Root (ROOT) Gross Margin (2019 - 2026)

Root's Gross Margin history runs 8 years deep, the most recent figure standing at 93.06% for Q1 2026.

• In Q1 2026, Gross Margin rose 780.0% year-over-year to 93.06%; the TTM figure through Mar 2026 stood at 89.15% (up 234.0% YoY), while the FY2025 annual figure was 87.53%, up 21.0% from the prior year.
• Gross Margin was 93.06% for Q1 2026 at Root, up from 83.81% in the prior quarter.
• In the past five years, Gross Margin ranged from a high of 95.02% in Q4 2022 to a low of 71.35% in Q2 2022.
• Historically, Gross Margin has averaged 87.21% across 5 years, with a median of 87.83% in 2024.
• The sharpest annual moves came in 2022 and 2023: Gross Margin jumped 10891 bps in 2022, then slumped 1399 bps in 2023.
• A 5-year view of Gross Margin shows it stood at 95.02% in 2022, then declined by 15 bps to 81.03% in 2023, then gained by 8 bps to 87.59% in 2024, then decreased by 4 bps to 83.81% in 2025, then increased by 11 bps to 93.06% in 2026.
• The last three Gross Margin figures came in at 93.06% (Q1 2026), 83.81% (Q4 2025), and 88.73% (Q3 2025), per Business Quant data.