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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Safety Insurance (SAFT) Operating Margin (2016 - 2025)

Safety Insurance's Operating Margin history spans 16 years, with the latest figure at 4.6% for Q4 2025.

  • For Q4 2025, Operating Margin fell 976.0% year-over-year to 4.6%; the TTM value through Dec 2025 reached 1.95%, down 330.0%, while the annual FY2025 figure was 2.11%, 287.0% down from the prior year.
  • Operating Margin reached 4.6% in Q4 2025 per SAFT's latest filing, down from 4.76% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 6.84% in Q2 2023 to a low of 22.47% in Q4 2023.
  • Average Operating Margin over 5 years is 2.67%, with a median of 5.18% recorded in 2021.
  • Peak YoY movement for Operating Margin: crashed -1328bps in 2023, then soared 2762bps in 2024.
  • A 5-year view of Operating Margin shows it stood at 0.68% in 2021, then plummeted by -1442bps to 9.19% in 2022, then plummeted by -144bps to 22.47% in 2023, then surged by 123bps to 5.15% in 2024, then plummeted by -189bps to 4.6% in 2025.
  • Per Business Quant, the three most recent readings for SAFT's Operating Margin are 4.6% (Q4 2025), 4.76% (Q3 2025), and 4.97% (Q2 2025).