Root (ROOT) Free Cash Flow (2019 - 2026)
Root (ROOT) recorded quarterly Free Cash Flow of $5.8 million in Q1 2026, down 91.73% quarter-over-quarter from $70.1 million in Q4 2025, and down 76.61% on a YoY basis from $24.8 million in Q1 2025.
Root (ROOT) Free Cash Flow (2019 - 2026) Analysis & Trends
Root's Free Cash Flow history runs 8 years deep, the most recent figure standing at $5.8 million for Q1 2026.
- In Q1 2026, Free Cash Flow fell 76.61% year-over-year to $5.8 million; the TTM figure through Mar 2026 stood at $187.5 million (down 3.75% YoY), while the FY2025 annual figure was $206.5 million, up 12.05% from the prior year.
- Free Cash Flow was $5.8 million for Q1 2026 at Root, down from $70.1 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $70.1 million in Q4 2025 to a low of -$86.2 million in Q1 2023.
- Historically, Free Cash Flow has averaged $8.4 million across 5 years, with a median of $19.5 million in 2023.
- The sharpest annual moves came in 2024 and 2026: Free Cash Flow jumped 572.73% in 2024, then tumbled 76.61% in 2026.
- A 5-year view of Free Cash Flow shows it stood at -$46.7 million in 2022, then jumped by 179.44% to $37.1 million in 2023, then jumped by 56.87% to $58.2 million in 2024, then grew by 20.45% to $70.1 million in 2025, then slumped by 91.73% to $5.8 million in 2026.
- The last three Free Cash Flow figures came in at $5.8 million (Q1 2026), $70.1 million (Q4 2025), and $63.6 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 3.95 Bn |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 4.30 Bn |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 2.19 Bn |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 3.52 Bn |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 695.53 Mn |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 654.00 Mn |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -31.35 Mn |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -132.00 Mn |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 192.60 Mn |
| 10 | Root | 835.22 Mn | 227.22 Mn | 366.20 Mn | 5.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 5.80 Mn |
| Mar 31, 2026 | 5.80 Mn |
| Dec 31, 2025 | 70.10 Mn |
| Dec 31, 2025 | 70.10 Mn |
| Sep 30, 2025 | 63.60 Mn |
| Sep 30, 2025 | 63.60 Mn |
| Jun 30, 2025 | 48.00 Mn |
| Jun 30, 2025 | 48.00 Mn |
| Mar 31, 2025 | 24.80 Mn |
| Mar 31, 2025 | 24.80 Mn |
| Dec 31, 2024 | 58.20 Mn |
| Dec 31, 2024 | 58.20 Mn |
| Sep 30, 2024 | 49.40 Mn |
| Sep 30, 2024 | 49.40 Mn |
| Jun 30, 2024 | 62.40 Mn |
| Jun 30, 2024 | 62.40 Mn |
| Mar 31, 2024 | 14.30 Mn |
| Mar 31, 2024 | 14.30 Mn |
| Dec 31, 2023 | 37.10 Mn |
| Dec 31, 2023 | 37.10 Mn |