Root (ROOT) Net Cash Flow (2019 - 2026)
Root (ROOT) posted quarterly Net Cash Flow of -$81.0 million for Q1 2026, down 894.12% year-over-year from $10.2 million in Q1 2025, and down 328.17% quarter-over-quarter from $35.5 million in Q4 2025.
Root (ROOT) Net Cash Flow (2019 - 2026) Analysis & Trends
Root's Net Cash Flow history runs 8 years deep, the most recent figure standing at -$81.0 million for Q1 2026.
- In Q1 2026, Net Cash Flow fell 894.12% year-over-year to -$81.0 million; the TTM figure through Mar 2026 stood at -$1.6 million (up 94.84% YoY), while the FY2025 annual figure was $89.6 million, up 212.85% from the prior year.
- Net Cash Flow for Q1 2026 stood at -$81.0 million, down from $35.5 million in the prior quarter.
- The five-year high for Net Cash Flow was $228.7 million in Q1 2022, with the low at -$82.8 million in Q1 2023.
- The 5-year median for Net Cash Flow is $7.3 million (2023), against an average of -$5.8 million.
- The sharpest annual moves came in 2022 and 2026: Net Cash Flow jumped 3618.46% in 2022, then slumped 894.12% in 2026.
- Root's Net Cash Flow stood at -$57.6 million in 2022, then surged by 175.35% to $43.4 million in 2023, then sank by 273.96% to -$75.5 million in 2024, then surged by 147.02% to $35.5 million in 2025, then slumped by 328.17% to -$81.0 million in 2026.
- Business Quant data shows ROOT's Net Cash Flow at -$81.0 million in Q1 2026, $35.5 million in Q4 2025, and $11.9 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 119.00 Mn |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 14.00 Mn |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 8.00 Mn |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 143.00 Mn |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | -961.80 Mn |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 540.00 Mn |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | -333.00 Mn |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | -110.39 Mn |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 107.00 Mn |
| 10 | Root | 809.65 Mn | 289.25 Mn | 149.30 Mn | -34.10 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -34.10 Mn |
| Jun 30, 2026 | -34.10 Mn |
| Mar 31, 2026 | -81.00 Mn |
| Mar 31, 2026 | -81.00 Mn |
| Dec 31, 2025 | 35.50 Mn |
| Dec 31, 2025 | 35.50 Mn |
| Sep 30, 2025 | 11.90 Mn |
| Sep 30, 2025 | 11.90 Mn |
| Jun 30, 2025 | 32.00 Mn |
| Jun 30, 2025 | 32.00 Mn |
| Mar 31, 2025 | 10.20 Mn |
| Mar 31, 2025 | 10.20 Mn |
| Dec 31, 2024 | -75.50 Mn |
| Dec 31, 2024 | -75.50 Mn |
| Sep 30, 2024 | 7.60 Mn |
| Sep 30, 2024 | 7.60 Mn |
| Jun 30, 2024 | 26.70 Mn |
| Jun 30, 2024 | 26.70 Mn |
| Mar 31, 2024 | -38.20 Mn |
| Mar 31, 2024 | -38.20 Mn |