Root (ROOT) Free Cash Flow (2019 - 2026)

Root (ROOT) recorded quarterly Free Cash Flow of $5.8 million in Q1 2026, down 91.73% quarter-over-quarter from $70.1 million in Q4 2025, and down 76.61% on a YoY basis from $24.8 million in Q1 2025.

Root (ROOT) Free Cash Flow (2019 - 2026) Analysis & Trends

Root's Free Cash Flow history runs 8 years deep, the most recent figure standing at $5.8 million for Q1 2026.

  • In Q1 2026, Free Cash Flow fell 76.61% year-over-year to $5.8 million; the TTM figure through Mar 2026 stood at $187.5 million (down 3.75% YoY), while the FY2025 annual figure was $206.5 million, up 12.05% from the prior year.
  • Free Cash Flow was $5.8 million for Q1 2026 at Root, down from $70.1 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $70.1 million in Q4 2025 to a low of -$86.2 million in Q1 2023.
  • Historically, Free Cash Flow has averaged $8.4 million across 5 years, with a median of $19.5 million in 2023.
  • The sharpest annual moves came in 2024 and 2026: Free Cash Flow jumped 572.73% in 2024, then tumbled 76.61% in 2026.
  • A 5-year view of Free Cash Flow shows it stood at -$46.7 million in 2022, then jumped by 179.44% to $37.1 million in 2023, then jumped by 56.87% to $58.2 million in 2024, then grew by 20.45% to $70.1 million in 2025, then slumped by 91.73% to $5.8 million in 2026.
  • The last three Free Cash Flow figures came in at $5.8 million (Q1 2026), $70.1 million (Q4 2025), and $63.6 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 3.95 Bn
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 4.30 Bn
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 2.19 Bn
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 3.52 Bn
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 695.53 Mn
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 654.00 Mn
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -31.35 Mn
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn -132.00 Mn
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 192.60 Mn
10 Root 835.22 Mn 227.22 Mn 366.20 Mn 5.80 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 5.80 Mn
Mar 31, 2026 5.80 Mn
Dec 31, 2025 70.10 Mn
Dec 31, 2025 70.10 Mn
Sep 30, 2025 63.60 Mn
Sep 30, 2025 63.60 Mn
Jun 30, 2025 48.00 Mn
Jun 30, 2025 48.00 Mn
Mar 31, 2025 24.80 Mn
Mar 31, 2025 24.80 Mn
Dec 31, 2024 58.20 Mn
Dec 31, 2024 58.20 Mn
Sep 30, 2024 49.40 Mn
Sep 30, 2024 49.40 Mn
Jun 30, 2024 62.40 Mn
Jun 30, 2024 62.40 Mn
Mar 31, 2024 14.30 Mn
Mar 31, 2024 14.30 Mn
Dec 31, 2023 37.10 Mn
Dec 31, 2023 37.10 Mn