Root (ROOT) Operating Expenses (2019 - 2026)
Root (ROOT) posted quarterly Operating Expenses of $352.6 million for Q1 2026, up 8.26% year-over-year from $325.7 million in Q1 2025, and down 8.77% quarter-over-quarter from $386.5 million in Q4 2025.
Root (ROOT) Operating Expenses (2019 - 2026) Analysis & Trends
Root's Operating Expenses history runs 8 years deep, the most recent figure standing at $352.6 million for Q1 2026.
- In Q1 2026, Operating Expenses rose 8.26% year-over-year to $352.6 million; the TTM figure through Mar 2026 stood at $1.5 billion (up 26.23% YoY), while the FY2025 annual figure was $1.5 billion, up 32.54% from the prior year.
- Operating Expenses for Q1 2026 stood at $352.6 million, down from $386.5 million in the prior quarter.
- The five-year high for Operating Expenses was $387.5 million in Q3 2025, with the low at $99.9 million in Q1 2023.
- The 5-year median for Operating Expenses is $249.5 million (2024), against an average of $237.4 million.
- The sharpest annual moves came in 2022 and 2024: Operating Expenses sank 40.73% in 2022, then jumped 185.4% in 2024.
- Root's Operating Expenses stood at $119.0 million in 2022, then jumped by 74.03% to $207.1 million in 2023, then jumped by 40.9% to $291.8 million in 2024, then surged by 32.45% to $386.5 million in 2025, then retreated by 8.77% to $352.6 million in 2026.
- Business Quant data shows ROOT's Operating Expenses at $352.6 million in Q1 2026, $386.5 million in Q4 2025, and $387.5 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.02 Bn | 121.25 Bn | 9.13 Bn | 12.19 Bn |
| 2 | Progressive | 124.82 Bn | 119.81 Bn | 9.04 Bn | 19.40 Bn |
| 3 | Travelers Companies | 79.48 Bn | 55.73 Bn | 4.83 Bn | 9.39 Bn |
| 4 | Allstate | 68.26 Bn | 29.53 Bn | 16.28 Bn | 14.45 Bn |
| 5 | Fairfax Financial Holdings | 35.39 Bn | 35.39 Bn | - | -134.80 Mn |
| 6 | Cincinnati Financial | 26.77 Bn | 24.88 Bn | 2.39 Bn | 2.70 Bn |
| 7 | Loews | 23.31 Bn | 1.01 Bn | 2.57 Bn | 4.12 Bn |
| 8 | Markel | 23.23 Bn | 6.35 Bn | 2.83 Bn | 3.63 Bn |
| 9 | Assurant | 14.12 Bn | 12.08 Bn | 2.71 Bn | 3.08 Bn |
| 10 | Root | 804.94 Mn | 284.54 Mn | 149.30 Mn | 354.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 354.60 Mn |
| Mar 31, 2026 | 352.60 Mn |
| Dec 31, 2025 | 386.50 Mn |
| Sep 30, 2025 | 387.50 Mn |
| Jun 30, 2025 | 355.60 Mn |
| Mar 31, 2025 | 325.70 Mn |
| Dec 31, 2024 | 291.80 Mn |
| Sep 30, 2024 | 271.30 Mn |
| Jun 30, 2024 | 285.40 Mn |
| Mar 31, 2024 | 249.50 Mn |
| Dec 31, 2023 | 207.10 Mn |
| Sep 30, 2023 | 149.30 Mn |
| Jun 30, 2023 | 100.00 Mn |
| Mar 31, 2023 | 99.90 Mn |
| Dec 31, 2022 | 119.00 Mn |
| Sep 30, 2022 | 130.80 Mn |
| Jun 30, 2022 | 166.70 Mn |
| Mar 31, 2022 | 157.40 Mn |
| Dec 31, 2021 | 185.10 Mn |
| Sep 30, 2021 | 220.70 Mn |