Growth Metrics

Root (ROOT) Operating Expenses (2019 - 2026)

Root has reported Operating Expenses over the past 7 years, most recently at $386.5 million for Q4 2025.

  • For Q4 2025, Operating Expenses rose 32.45% year-over-year to $386.5 million; the TTM value through Dec 2025 reached $1.5 billion, up 32.54%, while the annual FY2025 figure was $1.5 billion, 32.54% up from the prior year.
  • Operating Expenses for Q4 2025 was $386.5 million at Root, roughly flat from $387.5 million in the prior quarter.
  • Over five years, Operating Expenses peaked at $387.5 million in Q3 2025 and troughed at $99.9 million in Q1 2023.
  • A 5-year average of $225.7 million and a median of $213.9 million in 2021 define the central range for Operating Expenses.
  • Biggest five-year swings in Operating Expenses: plummeted 40.73% in 2022 and later surged 185.4% in 2024.
  • Year by year, Operating Expenses stood at $185.1 million in 2021, then tumbled by 35.71% to $119.0 million in 2022, then skyrocketed by 74.03% to $207.1 million in 2023, then skyrocketed by 40.9% to $291.8 million in 2024, then surged by 32.45% to $386.5 million in 2025.
  • Business Quant data shows Operating Expenses for ROOT at $386.5 million in Q4 2025, $387.5 million in Q3 2025, and $355.6 million in Q2 2025.