SunCar Technology (SDA) Interest Coverage Ratio (2023 - 2025)
SunCar Technology's (SDA) quarterly Interest Coverage Ratio came in at 1.99 in Q4 2025, down 70512.77% year-on-year from N/an in Q4 2024, and up 26.95% quarter-over-quarter from 2.72 in Q3 2025.
SunCar Technology (SDA) Interest Coverage Ratio (2023 - 2025) Analysis & Trends
SunCar Technology has disclosed Interest Coverage Ratio across 3 years of filings, most recently posting 1.99 for Q4 2025.
- Interest Coverage Ratio for Q4 2025 came in at 1.99, down 70512.77% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.92 (down 107.11% YoY), and the FY2025 annual result was 0.92, down 107.11% from the prior year.
- Interest Coverage Ratio came in at 1.99 for Q4 2025 at SunCar Technology, up from 2.72 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 47.76 in Q2 2024 to a low of 2.72 in Q3 2025.
- The 3-year median for Interest Coverage Ratio is 1.35 (2023), against an average of 6.58.
- Peak annual rise in Interest Coverage Ratio reached 26.0% in 2025, while the deepest fall reached 70512.77% in 2025.
- SunCar Technology's Interest Coverage Ratio stood at 15.17 in 2023, then sank by 100.02% to 0.0 in 2024, then tumbled by 70512.77% to 1.99 in 2025.
- The last three Interest Coverage Ratio figures came in at 1.99 (Q4 2025), 2.72 (Q3 2025), and 1.68 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Uxin | 18.05 Bn | 18.09 Bn | 11.57 Mn | - |
| 2 | Carvana | 9.49 Bn | 7.89 Bn | 1.27 Bn | 5.87 |
| 3 | Carmax | 6.94 Bn | 6.35 Bn | 605.26 Mn | -0.21 |
| 4 | Lithia Motors | 6.76 Bn | 6.78 Bn | 1.42 Bn | 4.78 |
| 5 | Autonation | 6.51 Bn | 6.45 Bn | 1.21 Bn | 6.55 |
| 6 | Rush Enterprises Inc \Tx\ | 5.19 Bn | 4.97 Bn | 343.80 Mn | 11.07 |
| 7 | Valvoline | 4.57 Bn | 4.48 Bn | 187.00 Mn | - |
| 8 | Openlane | 3.88 Bn | 3.84 Bn | 256.20 Mn | 2.98 |
| 9 | Group 1 Automotive | 3.69 Bn | 3.65 Bn | 877.90 Mn | - |
| 10 | SunCar Technology | 117.39 Mn | 146.47 Mn | 148.17 Mn | -1.99 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -1.99 |
| Sep 30, 2025 | -2.72 |
| Jun 30, 2025 | -1.68 |
| Mar 31, 2025 | 2.87 |
| Dec 31, 2024 | 0.00 |
| Sep 30, 2024 | -0.21 |
| Jun 30, 2024 | 47.76 |
| Mar 31, 2024 | 3.88 |
| Dec 31, 2023 | 15.17 |
| Sep 30, 2023 | 2.70 |