Growth Metrics

Root (ROOT) Interest Coverage Ratio (2019 - 2026)

Root has reported Interest Coverage Ratio over the past 7 years, most recently at 7.2 for Q4 2025.

  • For Q4 2025, Interest Coverage Ratio rose 3.8% year-over-year to 7.2; the TTM value through Dec 2025 reached 4.51, up 88.23%, while the annual FY2025 figure was 2.94, 58.2% up from the prior year.
  • Interest Coverage Ratio for Q4 2025 was 7.2 at Root, up from 1.32 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 189.67 in Q4 2021 and troughed at 26.48 in Q2 2021.
  • A 5-year average of 9.67 and a median of 0.63 in 2023 define the central range for Interest Coverage Ratio.
  • Biggest five-year swings in Interest Coverage Ratio: soared 772360.61% in 2021 and later crashed 2980.0% in 2023.
  • Year by year, Interest Coverage Ratio stood at 189.67 in 2021, then plummeted by 99.8% to 0.38 in 2022, then soared by 74.4% to 0.66 in 2023, then skyrocketed by 953.37% to 6.93 in 2024, then grew by 3.8% to 7.2 in 2025.
  • Business Quant data shows Interest Coverage Ratio for ROOT at 7.2 in Q4 2025, 1.32 in Q3 2025, and 5.15 in Q2 2025.