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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Safety Insurance (SAFT) Operating Margin (2016 - 2026)

Safety Insurance filings provide 16 years of Operating Margin readings, the most recent being 4.04% for Q4 2025.

  • On a quarterly basis, Operating Margin rose 1225.0% to 4.04% in Q4 2025 year-over-year; TTM through Dec 2025 was 4.83%, a 306.0% increase, with the full-year FY2025 number at 4.96%, up 310.0% from a year prior.
  • Operating Margin hit 4.04% in Q4 2025 for Safety Insurance, down from 4.76% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 9.19% in Q4 2023 to a low of 8.97% in Q4 2022.
  • Median Operating Margin over the past 5 years was 5.62% (2022), compared with a mean of 4.38%.
  • Biggest five-year swings in Operating Margin: skyrocketed 1816bps in 2023 and later tumbled -1740bps in 2024.
  • Safety Insurance's Operating Margin stood at 6.08% in 2021, then tumbled by -248bps to 8.97% in 2022, then soared by 203bps to 9.19% in 2023, then crashed by -189bps to 8.2% in 2024, then soared by 149bps to 4.04% in 2025.
  • The last three reported values for Operating Margin were 4.04% (Q4 2025), 4.76% (Q3 2025), and 5.57% (Q2 2025) per Business Quant data.