Safety Insurance (SAFT) Operating Margin (2010 - 2026)
Safety Insurance (SAFT) reported Operating Margin of 5.41% for Q1 2026, up 7.0% on a YoY basis from 5.06% in Q1 2025, and up 217.67% quarter-over-quarter from 4.6% in Q4 2025.
Safety Insurance (SAFT) Operating Margin (2010 - 2026) Analysis & Trends
Safety Insurance has reported Operating Margin for 17 years, with the latest figure at 5.41% in Q1 2026.
- For the quarter ending Q1 2026, Operating Margin rose 7.0% year-over-year to 5.41%; the trailing twelve-month figure through Mar 2026 stood at 2.17% (down 291.0% YoY), and the FY2025 full-year result was 2.11%, down 341.0% from the prior year.
- Operating Margin for Q1 2026 stood at 5.41%, up from 4.6% in the prior quarter.
- The five-year high for Operating Margin was 6.39% in Q1 2023, with the low at 22.47% in Q4 2023.
- Historically, Operating Margin has averaged 2.48% across 5 years, with a median of 5.49% in 2024.
- Annual changes were most pronounced in 2023 — Operating Margin plunged 1350 bps — and 2024, when it soared 2796 bps.
- Safety Insurance's Operating Margin stood at 8.97% in 2022, then tumbled by 151 bps to 22.47% in 2023, then surged by 124 bps to 5.49% in 2024, then sank by 184 bps to 4.6% in 2025, then jumped by 218 bps to 5.41% in 2026.
- The last three Operating Margin figures came in at 5.41% (Q1 2026), 4.6% (Q4 2025), and 4.76% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 11.57% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | -46.25% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 8.45% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 5.54% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 10.96% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.21% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -7.70% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 71.45% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 5.74% |
| 10 | Safety Insurance | 1.02 Bn | 769.16 Mn | 67.18 Mn | 5.41% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 5.41% |
| Dec 31, 2025 | -4.60% |
| Sep 30, 2025 | 4.76% |
| Jun 30, 2025 | 5.57% |
| Mar 31, 2025 | 5.34% |
| Dec 31, 2024 | 5.49% |
| Sep 30, 2024 | 4.14% |
| Jun 30, 2024 | 5.47% |
| Mar 31, 2024 | 5.68% |
| Dec 31, 2023 | -22.47% |
| Sep 30, 2023 | 6.11% |
| Jun 30, 2023 | 6.03% |
| Mar 31, 2023 | 6.39% |
| Dec 31, 2022 | -8.97% |
| Sep 30, 2022 | 5.78% |
| Jun 30, 2022 | 6.34% |
| Mar 31, 2022 | 5.66% |
| Dec 31, 2021 | 1.08% |
| Sep 30, 2021 | 5.72% |
| Jun 30, 2021 | 4.39% |