Growth Metrics

Root (ROOT) Interest Coverage Ratio (2019 - 2025)

Root has reported Interest Coverage Ratio over the past 7 years, most recently at 7.2 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 7.2 for Q4 2025, up 3.8% from a year ago — trailing twelve months through Dec 2025 was 4.51 (up 88.23% YoY), and the annual figure for FY2025 was 2.94, up 58.2%.
  • Interest Coverage Ratio for Q4 2025 was 7.2 at Root, up from 1.32 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for ROOT hit a ceiling of 189.67 in Q4 2021 and a floor of 26.48 in Q2 2021.
  • Median Interest Coverage Ratio over the past 5 years was 0.63 (2023), compared with a mean of 9.67.
  • Biggest five-year swings in Interest Coverage Ratio: surged 772360.61% in 2021 and later tumbled 2980.0% in 2023.
  • Root's Interest Coverage Ratio stood at 189.67 in 2021, then crashed by 99.8% to 0.38 in 2022, then surged by 74.4% to 0.66 in 2023, then soared by 953.37% to 6.93 in 2024, then rose by 3.8% to 7.2 in 2025.
  • The last three reported values for Interest Coverage Ratio were 7.2 (Q4 2025), 1.32 (Q3 2025), and 5.15 (Q2 2025) per Business Quant data.