Safety Insurance (SAFT) Operating Margin (2010 - 2026)
Safety Insurance (SAFT) posted Operating Margin of 5.41% for Q1 2026, up 217.67% quarter-over-quarter from 4.6% in Q4 2025, and up 7.0% year-on-year from 5.06% in Q1 2025.
Safety Insurance (SAFT) Operating Margin (2010 - 2026) Analysis & Trends
Safety Insurance (SAFT) has reported Operating Margin for 17 consecutive years, with 5.41% the latest figure, recorded in Q1 2026.
- Operating Margin for Q1 2026 came in at 5.41%, up 7.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 2.17% (down 291.0% YoY), and the FY2025 annual result was 2.11%, down 341.0% from the prior year.
- Operating Margin was 5.41% for Q1 2026 at Safety Insurance, up from 4.6% in the prior quarter.
- Over five years, Operating Margin peaked at 6.39% in Q1 2023 and troughed at 22.47% in Q4 2023.
- Average Operating Margin over 5 years is 2.48%, with a median of 5.49% recorded in 2024.
- Year-over-year, Operating Margin slumped 1350 bps in 2023 and surged 2796 bps in 2024.
- Over 5 years, Operating Margin stood at 8.97% in 2022, then slumped by 151 bps to 22.47% in 2023, then surged by 124 bps to 5.49% in 2024, then plunged by 184 bps to 4.6% in 2025, then jumped by 218 bps to 5.41% in 2026.
- Per Business Quant data, the three most recent Operating Margin figures were 5.41% in Q1 2026, 4.6% in Q4 2025, and 4.76% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -7.70% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | -46.25% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 11.57% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 12.21% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 8.45% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 5.54% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 71.45% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 10.48% |
| 10 | Safety Insurance | 13.80 Mn | -235.83 Mn | 67.18 Mn | 5.41% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 5.41% |
| Dec 31, 2025 | -4.60% |
| Sep 30, 2025 | 4.76% |
| Jun 30, 2025 | 5.57% |
| Mar 31, 2025 | 5.34% |
| Dec 31, 2024 | 5.49% |
| Sep 30, 2024 | 4.14% |
| Jun 30, 2024 | 5.47% |
| Mar 31, 2024 | 5.68% |
| Dec 31, 2023 | -22.47% |
| Sep 30, 2023 | 6.11% |
| Jun 30, 2023 | 6.03% |
| Mar 31, 2023 | 6.39% |
| Dec 31, 2022 | -8.97% |
| Sep 30, 2022 | 5.78% |
| Jun 30, 2022 | 6.34% |
| Mar 31, 2022 | 5.66% |
| Dec 31, 2021 | 1.08% |
| Sep 30, 2021 | 5.72% |
| Jun 30, 2021 | 4.39% |