Root (ROOT) Interest Coverage Ratio (2019 - 2026)
Root (ROOT) recorded quarterly Interest Coverage Ratio of 8.52 in Q1 2026, up 405.31% quarter-over-quarter from 1.69 in Q4 2025, and up 419.09% on a YoY basis from 1.64 in Q1 2025.
Root (ROOT) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
Root's Interest Coverage Ratio history runs 8 years deep, the most recent figure standing at 8.52 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 419.09% year-over-year to 8.52; the TTM figure through Mar 2026 stood at 2.89 (up 67.75% YoY), while the FY2025 annual figure was 1.6, up 88.64% from the prior year.
- Interest Coverage Ratio was 8.52 for Q1 2026 at Root, up from 1.69 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 8.52 in Q1 2026 to a low of 2.68 in Q1 2023.
- Historically, Interest Coverage Ratio has averaged 1.14 across 5 years, with a median of 0.76 in 2023.
- Biggest YoY gain for Interest Coverage Ratio was 688.14% in 2023; the steepest drop was 2560.96% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 0.38 in 2022, then jumped by 74.4% to 0.66 in 2023, then soared by 78.64% to 1.18 in 2024, then surged by 43.43% to 1.69 in 2025, then soared by 405.31% to 8.52 in 2026.
- The last three Interest Coverage Ratio figures came in at 8.52 (Q1 2026), 1.69 (Q4 2025), and 0.06 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 8.63 |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | -146.59 |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 8.69 |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 9.57 |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 12.75 |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 24.46 |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -5.37 |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 5.42 |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 5.64 |
| 10 | Root | 835.22 Mn | 227.22 Mn | 366.20 Mn | 8.52 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.52 |
| Dec 31, 2025 | 1.69 |
| Sep 30, 2025 | 0.06 |
| Jun 30, 2025 | 1.77 |
| Mar 31, 2025 | 1.64 |
| Dec 31, 2024 | 1.18 |
| Sep 30, 2024 | 2.97 |
| Jun 30, 2024 | 0.86 |
| Mar 31, 2024 | 0.79 |
| Dec 31, 2023 | 0.66 |
| Sep 30, 2023 | 0.76 |
| Jun 30, 2023 | 0.59 |
| Mar 31, 2023 | -2.68 |
| Dec 31, 2022 | 0.38 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | 0.11 |
| Dec 31, 2021 | 189.67 |
| Sep 30, 2021 | 0.16 |
| Jun 30, 2021 | -26.48 |