Root (ROOT) Operating Income (2020 - 2026)
Root's Operating Income was $34.6 million in Q2 2026, up 26.7% from $27.3 million a year earlier but down 15.4% from the prior quarter.
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Analysis
Root (ROOT) Operating Income (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, Root's Operating Income was $86.3 million through Jun 30, 2026, down 28.3% year-over-year; for FY2025, it was $61.8 million, down 21.3% from FY2024.
- In earlier years, Operating Income was $78.5 million in FY2024, -$101.3 million in FY2023, -$263.1 million in FY2022 and -$485.2 million in FY2021.
- Quarterly Operating Income has moved between -$126.9 million (Q3 2021) and $40.9 million (Q1 2026) over five years.
- Compared with a year earlier, Operating Income was higher in four of the last six quarters, with growth averaging 147.9%.
- Per Business Quant data, ROOT's Operating Income in the three quarters before Q2 2026 was $40.9 million (Q1 2026), $10.5 million (Q4 2025) and $300,000 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.69 Bn | -333.79 Bn | 55.86 Bn | -30.21 Bn |
| 2 | Chubb | 127.81 Bn | 79.86 Bn | 9.13 Bn | -3.07 Bn |
| 3 | Progressive | 121.79 Bn | 97.63 Bn | 9.04 Bn | -10.36 Bn |
| 4 | Marsh & Mclennan Companies | 80.80 Bn | 72.54 Bn | - | 1.90 Bn |
| 5 | Travelers Companies | 75.76 Bn | 52.01 Bn | 6.23 Bn | -3.16 Bn |
| 6 | Manulife Financial | 74.06 Bn | 75.27 Bn | - | - |
| 7 | Metlife | 61.12 Bn | -45.36 Bn | 7.82 Bn | -10.30 Bn |
| 8 | Arthur J. Gallagher | 58.82 Bn | 53.25 Bn | - | - |
| 9 | Allstate | 57.81 Bn | 19.06 Bn | 8.73 Bn | -5.72 Bn |
| 10 | Root | 640.20 Mn | -1.81 Bn | - | 34.60 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 34.60 Mn |
| Mar 31, 2026 | 40.90 Mn |
| Dec 31, 2025 | 10.50 Mn |
| Sep 30, 2025 | 300,000.00 |
| Jun 30, 2025 | 27.30 Mn |
| Mar 31, 2025 | 23.70 Mn |
| Dec 31, 2024 | 34.90 Mn |
| Sep 30, 2024 | 34.40 Mn |
| Jun 30, 2024 | 3.80 Mn |
| Mar 31, 2024 | 5.40 Mn |
| Dec 31, 2023 | -12.30 Mn |
| Sep 30, 2023 | -34.00 Mn |
| Jun 30, 2023 | -25.20 Mn |
| Mar 31, 2023 | -29.80 Mn |
| Dec 31, 2022 | -47.70 Mn |
| Sep 30, 2022 | -57.10 Mn |
| Jun 30, 2022 | -86.30 Mn |
| Mar 31, 2022 | -72.00 Mn |
| Dec 31, 2021 | -91.90 Mn |
| Sep 30, 2021 | -126.90 Mn |
API Access
Root Operating Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-income&ticker=ROOT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-income", "ticker": "ROOT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-income&ticker=ROOT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();