Root ROOT
NASDAQ ROOT
$54.87 -0.23 (-0.42%)
At close: Sep 2, 2026 · 4:00 PM EDT

Root (ROOT) Gross Margin (2019 - 2026)

Root (ROOT) posted quarterly Gross Margin of 42.52% for Q1 2026, up 136.0% year-over-year from 18.02% in Q1 2025, and up 28.63% quarter-over-quarter from 33.05% in Q4 2025.

Analysis

Root (ROOT) Gross Margin (2019 - 2026) Analysis & Trends

Root's Gross Margin history runs 8 years deep, the most recent figure standing at 42.52% for Q1 2026.

  • In Q1 2026, Gross Margin rose 136.0% year-over-year to 42.52%; the TTM figure through Mar 2026 stood at 35.9% (down 569.0% YoY), while the FY2025 annual figure was 34.07%, down 363.0% from the prior year.
  • Gross Margin for Q1 2026 stood at 42.52%, up from 33.05% in the prior quarter.
  • The five-year high for Gross Margin was 52.68% in Q4 2024, with the low at 28.11% in Q2 2022.
  • The 5-year median for Gross Margin is 27.75% (2024), against an average of 19.26%.
  • The sharpest annual moves came in 2023 and 2025: Gross Margin jumped 6775 bps in 2023, then slumped 1963 bps in 2025.
  • Root's Gross Margin stood at 20.84% in 2022, then soared by 325 bps to 46.91% in 2023, then gained by 12 bps to 52.68% in 2024, then slumped by 37 bps to 33.05% in 2025, then advanced by 29 bps to 42.52% in 2026.
  • Business Quant data shows ROOT's Gross Margin at 42.52% in Q1 2026, 33.05% in Q4 2025, and 33.52% in Q3 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Chubb 131.15 Bn 117.38 Bn 9.13 Bn 57.69%
2 Progressive 128.80 Bn 123.80 Bn 9.04 Bn 38.28%
3 Travelers Companies 76.99 Bn 53.24 Bn 6.23 Bn 51.27%
4 Allstate 66.35 Bn 27.62 Bn 16.28 Bn 87.55%
5 Fairfax Financial Holdings 35.82 Bn 35.82 Bn - -
6 Cincinnati Financial 26.40 Bn 24.51 Bn 2.39 Bn 55.85%
7 Markel 22.75 Bn 5.86 Bn 2.83 Bn 70.46%
8 Loews 22.37 Bn 67.62 Mn 2.57 Bn 54.18%
9 Assurant 14.04 Bn 12.01 Bn 2.71 Bn 78.34%
10 Root 860.52 Mn 340.12 Mn 149.30 Mn 38.36%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 38.36%
Mar 31, 2026 42.52%
Dec 31, 2025 38.06%
Sep 30, 2025 38.27%
Jun 30, 2025 39.07%
Mar 31, 2025 41.16%
Dec 31, 2024 41.29%
Sep 30, 2024 39.65%
Jun 30, 2024 34.20%
Mar 31, 2024 34.72%
Dec 31, 2023 37.01%
Sep 30, 2023 25.59%
Jun 30, 2023 20.45%
Mar 31, 2023 9.70%
Dec 31, 2022 -8.98%
Sep 30, 2022 -9.77%
Jun 30, 2022 -19.03%
Mar 31, 2022 -13.23%
Dec 31, 2021 -15.67%
Sep 30, 2021 -21.96%