Root (ROOT) Net Margin (2019 - 2026)
Root (ROOT) recorded quarterly Net Margin of 8.69% in Q1 2026, up 379.89% quarter-over-quarter from 1.81% in Q4 2025, and up 368.0% on a YoY basis from 1.86% in Q1 2025.
Root (ROOT) Net Margin (2019 - 2026) Analysis & Trends
Root's Net Margin history runs 8 years deep, the most recent figure standing at 8.69% for Q1 2026.
- In Q1 2026, Net Margin rose 368.0% year-over-year to 8.69%; the TTM figure through Mar 2026 stood at 3.95% (down 45.0% YoY), while the FY2025 annual figure was 2.73%, up 1.0% from the prior year.
- Net Margin was 8.69% for Q1 2026 at Root, up from 1.81% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 8.69% in Q1 2026 to a low of 127.84% in Q2 2022.
- Historically, Net Margin has averaged 31.85% across 5 years, with a median of 2.98% in 2024.
- The sharpest annual moves came in 2022 and 2025: Net Margin soared 9849 bps in 2022, then tumbled 927 bps in 2025.
- A 5-year view of Net Margin shows it stood at 90.67% in 2022, then surged by 81 bps to 17.18% in 2023, then soared by 141 bps to 6.97% in 2024, then slumped by 74 bps to 1.81% in 2025, then surged by 380 bps to 8.69% in 2026.
- The last three Net Margin figures came in at 8.69% (Q1 2026), 1.81% (Q4 2025), and 1.5% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 15.89% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 12.70% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 14.35% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 14.33% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 13.97% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 10.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -5.76% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 41.26% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 9.85% |
| 10 | Root | 835.22 Mn | 227.22 Mn | 366.20 Mn | 8.69% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.69% |
| Dec 31, 2025 | 1.81% |
| Sep 30, 2025 | -1.50% |
| Jun 30, 2025 | 5.92% |
| Mar 31, 2025 | 5.01% |
| Dec 31, 2024 | 6.97% |
| Sep 30, 2024 | 7.77% |
| Jun 30, 2024 | -2.98% |
| Mar 31, 2024 | -2.69% |
| Dec 31, 2023 | -17.18% |
| Sep 30, 2023 | -39.72% |
| Jun 30, 2023 | -49.06% |
| Mar 31, 2023 | -58.35% |
| Dec 31, 2022 | -90.67% |
| Sep 30, 2022 | -96.79% |
| Jun 30, 2022 | -127.84% |
| Mar 31, 2022 | -90.75% |
| Dec 31, 2021 | -189.16% |
| Sep 30, 2021 | -141.79% |
| Jun 30, 2021 | -219.95% |