Root, Inc. (ROOT) Return on Equity [ROE] (2020 - 2026)
Root's Return on Equity [ROE] came in at 18.72% for Q2 2026, down 17.33 percentage points from 36.05% a year earlier and down 0.22 percentage points from the prior quarter.
Root, Inc. (ROOT) Return on Equity [ROE] (2020 - 2026) Analysis & Trends
For FY2025, Root's Return on Equity [ROE] was 16.52%, down 0.21 percentage points from FY2024.
- Return on Equity [ROE] carries a five-year change of +126.95 percentage points (FY2020 to FY2025).
- Going back by year, Return on Equity [ROE] was 16.73% in FY2024 (+83.31 pp), -66.58% in FY2023 (+6.61 pp), -73.19% in FY2022 (-6.71 pp) and -66.48% in FY2021 (+43.96 pp).
- The five-year range for quarterly Return on Equity [ROE] is -100.27% (Q1 2023) to 36.05% (Q2 2025).
- Year-over-year, Return on Equity [ROE] has declined for three consecutive quarters, with an average year-over-year change of +46.81 percentage points over the last eight quarters.
- The fastest year-over-year change in Return on Equity [ROE] over five years came in Q4 2024 (a gain of 102.02 percentage points), and the weakest in Q1 2022 (a drop of 63.08 percentage points).
- Business Quant data shows ROOT's Return on Equity [ROE] at 18.94% (Q1 2026), 14.67% (Q4 2025) and 22.41% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 18.72% |
| Mar 31, 2026 | 18.94% |
| Dec 31, 2025 | 14.67% |
| Sep 30, 2025 | 22.41% |
| Jun 30, 2025 | 36.05% |
| Mar 31, 2025 | 25.67% |
| Dec 31, 2024 | 16.03% |
| Sep 30, 2024 | -9.12% |
| Jun 30, 2024 | -52.87% |
| Mar 31, 2024 | -68.01% |
| Dec 31, 2023 | -86.00% |
| Sep 30, 2023 | -92.82% |
| Jun 30, 2023 | -88.32% |
| Mar 31, 2023 | -100.27% |
| Dec 31, 2022 | -99.42% |
| Sep 30, 2022 | -99.36% |
| Jun 30, 2022 | -97.99% |
| Mar 31, 2022 | -99.40% |
| Dec 31, 2021 | -88.89% |
| Sep 30, 2021 | -77.90% |
Root, Inc. Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=ROOT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "ROOT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=ROOT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();