Root (ROOT) Net Margin (2019 - 2026)
Root (ROOT) posted quarterly Net Margin of 8.69% for Q1 2026, up 368.0% year-over-year from 1.86% in Q1 2025, and up 379.89% on a QoQ basis from 1.81% in Q4 2025.
Root (ROOT) Net Margin (2019 - 2026) Analysis & Trends
Root (ROOT) has reported Net Margin for 8 consecutive years, with 8.69% the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Margin rose 368.0% year-over-year to 8.69%; the TTM figure through Mar 2026 stood at 3.95% (down 45.0% YoY), while the FY2025 annual figure was 2.73%, up 1.0% from the prior year.
- Net Margin came in at 8.69% for Q1 2026 at Root, up from 1.81% in the prior quarter.
- The five-year high for Net Margin was 8.69% in Q1 2026, with the low at 127.84% in Q2 2022.
- Average Net Margin over 5 years is 31.85%, with a median of 2.98% recorded in 2024.
- Across the five-year window, Net Margin soared 9849 bps in 2022 and plunged 927 bps in 2025, its largest moves.
- Year by year, Net Margin stood at 90.67% in 2022, then surged by 81 bps to 17.18% in 2023, then soared by 141 bps to 6.97% in 2024, then tumbled by 74 bps to 1.81% in 2025, then surged by 380 bps to 8.69% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 8.69%, 1.81%, and 1.5% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -5.76% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 12.70% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 15.89% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 10.52% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 14.35% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 14.33% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 41.26% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 7.02% |
| 10 | Root | 936.16 Mn | 328.16 Mn | 366.20 Mn | 8.69% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.69% |
| Dec 31, 2025 | 1.81% |
| Sep 30, 2025 | -1.50% |
| Jun 30, 2025 | 5.92% |
| Mar 31, 2025 | 5.01% |
| Dec 31, 2024 | 6.97% |
| Sep 30, 2024 | 7.77% |
| Jun 30, 2024 | -2.98% |
| Mar 31, 2024 | -2.69% |
| Dec 31, 2023 | -17.18% |
| Sep 30, 2023 | -39.72% |
| Jun 30, 2023 | -49.06% |
| Mar 31, 2023 | -58.35% |
| Dec 31, 2022 | -90.67% |
| Sep 30, 2022 | -96.79% |
| Jun 30, 2022 | -127.84% |
| Mar 31, 2022 | -90.75% |
| Dec 31, 2021 | -189.16% |
| Sep 30, 2021 | -141.79% |
| Jun 30, 2021 | -219.95% |