Root (ROOT) Operating Margin (2019 - 2026)
Root (ROOT) posted quarterly Operating Margin of 10.39% for Q1 2026, up 790.0% year-over-year from 1.17% in Q1 2025, and up 240.34% on a QoQ basis from 3.05% in Q4 2025.
Root (ROOT) Operating Margin (2019 - 2026) Analysis & Trends
Root (ROOT) has reported Operating Margin for 8 consecutive years, with 10.39% the latest figure, recorded in Q1 2026.
- In Q1 2026, Operating Margin rose 790.0% year-over-year to 10.39%; the TTM figure through Mar 2026 stood at 4.26% (down 93.0% YoY), while the FY2025 annual figure was 2.4%, down 95.0% from the prior year.
- Operating Margin came in at 10.39% for Q1 2026 at Root, up from 3.05% in the prior quarter.
- The five-year high for Operating Margin was 12.32% in Q3 2024, with the low at 42.51% in Q1 2023.
- Average Operating Margin over 5 years is 1.81%, with a median of 3.05% recorded in 2025.
- The largest YoY upside for Operating Margin was 21288 bps in 2022 against a maximum downside of 67932 bps in 2022.
- Year by year, Operating Margin stood at 6.22% in 2022, then declined by 11 bps to 5.51% in 2023, then slumped by 47 bps to 2.9% in 2024, then advanced by 5 bps to 3.05% in 2025, then soared by 240 bps to 10.39% in 2026.
- According to Business Quant data, Operating Margin over the past three periods registered 10.39%, 3.05%, and 0.08% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -7.70% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | -46.25% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 11.57% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 12.21% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 8.45% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 5.54% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 71.45% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 10.48% |
| 10 | Root | 936.16 Mn | 328.16 Mn | 366.20 Mn | 10.39% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.39% |
| Dec 31, 2025 | 3.05% |
| Sep 30, 2025 | 0.08% |
| Jun 30, 2025 | 2.66% |
| Mar 31, 2025 | 2.49% |
| Dec 31, 2024 | 2.90% |
| Sep 30, 2024 | 12.32% |
| Jun 30, 2024 | 3.82% |
| Mar 31, 2024 | 3.99% |
| Dec 31, 2023 | 5.51% |
| Sep 30, 2023 | 7.81% |
| Jun 30, 2023 | 9.09% |
| Mar 31, 2023 | -42.51% |
| Dec 31, 2022 | 6.22% |
| Sep 30, 2022 | 1.31% |
| Jun 30, 2022 | 0.94% |
| Mar 31, 2022 | 0.70% |
| Dec 31, 2021 | 685.54% |
| Sep 30, 2021 | 1.07% |
| Jun 30, 2021 | -211.95% |