Root (ROOT) Interest Coverage Ratio (2019 - 2026)
Root (ROOT) posted quarterly Interest Coverage Ratio of 1.01 for Q1 2026, down 54.75% year-over-year from 2.24 in Q1 2025, and down 86.77% quarter-over-quarter from 7.65 in Q4 2025.
Root (ROOT) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
Root's Interest Coverage Ratio history runs 8 years deep, the most recent figure standing at 1.01 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 54.75% year-over-year to 1.01; the TTM figure through Mar 2026 stood at 6.41 (down 29.84% YoY), while the FY2025 annual figure was 2.94, up 1196.73% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.01, down from 7.65 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 7.65 in Q4 2025, with the low at 13.09 in Q1 2022.
- The 5-year median for Interest Coverage Ratio is 0.59 (2023), against an average of 0.19.
- The sharpest annual moves came in 2023 and 2025: Interest Coverage Ratio jumped 677.14% in 2023, then plunged 98.74% in 2025.
- Root's Interest Coverage Ratio stood at 4.5 in 2022, then jumped by 76.64% to 1.05 in 2023, then jumped by 464.81% to 3.84 in 2024, then jumped by 99.36% to 7.65 in 2025, then tumbled by 86.77% to 1.01 in 2026.
- Business Quant data shows ROOT's Interest Coverage Ratio at 1.01 in Q1 2026, 7.65 in Q4 2025, and 0.04 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.95 Bn | 121.18 Bn | 9.13 Bn | 8.42 |
| 2 | Progressive | 124.18 Bn | 119.18 Bn | 9.04 Bn | -8.43 |
| 3 | Travelers Companies | 79.33 Bn | 55.57 Bn | 4.83 Bn | 0.35 |
| 4 | Allstate | 67.29 Bn | 28.56 Bn | 16.28 Bn | 1.88 |
| 5 | Fairfax Financial Holdings | 35.31 Bn | 35.31 Bn | - | -3.55 |
| 6 | Cincinnati Financial | 26.76 Bn | 24.87 Bn | 2.39 Bn | 0.67 |
| 7 | Loews | 23.32 Bn | 1.02 Bn | 2.57 Bn | 0.32 |
| 8 | Markel | 23.17 Bn | 6.28 Bn | 2.83 Bn | 3.60 |
| 9 | Assurant | 14.01 Bn | 11.98 Bn | 2.71 Bn | 0.59 |
| 10 | Root | 807.77 Mn | 287.37 Mn | 149.30 Mn | 4.07 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 4.07 |
| Mar 31, 2026 | 1.01 |
| Dec 31, 2025 | 7.65 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.94 |
| Mar 31, 2025 | 2.24 |
| Dec 31, 2024 | 3.84 |
| Sep 30, 2024 | 2.97 |
| Jun 30, 2024 | 0.33 |
| Mar 31, 2024 | 0.47 |
| Dec 31, 2023 | -1.05 |
| Sep 30, 2023 | 0.76 |
| Jun 30, 2023 | 0.59 |
| Mar 31, 2023 | 0.60 |
| Dec 31, 2022 | -4.50 |
| Sep 30, 2022 | -6.14 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | -13.09 |
| Dec 31, 2021 | -43.76 |
| Sep 30, 2021 | -5.35 |