Root (ROOT) Net Margin (2019 - 2026)
Root (ROOT) posted quarterly Net Margin of 8.69% for Q1 2026, up 368.0% year-over-year from 1.86% in Q1 2025, and up 525.94% quarter-over-quarter from 1.39% in Q4 2025.
Root (ROOT) Net Margin (2019 - 2026) Analysis & Trends
Root's Net Margin history runs 8 years deep, the most recent figure standing at 8.69% for Q1 2026.
- In Q1 2026, Net Margin rose 368.0% year-over-year to 8.69%; the TTM figure through Mar 2026 stood at 3.72% (down 24.0% YoY), while the FY2025 annual figure was 2.73%, up 25.0% from the prior year.
- Net Margin for Q1 2026 stood at 8.69%, up from 1.39% in the prior quarter.
- The five-year high for Net Margin was 8.69% in Q1 2026, with the low at 127.84% in Q2 2022.
- The 5-year median for Net Margin is 2.98% (2024), against an average of 32.55%.
- The sharpest annual moves came in 2023 and 2025: Net Margin soared 8028 bps in 2023, then tumbled 860 bps in 2025.
- Root's Net Margin stood at 90.67% in 2022, then surged by 89 bps to 10.39% in 2023, then surged by 150 bps to 5.16% in 2024, then slumped by 73 bps to 1.39% in 2025, then surged by 526 bps to 8.69% in 2026.
- Business Quant data shows ROOT's Net Margin at 8.69% in Q1 2026, 1.39% in Q4 2025, and 1.5% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 18.22% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 14.02% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 20.53% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 17.43% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 29.36% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 9.95% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 29.09% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 8.64% |
| 10 | Root | 809.65 Mn | 289.25 Mn | 149.30 Mn | 6.19% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 6.19% |
| Mar 31, 2026 | 8.69% |
| Dec 31, 2025 | 1.39% |
| Sep 30, 2025 | -1.50% |
| Jun 30, 2025 | 5.92% |
| Mar 31, 2025 | 5.01% |
| Dec 31, 2024 | 5.16% |
| Sep 30, 2024 | 7.10% |
| Jun 30, 2024 | -2.98% |
| Mar 31, 2024 | -2.69% |
| Dec 31, 2023 | -10.39% |
| Sep 30, 2023 | -45.80% |
| Jun 30, 2023 | -49.06% |
| Mar 31, 2023 | -68.17% |
| Dec 31, 2022 | -90.67% |
| Sep 30, 2022 | -96.79% |
| Jun 30, 2022 | -127.84% |
| Mar 31, 2022 | -90.75% |
| Dec 31, 2021 | -129.45% |
| Sep 30, 2021 | -156.29% |