Root (ROOT) Operating Income (2019 - 2026)

Root (ROOT) recorded quarterly Operating Income of $40.9 million in Q1 2026, up 375.58% quarter-over-quarter from $8.6 million in Q4 2025, and up 370.11% on a YoY basis from $8.7 million in Q1 2025.

Root (ROOT) Operating Income (2019 - 2026) Analysis & Trends

Root's Operating Income history runs 8 years deep, the most recent figure standing at $40.9 million for Q1 2026.

  • In Q1 2026, Operating Income rose 370.11% year-over-year to $40.9 million; the TTM figure through Mar 2026 stood at $59.2 million (down 4.21% YoY), while the FY2025 annual figure was $33.7 million, down 6.13% from the prior year.
  • Operating Income was $40.9 million for Q1 2026 at Root, up from $8.6 million in the prior quarter.
  • In the past five years, Operating Income ranged from a high of $40.9 million in Q1 2026 to a low of -$29.8 million in Q1 2023.
  • Historically, Operating Income has averaged $7.7 million across 5 years, with a median of $8.6 million in 2025.
  • Biggest YoY gain for Operating Income was 900.0% in 2023; the steepest drop was 5066.67% in 2023.
  • A 5-year view of Operating Income shows it stood at $4.0 million in 2022, then surged by 92.5% to $7.7 million in 2023, then climbed by 12.99% to $8.7 million in 2024, then dropped by 1.15% to $8.6 million in 2025, then surged by 375.58% to $40.9 million in 2026.
  • The last three Operating Income figures came in at $40.9 million (Q1 2026), $8.6 million (Q4 2025), and $300000.0 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 1.71 Bn
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn -10.26 Bn
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 1.01 Bn
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 938.00 Mn
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 404.33 Mn
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 318.00 Mn
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -273.33 Mn
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 613.00 Mn
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 159.60 Mn
10 Root 835.22 Mn 227.22 Mn 366.20 Mn 40.90 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 40.90 Mn
Dec 31, 2025 8.60 Mn
Sep 30, 2025 300,000.00
Jun 30, 2025 9.40 Mn
Mar 31, 2025 8.70 Mn
Dec 31, 2024 8.70 Mn
Sep 30, 2024 34.40 Mn
Jun 30, 2024 10.00 Mn
Mar 31, 2024 9.20 Mn
Dec 31, 2023 7.70 Mn
Sep 30, 2023 9.00 Mn
Jun 30, 2023 6.80 Mn
Mar 31, 2023 -29.80 Mn
Dec 31, 2022 4.00 Mn
Sep 30, 2022 900,000.00
Jun 30, 2022 700,000.00
Mar 31, 2022 600,000.00
Dec 31, 2021 398.30 Mn
Sep 30, 2021 1.00 Mn
Jun 30, 2021 -172.10 Mn