Root (ROOT) Net Margin (2019 - 2026)
Root (ROOT) posted Net Margin of 6.19% for Q2 2026, up 0.73 percentage points from 5.46% a year earlier but down 2.50 percentage points from the prior quarter.
Powered by 
Analysis
Root (ROOT) Net Margin (2019 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at Root was 3.70%, down 2.24 percentage points year-over-year; for FY2025, it came in at 2.52%, up 0.04 percentage points from FY2024.
- Annual Net Margin has increased for four consecutive years, with a five-year change of +107.20 percentage points (FY2020 to FY2025).
- In prior years, Root's Net Margin was 2.48% in FY2024 (+34.88 pp), -32.40% in FY2023 (+63.39 pp), -95.79% in FY2022 (+55.08 pp) and -150.87% in FY2021 (-46.20 pp).
- Quarterly Net Margin has run from a low of -141.79% in Q3 2021 to a high of 8.69% in Q1 2026 over five years.
- On a year-over-year basis, Net Margin increased in six of the last eight quarters, with an average year-over-year change of +8.99 percentage points.
- The strongest year-over-year quarter for Net Margin in the past five years was Q4 2021, with a gain of 143.97 percentage points; the weakest was Q3 2025, with a drop of 8.49 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 8.69% (Q1 2026), 1.28% (Q4 2025) and -1.39% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.69 Bn | -333.79 Bn | 55.86 Bn | 25.21% |
| 2 | Chubb | 127.81 Bn | 79.86 Bn | 9.13 Bn | 18.05% |
| 3 | Progressive | 121.79 Bn | 97.63 Bn | 9.04 Bn | 14.02% |
| 4 | Marsh & Mclennan Companies | 80.80 Bn | 72.54 Bn | - | 17.10% |
| 5 | Travelers Companies | 75.76 Bn | 52.01 Bn | 6.23 Bn | 18.17% |
| 6 | Manulife Financial | 74.06 Bn | 75.27 Bn | - | 10.52% |
| 7 | Metlife | 61.12 Bn | -45.36 Bn | 7.82 Bn | 3.68% |
| 8 | Arthur J. Gallagher | 58.82 Bn | 53.25 Bn | - | 8.09% |
| 9 | Allstate | 57.81 Bn | 19.06 Bn | 8.73 Bn | 17.43% |
| 10 | Root | 640.20 Mn | -1.81 Bn | - | 6.19% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.19% |
| Mar 31, 2026 | 8.69% |
| Dec 31, 2025 | 1.28% |
| Sep 30, 2025 | -1.39% |
| Jun 30, 2025 | 5.46% |
| Mar 31, 2025 | 5.01% |
| Dec 31, 2024 | 6.40% |
| Sep 30, 2024 | 7.10% |
| Jun 30, 2024 | -2.70% |
| Mar 31, 2024 | -2.43% |
| Dec 31, 2023 | -12.32% |
| Sep 30, 2023 | -39.72% |
| Jun 30, 2023 | -49.06% |
| Mar 31, 2023 | -58.35% |
| Dec 31, 2022 | -81.77% |
| Sep 30, 2022 | -90.09% |
| Jun 30, 2022 | -118.78% |
| Mar 31, 2022 | -90.75% |
| Dec 31, 2021 | -117.92% |
| Sep 30, 2021 | -141.79% |
API Access
Root Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=ROOT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "ROOT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=ROOT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();