Root (ROOT) Return on Assets [ROA] (2020 - 2026)
Root (ROOT) reported Return on Assets [ROA] of 3.65% for Q2 2026, down 1.73 percentage points from 5.38% a year earlier but up 0.21 percentage points from the prior quarter.
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Analysis
Root (ROOT) Return on Assets [ROA] (2020 - 2026) Analysis & Trends
For FY2025, Root posted Return on Assets [ROA] of 2.54%, up 0.37 percentage points from FY2024.
- Return on Assets [ROA] has increased for four consecutive years, with a five-year change of +31.69 percentage points (FY2020 to FY2025).
- By year, Return on Assets [ROA] came in at 2.17% in FY2024 (+13.25 pp), -11.08% in FY2023 (+11.54 pp), -22.62% in FY2022 (+11.20 pp) and -33.82% in FY2021 (-4.67 pp).
- Five-year quarterly Return on Assets [ROA] spans a low of -36.65% in Q4 2021 and a high of 5.38% in Q2 2025.
- Year over year, Return on Assets [ROA] gained in six of the last eight quarters, with an average year-over-year change of +6.65 percentage points.
- The high point for year-over-year Return on Assets [ROA] in five years was Q4 2022 (a gain of 14.57 percentage points); the low point was Q1 2022 (a drop of 14.03 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 3.44% (Q1 2026), 2.43% (Q4 2025) and 3.54% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,073.91 Bn | -343.57 Bn | 55.86 Bn | 6.84% |
| 2 | Chubb | 125.44 Bn | 77.50 Bn | 9.13 Bn | 4.13% |
| 3 | Progressive | 120.54 Bn | 96.37 Bn | 9.04 Bn | 9.46% |
| 4 | Marsh & Mclennan Companies | 81.59 Bn | 73.34 Bn | - | 6.88% |
| 5 | Travelers Companies | 74.40 Bn | 50.64 Bn | 6.23 Bn | 5.81% |
| 6 | Manulife Financial | 72.53 Bn | 73.74 Bn | - | 0.91% |
| 7 | Metlife | 60.06 Bn | -46.42 Bn | 7.82 Bn | 0.49% |
| 8 | Aon | 58.71 Bn | 51.95 Bn | - | 7.61% |
| 9 | Arthur J. Gallagher | 58.49 Bn | 52.93 Bn | - | 1.97% |
| 10 | Root | 631.71 Mn | -1.82 Bn | - | 3.65% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.65% |
| Mar 31, 2026 | 3.44% |
| Dec 31, 2025 | 2.43% |
| Sep 30, 2025 | 3.54% |
| Jun 30, 2025 | 5.38% |
| Mar 31, 2025 | 3.60% |
| Dec 31, 2024 | 2.02% |
| Sep 30, 2024 | -0.99% |
| Jun 30, 2024 | -5.72% |
| Mar 31, 2024 | -8.11% |
| Dec 31, 2023 | -11.39% |
| Sep 30, 2023 | -14.92% |
| Jun 30, 2023 | -16.89% |
| Mar 31, 2023 | -20.77% |
| Dec 31, 2022 | -22.08% |
| Sep 30, 2022 | -24.39% |
| Jun 30, 2022 | -27.33% |
| Mar 31, 2022 | -34.62% |
| Dec 31, 2021 | -36.65% |
| Sep 30, 2021 | -34.99% |
API Access
Root Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=ROOT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "ROOT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=ROOT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();