Growth Metrics

Root (ROOT) Net Margin (2019 - 2025)

Root has reported Net Margin over the past 7 years, most recently at 1.81% for Q4 2025.

  • Quarterly results put Net Margin at 1.81% for Q4 2025, down 764.0% from a year ago — trailing twelve months through Dec 2025 was 2.78% (up 4.0% YoY), and the annual figure for FY2025 was 2.73%, up 1.0%.
  • Net Margin for Q4 2025 was 1.81% at Root, up from 1.39% in the prior quarter.
  • Over the last five years, Net Margin for ROOT hit a ceiling of 9.45% in Q4 2024 and a floor of 219.95% in Q2 2021.
  • Median Net Margin over the past 5 years was 44.39% (2023), compared with a mean of 59.58%.
  • Peak annual rise in Net Margin hit 18435bps in 2021, while the deepest fall reached -18633bps in 2021.
  • Root's Net Margin stood at 117.92% in 2021, then rose by 23bps to 90.67% in 2022, then soared by 85bps to 13.64% in 2023, then surged by 169bps to 9.45% in 2024, then tumbled by -81bps to 1.81% in 2025.
  • The last three reported values for Net Margin were 1.81% (Q4 2025), 1.39% (Q3 2025), and 5.92% (Q2 2025) per Business Quant data.