SunCar Technology (SDA) Interest Coverage Ratio (2023 - 2025)

SunCar Technology's (SDA) quarterly Interest Coverage Ratio came in at 1.99 in Q4 2025, down 70512.77% year-on-year from N/an in Q4 2024, and up 26.95% quarter-over-quarter from 2.72 in Q3 2025.

SunCar Technology (SDA) Interest Coverage Ratio (2023 - 2025) Analysis & Trends

SunCar Technology has disclosed Interest Coverage Ratio across 3 years of filings, most recently posting 1.99 for Q4 2025.

  • Interest Coverage Ratio for Q4 2025 came in at 1.99, down 70512.77% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.92 (down 107.11% YoY), and the FY2025 annual result was 0.92, down 107.11% from the prior year.
  • Interest Coverage Ratio came in at 1.99 for Q4 2025 at SunCar Technology, up from 2.72 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 47.76 in Q2 2024 to a low of 2.72 in Q3 2025.
  • The 3-year median for Interest Coverage Ratio is 1.35 (2023), against an average of 6.58.
  • Peak annual rise in Interest Coverage Ratio reached 26.0% in 2025, while the deepest fall reached 70512.77% in 2025.
  • SunCar Technology's Interest Coverage Ratio stood at 15.17 in 2023, then sank by 100.02% to 0.0 in 2024, then tumbled by 70512.77% to 1.99 in 2025.
  • The last three Interest Coverage Ratio figures came in at 1.99 (Q4 2025), 2.72 (Q3 2025), and 1.68 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Uxin 18.05 Bn 18.09 Bn 11.57 Mn -
2 Carvana 9.49 Bn 7.89 Bn 1.27 Bn 5.87
3 Carmax 6.94 Bn 6.35 Bn 605.26 Mn -0.21
4 Lithia Motors 6.76 Bn 6.78 Bn 1.42 Bn 4.78
5 Autonation 6.51 Bn 6.45 Bn 1.21 Bn 6.55
6 Rush Enterprises Inc \Tx\ 5.19 Bn 4.97 Bn 343.80 Mn 11.07
7 Valvoline 4.57 Bn 4.48 Bn 187.00 Mn -
8 Openlane 3.88 Bn 3.84 Bn 256.20 Mn 2.98
9 Group 1 Automotive 3.69 Bn 3.65 Bn 877.90 Mn -
10 SunCar Technology 117.39 Mn 146.47 Mn 148.17 Mn -1.99

Historic Data

Download Data
DateValue
Dec 31, 2025 -1.99
Sep 30, 2025 -2.72
Jun 30, 2025 -1.68
Mar 31, 2025 2.87
Dec 31, 2024 0.00
Sep 30, 2024 -0.21
Jun 30, 2024 47.76
Mar 31, 2024 3.88
Dec 31, 2023 15.17
Sep 30, 2023 2.70