Root (ROOT) FCF Margin (2019 - 2026)
Root (ROOT) posted quarterly FCF Margin of 1.47% for Q1 2026, down 562.0% year-over-year from 0.32% in Q1 2025, and down 91.78% quarter-over-quarter from 17.94% in Q4 2025.
Root (ROOT) FCF Margin (2019 - 2026) Analysis & Trends
Root's FCF Margin history runs 8 years deep, the most recent figure standing at 1.47% for Q1 2026.
- In Q1 2026, FCF Margin fell 562.0% year-over-year to 1.47%; the TTM figure through Mar 2026 stood at 11.76% (down 297.0% YoY), while the FY2025 annual figure was 13.73%, down 194.0% from the prior year.
- FCF Margin for Q1 2026 stood at 1.47%, down from 17.94% in the prior quarter.
- The five-year high for FCF Margin was 22.25% in Q2 2024, with the low at 143.67% in Q1 2023.
- The 5-year median for FCF Margin is 7.1% (2025), against an average of 17.77%.
- The sharpest annual moves came in 2023 and 2024: FCF Margin plunged 8055 bps in 2023, then soared 14988 bps in 2024.
- Root's FCF Margin stood at 72.63% in 2022, then surged by 126 bps to 19.04% in 2023, then fell by 25 bps to 14.36% in 2024, then gained by 25 bps to 17.94% in 2025, then tumbled by 92 bps to 1.47% in 2026.
- Business Quant data shows ROOT's FCF Margin at 1.47% in Q1 2026, 17.94% in Q4 2025, and 13.25% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 23.58% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 14.69% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 17.73% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 13.93% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 16.33% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 14.96% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 9.57% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 11.85% |
| 10 | Root | 809.65 Mn | 289.25 Mn | 149.30 Mn | 13.82% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 13.82% |
| Mar 31, 2026 | 1.47% |
| Dec 31, 2025 | 17.94% |
| Sep 30, 2025 | 13.25% |
| Jun 30, 2025 | 15.30% |
| Mar 31, 2025 | 7.10% |
| Dec 31, 2024 | 14.36% |
| Sep 30, 2024 | 17.53% |
| Jun 30, 2024 | 22.25% |
| Mar 31, 2024 | 6.21% |
| Dec 31, 2023 | 19.04% |
| Sep 30, 2023 | 7.70% |
| Jun 30, 2023 | -11.10% |
| Mar 31, 2023 | -143.67% |
| Dec 31, 2022 | -72.63% |
| Sep 30, 2022 | -78.28% |
| Jun 30, 2022 | -75.37% |
| Mar 31, 2022 | -63.11% |
| Dec 31, 2021 | -48.17% |
| Sep 30, 2021 | -165.80% |