for Q2 2026, up 2.9% sequentially from 39.99% in Q1 2026, and up 325.0% YoY from 9.68% in Q2 2025.
Selective Insurance (SIGI) Gross Margin (2009 - 2026) Analysis & Trends
Selective Insurance has reported Gross Margin for 13 years, with the latest figure at 41.15% in Q2 2026.
- Quarterly Gross Margin rose 325.0% year-over-year to 41.15% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 41.16% (up 189.0% YoY) and the FY2025 annual result came in at 40.83%, up 592.0% from the prior year.
- Gross Margin grew to 41.15% in Q2 2026 per SIGI's latest filing, from 39.99% in the prior quarter.
- Over five years, Gross Margin peaked at 43.7% in Q4 2025 and troughed at 22.61% in Q2 2024.
- A 4-year average of 38.57% and a median of 39.78% in 2025 frame the typical range for Gross Margin.
- The sharpest annual moves came in 2024 and 2025: Gross Margin slumped 196 bps in 2024, then jumped 1529 bps in 2025.
- Over 4 years, Gross Margin stood at 40.43% in 2023, then dropped by 4 bps to 38.79% in 2024, then advanced by 13 bps to 43.7% in 2025, then declined by 6 bps to 41.15% in 2026.
- According to Business Quant data, Gross Margin over the past three periods registered 41.15%, 39.99%, and 43.7% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 57.69% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 38.28% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 44.93% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 87.55% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 55.85% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 54.18% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 70.46% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 78.34% |
| 10 | Selective Insurance | 5.60 Bn | 3.50 Bn | 570.77 Mn | 41.15% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 41.15% |
| Mar 31, 2026 | 39.99% |
| Dec 31, 2025 | 43.70% |
| Sep 30, 2025 | 39.78% |
| Jun 30, 2025 | 37.90% |
| Mar 31, 2025 | 41.93% |
| Dec 31, 2024 | 38.79% |
| Sep 30, 2024 | 38.47% |
| Jun 30, 2024 | 22.61% |
| Mar 31, 2024 | 39.54% |
| Sep 30, 2023 | 40.43% |
| Sep 30, 2017 | 98.21% |
| Jun 30, 2017 | 98.19% |
| Mar 31, 2017 | 97.82% |
| Dec 31, 2016 | 100.11% |
| Sep 30, 2016 | 98.21% |
| Jun 30, 2016 | 97.96% |
| Mar 31, 2016 | 97.53% |
| Dec 31, 2015 | 100.22% |
| Sep 30, 2015 | 98.33% |