Root (ROOT) Free Cash Flow (2019 - 2026)
Root (ROOT) posted quarterly Free Cash Flow of $5.8 million for Q1 2026, down 76.61% year-over-year from $24.8 million in Q1 2025, and down 91.2% quarter-over-quarter from $65.9 million in Q4 2025.
Root (ROOT) Free Cash Flow (2019 - 2026) Analysis & Trends
Root's Free Cash Flow history runs 8 years deep, the most recent figure standing at $5.8 million for Q1 2026.
- In Q1 2026, Free Cash Flow fell 76.61% year-over-year to $5.8 million; the TTM figure through Mar 2026 stood at $173.4 million (down 10.99% YoY), while the FY2025 annual figure was $192.4 million, up 4.4% from the prior year.
- Free Cash Flow for Q1 2026 stood at $5.8 million, down from $65.9 million in the prior quarter.
- The five-year high for Free Cash Flow was $65.9 million in Q4 2025, with the low at -$86.2 million in Q1 2023.
- The 5-year median for Free Cash Flow is $14.3 million (2024), against an average of $7.6 million.
- The sharpest annual moves came in 2024 and 2026: Free Cash Flow jumped 801.2% in 2024, then slumped 76.61% in 2026.
- Root's Free Cash Flow stood at -$46.7 million in 2022, then jumped by 194.22% to $44.0 million in 2023, then surged by 32.27% to $58.2 million in 2024, then increased by 13.23% to $65.9 million in 2025, then plunged by 91.2% to $5.8 million in 2026.
- Business Quant data shows ROOT's Free Cash Flow at $5.8 million in Q1 2026, $65.9 million in Q4 2025, and $47.7 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 3.73 Bn |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 3.47 Bn |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 1.91 Bn |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 2.59 Bn |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | 93.40 Mn |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 698.00 Mn |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 708.00 Mn |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 384.54 Mn |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 409.20 Mn |
| 10 | Root | 809.65 Mn | 289.25 Mn | 149.30 Mn | 53.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 53.80 Mn |
| Jun 30, 2026 | 53.80 Mn |
| Mar 31, 2026 | 5.80 Mn |
| Mar 31, 2026 | 5.80 Mn |
| Dec 31, 2025 | 65.90 Mn |
| Dec 31, 2025 | 65.90 Mn |
| Sep 30, 2025 | 47.70 Mn |
| Sep 30, 2025 | 47.70 Mn |
| Jun 30, 2025 | 54.00 Mn |
| Jun 30, 2025 | 54.00 Mn |
| Mar 31, 2025 | 24.80 Mn |
| Mar 31, 2025 | 24.80 Mn |
| Dec 31, 2024 | 58.20 Mn |
| Dec 31, 2024 | 58.20 Mn |
| Sep 30, 2024 | 53.60 Mn |
| Sep 30, 2024 | 53.60 Mn |
| Jun 30, 2024 | 58.20 Mn |
| Jun 30, 2024 | 58.20 Mn |
| Mar 31, 2024 | 14.30 Mn |
| Mar 31, 2024 | 14.30 Mn |