Root (ROOT) Interest Coverage Ratio (2019 - 2026)
Root (ROOT) posted quarterly Interest Coverage Ratio of 1.01 for Q1 2026, down 54.75% year-over-year from 2.24 in Q1 2025, and down 86.77% quarter-over-quarter from 7.65 in Q4 2025.
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Analysis
Root (ROOT) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
Root's Interest Coverage Ratio history runs 8 years deep, the most recent figure standing at 1.01 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 54.75% year-over-year to 1.01; the TTM figure through Mar 2026 stood at 6.41 (down 29.84% YoY), while the FY2025 annual figure was 2.94, up 1196.73% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.01, down from 7.65 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 7.65 in Q4 2025, with the low at 13.09 in Q1 2022.
- The 5-year median for Interest Coverage Ratio is 0.59 (2023), against an average of 0.19.
- The sharpest annual moves came in 2023 and 2025: Interest Coverage Ratio jumped 677.14% in 2023, then plunged 98.74% in 2025.
- Root's Interest Coverage Ratio stood at 4.5 in 2022, then jumped by 76.64% to 1.05 in 2023, then jumped by 464.81% to 3.84 in 2024, then jumped by 99.36% to 7.65 in 2025, then tumbled by 86.77% to 1.01 in 2026.
- Business Quant data shows ROOT's Interest Coverage Ratio at 1.01 in Q1 2026, 7.65 in Q4 2025, and 0.04 in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 131.15 Bn | 117.38 Bn | 9.13 Bn | 26.67 |
| 2 | Progressive | 128.80 Bn | 123.80 Bn | 9.04 Bn | -19.05 |
| 3 | Travelers Companies | 76.99 Bn | 53.24 Bn | 6.23 Bn | 17.54 |
| 4 | Allstate | 66.35 Bn | 27.62 Bn | 16.28 Bn | 10.51 |
| 5 | Fairfax Financial Holdings | 35.82 Bn | 35.82 Bn | - | 4.78 |
| 6 | Cincinnati Financial | 26.40 Bn | 24.51 Bn | 2.39 Bn | 17.72 |
| 7 | Markel | 22.75 Bn | 5.86 Bn | 2.83 Bn | 29.78 |
| 8 | Loews | 22.37 Bn | 67.62 Mn | 2.57 Bn | 7.39 |
| 9 | Assurant | 14.04 Bn | 12.01 Bn | 2.71 Bn | 5.01 |
| 10 | Root | 860.52 Mn | 340.12 Mn | 149.30 Mn | 4.07 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.07 |
| Mar 31, 2026 | 4.76 |
| Dec 31, 2025 | 1.18 |
| Sep 30, 2025 | 0.88 |
| Jun 30, 2025 | 3.33 |
| Mar 31, 2025 | 3.29 |
| Dec 31, 2024 | 3.56 |
| Sep 30, 2024 | 4.78 |
| Jun 30, 2024 | 1.47 |
| Mar 31, 2024 | 1.77 |
| Dec 31, 2023 | -3.08 |
| Sep 30, 2023 | -12.59 |
| Jun 30, 2023 | -11.45 |
| Mar 31, 2023 | -12.96 |
| Dec 31, 2022 | -17.04 |
| Sep 30, 2022 | -17.30 |
| Jun 30, 2022 | -22.71 |
| Mar 31, 2022 | -18.95 |
| Dec 31, 2021 | -17.02 |
| Sep 30, 2021 | -38.45 |