SunCar Technology (SDA) Interest Coverage Ratio (2023 - 2025)

SunCar Technology (SDA) posted Interest Coverage Ratio of 1.99 for Q4 2025, up 26.95% sequentially from 2.72 in Q3 2025, and down 70512.77% YoY from N/an in Q4 2024.

SunCar Technology (SDA) Interest Coverage Ratio (2023 - 2025) Analysis & Trends

SunCar Technology (SDA) has 3 years of Interest Coverage Ratio data on file, last reported at 1.99 in Q4 2025.

  • Quarterly Interest Coverage Ratio fell 70512.77% year-over-year to 1.99 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.92 (down 107.11% YoY) and the FY2025 annual result came in at 0.92, down 107.11% from the prior year.
  • Interest Coverage Ratio advanced to 1.99 in Q4 2025 per SDA's latest filing, from 2.72 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 47.76 in Q2 2024, with the low at 2.72 in Q3 2025.
  • Average Interest Coverage Ratio over 3 years is 6.58, with a median of 1.35 recorded in 2023.
  • The widest YoY moves for Interest Coverage Ratio: up 26.0% in 2025, down 70512.77% in 2025.
  • SunCar Technology's Interest Coverage Ratio stood at 15.17 in 2023, then slumped by 100.02% to 0.0 in 2024, then plunged by 70512.77% to 1.99 in 2025.
  • Business Quant data shows SDA's Interest Coverage Ratio at 1.99 in Q4 2025, 2.72 in Q3 2025, and 1.68 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Uxin 128.90 Bn 128.96 Bn - -
2 Carvana 48.46 Bn 46.86 Bn 1.27 Bn 5.87
3 Penske Automotive 11.65 Bn 11.59 Bn 1.30 Bn -
4 Carmax 7.34 Bn 7.21 Bn 854.41 Mn 6.48
5 Lithia Motors 6.80 Bn 6.82 Bn 1.42 Bn 4.78
6 Autonation 6.40 Bn 6.33 Bn 1.21 Bn 6.55
7 Rush Enterprises Inc \Tx\ 5.57 Bn 5.35 Bn 343.80 Mn 11.07
8 Valvoline 4.88 Bn 4.79 Bn 187.00 Mn -
9 Asbury Automotive 3.76 Bn 3.73 Bn 726.90 Mn -
10 SunCar Technology 84.73 Mn 91.75 Mn 148.17 Mn -1.99

Historic Data

Download Data
DateValue
Dec 31, 2025 -1.99
Sep 30, 2025 -2.72
Jun 30, 2025 -1.68
Mar 31, 2025 2.87
Dec 31, 2024 0.00
Sep 30, 2024 -0.21
Jun 30, 2024 47.76
Mar 31, 2024 3.88
Dec 31, 2023 15.17
Sep 30, 2023 2.70