Root (ROOT) Times Interest Earned (2019 - 2026)

Root (ROOT) posted quarterly Times Interest Earned of $8.52 for Q1 2026, up 419.09% year-over-year from $1.64 in Q1 2025, and up 405.31% on a QoQ basis from $1.69 in Q4 2025.

Root (ROOT) Times Interest Earned (2019 - 2026) Analysis & Trends

Root (ROOT) has reported Times Interest Earned for 8 consecutive years, with $8.52 the latest figure, recorded in Q1 2026.

  • In Q1 2026, Times Interest Earned rose 419.09% year-over-year to $8.52; the TTM figure through Mar 2026 stood at $2.89 (up 67.75% YoY), while the FY2025 annual figure was $1.6, up 88.64% from the prior year.
  • Times Interest Earned came in at $8.52 for Q1 2026 at Root, up from $1.69 in the prior quarter.
  • The five-year high for Times Interest Earned was $8.52 in Q1 2026, with the low at -$2.68 in Q1 2023.
  • Average Times Interest Earned over 5 years is $1.14, with a median of $0.76 recorded in 2023.
  • The largest YoY upside for Times Interest Earned was 688.14% in 2023 against a maximum downside of 2560.96% in 2023.
  • Year by year, Times Interest Earned stood at $0.38 in 2022, then jumped by 74.4% to $0.66 in 2023, then soared by 78.64% to $1.18 in 2024, then surged by 43.43% to $1.69 in 2025, then soared by 405.31% to $8.52 in 2026.
  • According to Business Quant data, Times Interest Earned over the past three periods registered $8.52, $1.69, and $0.06 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -5.37
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn -146.59
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 8.63
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 24.46
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 8.69
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 9.57
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -3.92
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 5.42
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 10.77
10 Root 936.16 Mn 328.16 Mn 366.20 Mn 8.52

Historic Data

Download Data
DateValue
Mar 31, 2026 8.52
Dec 31, 2025 1.69
Sep 30, 2025 0.06
Jun 30, 2025 1.77
Mar 31, 2025 1.64
Dec 31, 2024 1.18
Sep 30, 2024 2.97
Jun 30, 2024 0.86
Mar 31, 2024 0.79
Dec 31, 2023 0.66
Sep 30, 2023 0.76
Jun 30, 2023 0.59
Mar 31, 2023 -2.68
Dec 31, 2022 0.38
Sep 30, 2022 0.10
Jun 30, 2022 0.08
Mar 31, 2022 0.11
Dec 31, 2021 189.67
Sep 30, 2021 0.16
Jun 30, 2021 -26.48