Root (ROOT) Times Interest Earned (2019 - 2026)

Root (ROOT) recorded quarterly Times Interest Earned of $8.52 in Q1 2026, up 405.31% quarter-over-quarter from $1.69 in Q4 2025, and up 419.09% on a YoY basis from $1.64 in Q1 2025.

Root (ROOT) Times Interest Earned (2019 - 2026) Analysis & Trends

Root's Times Interest Earned history runs 8 years deep, the most recent figure standing at $8.52 for Q1 2026.

  • In Q1 2026, Times Interest Earned rose 419.09% year-over-year to $8.52; the TTM figure through Mar 2026 stood at $2.89 (up 67.75% YoY), while the FY2025 annual figure was $1.6, up 88.64% from the prior year.
  • Times Interest Earned was $8.52 for Q1 2026 at Root, up from $1.69 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $8.52 in Q1 2026 to a low of -$2.68 in Q1 2023.
  • Historically, Times Interest Earned has averaged $1.14 across 5 years, with a median of $0.76 in 2023.
  • Biggest YoY gain for Times Interest Earned was 688.14% in 2023; the steepest drop was 2560.96% in 2023.
  • A 5-year view of Times Interest Earned shows it stood at $0.38 in 2022, then jumped by 74.4% to $0.66 in 2023, then soared by 78.64% to $1.18 in 2024, then surged by 43.43% to $1.69 in 2025, then soared by 405.31% to $8.52 in 2026.
  • The last three Times Interest Earned figures came in at $8.52 (Q1 2026), $1.69 (Q4 2025), and $0.06 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 8.63
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn -146.59
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 8.69
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 9.57
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 12.75
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 24.46
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -5.37
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 5.42
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 5.64
10 Root 835.22 Mn 227.22 Mn 366.20 Mn 8.52

Historic Data

Download Data
DateValue
Mar 31, 2026 8.52
Dec 31, 2025 1.69
Sep 30, 2025 0.06
Jun 30, 2025 1.77
Mar 31, 2025 1.64
Dec 31, 2024 1.18
Sep 30, 2024 2.97
Jun 30, 2024 0.86
Mar 31, 2024 0.79
Dec 31, 2023 0.66
Sep 30, 2023 0.76
Jun 30, 2023 0.59
Mar 31, 2023 -2.68
Dec 31, 2022 0.38
Sep 30, 2022 0.10
Jun 30, 2022 0.08
Mar 31, 2022 0.11
Dec 31, 2021 189.67
Sep 30, 2021 0.16
Jun 30, 2021 -26.48