Root (ROOT) Payables (2019 - 2026)
Root (ROOT) recorded Payables of $47.9 million in Q2 2026, down 8.4% from $52.3 million a year earlier but up 10.9% from the prior quarter.
Analysis
Root (ROOT) Payables (2019 - 2026) Analysis & Trends
At the end of FY2025, Root reported Payables of $74.2 million, up 4.4% from FY2024.
- Annual Payables has increased for four straight years, with a five-year compound annual growth rate of 9.1% (FY2020 to FY2025).
- Across earlier years, Payables came in at $71.1 million in FY2024 (+8.4%), $65.6 million in FY2023 (+65.2%), $39.7 million in FY2022 (+36.4%) and $29.1 million in FY2021 (-39.4%).
- Quarterly Payables has ranged from $23.8 million in Q1 2022 to $74.2 million in Q4 2025 over the past five years.
- On a year-over-year basis, Payables rose in four of the last eight quarters, with growth averaging 4.5%.
- Peak year-over-year performance for Payables in the last five years was growth of 65.2% in Q4 2023, against a decline of 52.9% in Q1 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at $43.2 million (Q1 2026), $74.2 million (Q4 2025) and $58.6 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Payables (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.69 Bn | -333.79 Bn | 55.86 Bn | 61.85 Bn |
| 2 | Chubb | 127.81 Bn | 79.86 Bn | 9.13 Bn | 10.73 Bn |
| 3 | Progressive | 121.79 Bn | 97.63 Bn | 9.04 Bn | 9.24 Bn |
| 4 | Marsh & Mclennan Companies | 80.80 Bn | 72.54 Bn | - | 4.05 Bn |
| 5 | Travelers Companies | 75.76 Bn | 52.01 Bn | 6.23 Bn | - |
| 6 | Manulife Financial | 74.06 Bn | 75.27 Bn | - | -1.28 Bn |
| 7 | Metlife | 61.12 Bn | -45.36 Bn | 7.82 Bn | 460.00 Mn |
| 8 | Arthur J. Gallagher | 58.82 Bn | 53.25 Bn | - | 1.52 Bn |
| 9 | Allstate | 57.81 Bn | 19.06 Bn | 8.73 Bn | - |
| 10 | Root | 640.20 Mn | -1.81 Bn | - | 47.90 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 47.90 Mn |
| Mar 31, 2026 | 43.20 Mn |
| Dec 31, 2025 | 74.20 Mn |
| Sep 30, 2025 | 58.60 Mn |
| Jun 30, 2025 | 52.30 Mn |
| Mar 31, 2025 | 53.40 Mn |
| Dec 31, 2024 | 71.10 Mn |
| Sep 30, 2024 | 64.00 Mn |
| Jun 30, 2024 | 55.00 Mn |
| Mar 31, 2024 | 40.90 Mn |
| Dec 31, 2023 | 65.60 Mn |
| Sep 30, 2023 | 47.80 Mn |
| Jun 30, 2023 | 37.80 Mn |
| Mar 31, 2023 | 26.00 Mn |
| Dec 31, 2022 | 39.70 Mn |
| Sep 30, 2022 | 40.10 Mn |
| Jun 30, 2022 | 37.70 Mn |
| Mar 31, 2022 | 23.80 Mn |
| Dec 31, 2021 | 29.10 Mn |
| Sep 30, 2021 | 41.50 Mn |
API Access
Root Payables API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=payables&ticker=ROOT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "payables", "ticker": "ROOT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=payables&ticker=ROOT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();