Root (ROOT) FCF Margin (2019 - 2026)

Root (ROOT) posted quarterly FCF Margin of 1.47% for Q1 2026, down 562.0% year-over-year from 0.32% in Q1 2025, and down 94.08% on a QoQ basis from 24.89% in Q4 2025.

Root (ROOT) FCF Margin (2019 - 2026) Analysis & Trends

Root (ROOT) has reported FCF Margin for 8 consecutive years, with 1.47% the latest figure, recorded in Q1 2026.

  • In Q1 2026, FCF Margin fell 562.0% year-over-year to 1.47%; the TTM figure through Mar 2026 stood at 13.51% (down 286.0% YoY), while the FY2025 annual figure was 14.73%, down 248.0% from the prior year.
  • FCF Margin came in at 1.47% for Q1 2026 at Root, down from 24.89% in the prior quarter.
  • The five-year high for FCF Margin was 26.56% in Q4 2023, with the low at 122.97% in Q1 2023.
  • Average FCF Margin over 5 years is 15.02%, with a median of 7.1% recorded in 2025.
  • Across the five-year window, FCF Margin slumped 5985 bps in 2023 and soared 12918 bps in 2024, its largest moves.
  • Year by year, FCF Margin stood at 72.63% in 2022, then jumped by 137 bps to 26.56% in 2023, then retreated by 27 bps to 19.42% in 2024, then rose by 28 bps to 24.89% in 2025, then sank by 94 bps to 1.47% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 1.47%, 24.89%, and 17.66% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -0.88%
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn 19.40%
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 26.72%
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 25.12%
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 18.33%
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 20.79%
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn -15.38%
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 15.49%
10 Root 936.16 Mn 328.16 Mn 366.20 Mn 1.47%

Historic Data

Download Data
DateValue
Mar 31, 2026 1.47%
Dec 31, 2025 24.89%
Sep 30, 2025 17.66%
Jun 30, 2025 13.60%
Mar 31, 2025 7.10%
Dec 31, 2024 19.42%
Sep 30, 2024 17.69%
Jun 30, 2024 23.85%
Mar 31, 2024 6.21%
Dec 31, 2023 26.56%
Sep 30, 2023 16.91%
Jun 30, 2023 -17.65%
Mar 31, 2023 -122.97%
Dec 31, 2022 -72.63%
Sep 30, 2022 -86.01%
Jun 30, 2022 -68.27%
Mar 31, 2022 -63.11%
Dec 31, 2021 -70.40%
Sep 30, 2021 -148.61%
Jun 30, 2021 -170.44%