Root (ROOT) Operating Expenses (2019 - 2026)

Root's Operating Expenses history runs 8 years deep, the most recent figure standing at $352.6 million for Q1 2026.

• In Q1 2026, Operating Expenses rose 8.26% year-over-year to $352.6 million; the TTM figure through Mar 2026 stood at $1.5 billion (up 26.23% YoY), while the FY2025 annual figure was $1.5 billion, up 32.54% from the prior year.
• Operating Expenses was $352.6 million for Q1 2026 at Root, down from $386.5 million in the prior quarter.
• In the past five years, Operating Expenses ranged from a high of $387.5 million in Q3 2025 to a low of $99.9 million in Q1 2023.
• Historically, Operating Expenses has averaged $237.4 million across 5 years, with a median of $249.5 million in 2024.
• The sharpest annual moves came in 2022 and 2024: Operating Expenses slumped 40.73% in 2022, then surged 185.4% in 2024.
• A 5-year view of Operating Expenses shows it stood at $119.0 million in 2022, then surged by 74.03% to $207.1 million in 2023, then surged by 40.9% to $291.8 million in 2024, then soared by 32.45% to $386.5 million in 2025, then decreased by 8.77% to $352.6 million in 2026.
• The last three Operating Expenses figures came in at $352.6 million (Q1 2026), $386.5 million (Q4 2025), and $387.5 million (Q3 2025), per Business Quant data.