Root (ROOT) Times Interest Earned (2019 - 2026)
Root (ROOT) posted quarterly Times Interest Earned of $8.52 for Q1 2026, up 419.09% year-over-year from $1.64 in Q1 2025, and up 405.31% on a QoQ basis from $1.69 in Q4 2025.
Root (ROOT) Times Interest Earned (2019 - 2026) Analysis & Trends
Root (ROOT) has reported Times Interest Earned for 8 consecutive years, with $8.52 the latest figure, recorded in Q1 2026.
- In Q1 2026, Times Interest Earned rose 419.09% year-over-year to $8.52; the TTM figure through Mar 2026 stood at $2.89 (up 67.75% YoY), while the FY2025 annual figure was $1.6, up 88.64% from the prior year.
- Times Interest Earned came in at $8.52 for Q1 2026 at Root, up from $1.69 in the prior quarter.
- The five-year high for Times Interest Earned was $8.52 in Q1 2026, with the low at -$2.68 in Q1 2023.
- Average Times Interest Earned over 5 years is $1.14, with a median of $0.76 recorded in 2023.
- The largest YoY upside for Times Interest Earned was 688.14% in 2023 against a maximum downside of 2560.96% in 2023.
- Year by year, Times Interest Earned stood at $0.38 in 2022, then jumped by 74.4% to $0.66 in 2023, then soared by 78.64% to $1.18 in 2024, then surged by 43.43% to $1.69 in 2025, then soared by 405.31% to $8.52 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered $8.52, $1.69, and $0.06 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -5.37 |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | -146.59 |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 8.63 |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 24.46 |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 8.69 |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 9.57 |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | -3.92 |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 5.42 |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 10.77 |
| 10 | Root | 936.16 Mn | 328.16 Mn | 366.20 Mn | 8.52 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.52 |
| Dec 31, 2025 | 1.69 |
| Sep 30, 2025 | 0.06 |
| Jun 30, 2025 | 1.77 |
| Mar 31, 2025 | 1.64 |
| Dec 31, 2024 | 1.18 |
| Sep 30, 2024 | 2.97 |
| Jun 30, 2024 | 0.86 |
| Mar 31, 2024 | 0.79 |
| Dec 31, 2023 | 0.66 |
| Sep 30, 2023 | 0.76 |
| Jun 30, 2023 | 0.59 |
| Mar 31, 2023 | -2.68 |
| Dec 31, 2022 | 0.38 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | 0.11 |
| Dec 31, 2021 | 189.67 |
| Sep 30, 2021 | 0.16 |
| Jun 30, 2021 | -26.48 |