Root (ROOT) FCF Margin (2019 - 2026)
Root (ROOT) reported FCF Margin of 14.77% for Q2 2026, up 1.19 percentage points from 13.58% a year earlier and up 12.41 percentage points from the prior quarter.
Root (ROOT) FCF Margin (2019 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Root's FCF Margin came in at 12.41%, down 2.06 percentage points year-over-year; for FY2025, it came in at 13.61%, down 2.99 percentage points from FY2024.
- FCF Margin has a five-year change of +96.94 percentage points (FY2020 to FY2025).
- By year, FCF Margin came in at 16.60% in FY2024 (+24.03 pp), -7.43% in FY2023 (+60.33 pp), -67.76% in FY2022 (+50.36 pp) and -118.12% in FY2021 (-34.79 pp).
- Five-year quarterly FCF Margin spans a low of -147.76% in Q3 2021 and a high of 23.67% in Q4 2023.
- Year over year, FCF Margin gained in three of the last eight quarters, with an average year-over-year change of -1.73 percentage points.
- The high point for year-over-year FCF Margin in five years was Q4 2021 (a gain of 333.77 percentage points); the low point was Q3 2021 (a drop of 83.21 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 2.36% (Q1 2026), 17.66% (Q4 2025) and 14.85% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.69 Bn | -333.79 Bn | 55.86 Bn | 5.47% |
| 2 | Chubb | 127.81 Bn | 79.86 Bn | 9.13 Bn | 23.58% |
| 3 | Progressive | 121.79 Bn | 97.63 Bn | 9.04 Bn | 14.69% |
| 4 | Marsh & Mclennan Companies | 80.80 Bn | 72.54 Bn | - | 19.60% |
| 5 | Travelers Companies | 75.76 Bn | 52.01 Bn | 6.23 Bn | 15.77% |
| 6 | Manulife Financial | 74.06 Bn | 75.27 Bn | - | 20.72% |
| 7 | Metlife | 61.12 Bn | -45.36 Bn | 7.82 Bn | 11.63% |
| 8 | Arthur J. Gallagher | 58.82 Bn | 53.25 Bn | - | -1.02% |
| 9 | Allstate | 57.81 Bn | 19.06 Bn | 8.73 Bn | 13.93% |
| 10 | Root | 640.20 Mn | -1.81 Bn | - | 14.77% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 14.77% |
| Mar 31, 2026 | 2.36% |
| Dec 31, 2025 | 17.66% |
| Sep 30, 2025 | 14.85% |
| Jun 30, 2025 | 13.58% |
| Mar 31, 2025 | 7.67% |
| Dec 31, 2024 | 21.18% |
| Sep 30, 2024 | 16.16% |
| Jun 30, 2024 | 21.58% |
| Mar 31, 2024 | 5.61% |
| Dec 31, 2023 | 23.67% |
| Sep 30, 2023 | 12.66% |
| Jun 30, 2023 | -14.44% |
| Mar 31, 2023 | -119.40% |
| Dec 31, 2022 | -65.50% |
| Sep 30, 2022 | -80.05% |
| Jun 30, 2022 | -66.79% |
| Mar 31, 2022 | -59.95% |
| Dec 31, 2021 | -44.42% |
| Sep 30, 2021 | -147.76% |
Root FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=ROOT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "ROOT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=ROOT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();