Growth Metrics

Root (ROOT) Gross Margin (2019 - 2026)

Root has reported Gross Margin over the past 7 years, most recently at 83.81% for Q4 2025.

  • For Q4 2025, Gross Margin rose 63.0% year-over-year to 83.81%; the TTM value through Dec 2025 reached 87.26%, up 27.0%, while the annual FY2025 figure was 87.53%, 21.0% up from the prior year.
  • Gross Margin for Q4 2025 was 83.81% at Root, down from 89.53% in the prior quarter.
  • Over five years, Gross Margin peaked at 95.02% in Q4 2022 and troughed at 37.56% in Q2 2021.
  • A 5-year average of 72.15% and a median of 86.09% in 2025 define the central range for Gross Margin.
  • Biggest five-year swings in Gross Margin: plummeted -12252bps in 2021 and later skyrocketed 11094bps in 2022.
  • Year by year, Gross Margin stood at 73.5% in 2021, then grew by 29bps to 95.02% in 2022, then dropped by -11bps to 84.94% in 2023, then fell by -2bps to 83.18% in 2024, then increased by 1bps to 83.81% in 2025.
  • Business Quant data shows Gross Margin for ROOT at 83.81% in Q4 2025, 89.53% in Q3 2025, and 89.49% in Q2 2025.