Root (ROOT) Gross Margin (2019 - 2026)
Root (ROOT) posted quarterly Gross Margin of 42.52% for Q1 2026, up 136.0% year-over-year from 18.02% in Q1 2025, and up 28.63% quarter-over-quarter from 33.05% in Q4 2025.
Root (ROOT) Gross Margin (2019 - 2026) Analysis & Trends
Root's Gross Margin history runs 8 years deep, the most recent figure standing at 42.52% for Q1 2026.
- In Q1 2026, Gross Margin rose 136.0% year-over-year to 42.52%; the TTM figure through Mar 2026 stood at 35.9% (down 569.0% YoY), while the FY2025 annual figure was 34.07%, down 363.0% from the prior year.
- Gross Margin for Q1 2026 stood at 42.52%, up from 33.05% in the prior quarter.
- The five-year high for Gross Margin was 52.68% in Q4 2024, with the low at 28.11% in Q2 2022.
- The 5-year median for Gross Margin is 27.75% (2024), against an average of 19.26%.
- The sharpest annual moves came in 2023 and 2025: Gross Margin jumped 6775 bps in 2023, then slumped 1963 bps in 2025.
- Root's Gross Margin stood at 20.84% in 2022, then soared by 325 bps to 46.91% in 2023, then gained by 12 bps to 52.68% in 2024, then slumped by 37 bps to 33.05% in 2025, then advanced by 29 bps to 42.52% in 2026.
- Business Quant data shows ROOT's Gross Margin at 42.52% in Q1 2026, 33.05% in Q4 2025, and 33.52% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.95 Bn | 121.18 Bn | 9.13 Bn | 57.69% |
| 2 | Progressive | 124.05 Bn | 119.05 Bn | 9.04 Bn | 38.28% |
| 3 | Travelers Companies | 79.32 Bn | 55.56 Bn | 4.83 Bn | 44.93% |
| 4 | Allstate | 67.24 Bn | 28.51 Bn | 16.28 Bn | 87.55% |
| 5 | Fairfax Financial Holdings | 35.33 Bn | 35.33 Bn | - | - |
| 6 | Cincinnati Financial | 26.75 Bn | 24.86 Bn | 2.39 Bn | 55.85% |
| 7 | Loews | 23.32 Bn | 1.02 Bn | 2.57 Bn | 54.18% |
| 8 | Markel | 23.16 Bn | 6.28 Bn | 2.83 Bn | 70.46% |
| 9 | Assurant | 14.04 Bn | 12.01 Bn | 2.71 Bn | 78.34% |
| 10 | Root | 807.22 Mn | 286.82 Mn | 149.30 Mn | 38.36% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 38.36% |
| Mar 31, 2026 | 42.52% |
| Dec 31, 2025 | 33.05% |
| Sep 30, 2025 | 33.52% |
| Jun 30, 2025 | 33.91% |
| Mar 31, 2025 | 41.16% |
| Dec 31, 2024 | 52.68% |
| Sep 30, 2024 | 39.65% |
| Jun 30, 2024 | 27.26% |
| Mar 31, 2024 | 27.75% |
| Dec 31, 2023 | 46.91% |
| Sep 30, 2023 | 14.20% |
| Jun 30, 2023 | 20.45% |
| Mar 31, 2023 | -5.50% |
| Dec 31, 2022 | -20.84% |
| Sep 30, 2022 | -17.93% |
| Jun 30, 2022 | -28.11% |
| Mar 31, 2022 | -13.23% |
| Dec 31, 2021 | -26.97% |
| Sep 30, 2021 | -34.43% |