Root (ROOT) Operating Income (2019 - 2026)

Root (ROOT) posted quarterly Operating Income of $40.9 million for Q1 2026, up 370.11% year-over-year from $8.7 million in Q1 2025, and up 375.58% on a QoQ basis from $8.6 million in Q4 2025.

Root (ROOT) Operating Income (2019 - 2026) Analysis & Trends

Root (ROOT) has reported Operating Income for 8 consecutive years, with $40.9 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Operating Income rose 370.11% year-over-year to $40.9 million; the TTM figure through Mar 2026 stood at $59.2 million (down 4.21% YoY), while the FY2025 annual figure was $33.7 million, down 6.13% from the prior year.
  • Operating Income came in at $40.9 million for Q1 2026 at Root, up from $8.6 million in the prior quarter.
  • The five-year high for Operating Income was $40.9 million in Q1 2026, with the low at -$29.8 million in Q1 2023.
  • Average Operating Income over 5 years is $7.7 million, with a median of $8.6 million recorded in 2025.
  • The largest YoY upside for Operating Income was 900.0% in 2023 against a maximum downside of 5066.67% in 2023.
  • Year by year, Operating Income stood at $4.0 million in 2022, then surged by 92.5% to $7.7 million in 2023, then rose by 12.99% to $8.7 million in 2024, then retreated by 1.15% to $8.6 million in 2025, then surged by 375.58% to $40.9 million in 2026.
  • According to Business Quant data, Operating Income over the past three periods registered $40.9 million, $8.6 million, and $300000.0 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -273.33 Mn
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn -10.26 Bn
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 1.71 Bn
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 318.00 Mn
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 1.01 Bn
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 938.00 Mn
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 613.00 Mn
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 142.38 Mn
10 Root 936.16 Mn 328.16 Mn 366.20 Mn 40.90 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 40.90 Mn
Dec 31, 2025 8.60 Mn
Sep 30, 2025 300,000.00
Jun 30, 2025 9.40 Mn
Mar 31, 2025 8.70 Mn
Dec 31, 2024 8.70 Mn
Sep 30, 2024 34.40 Mn
Jun 30, 2024 10.00 Mn
Mar 31, 2024 9.20 Mn
Dec 31, 2023 7.70 Mn
Sep 30, 2023 9.00 Mn
Jun 30, 2023 6.80 Mn
Mar 31, 2023 -29.80 Mn
Dec 31, 2022 4.00 Mn
Sep 30, 2022 900,000.00
Jun 30, 2022 700,000.00
Mar 31, 2022 600,000.00
Dec 31, 2021 398.30 Mn
Sep 30, 2021 1.00 Mn
Jun 30, 2021 -172.10 Mn