Root (ROOT) FCF Margin (2019 - 2026)
Root (ROOT) recorded quarterly FCF Margin of 1.47% in Q1 2026, down 94.08% quarter-over-quarter from 24.89% in Q4 2025, and down 562.0% on a YoY basis from 0.32% in Q1 2025.
Root (ROOT) FCF Margin (2019 - 2026) Analysis & Trends
Root's FCF Margin history runs 8 years deep, the most recent figure standing at 1.47% for Q1 2026.
- In Q1 2026, FCF Margin fell 562.0% year-over-year to 1.47%; the TTM figure through Mar 2026 stood at 13.51% (down 286.0% YoY), while the FY2025 annual figure was 14.73%, down 248.0% from the prior year.
- FCF Margin was 1.47% for Q1 2026 at Root, down from 24.89% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 26.56% in Q4 2023 to a low of 122.97% in Q1 2023.
- Historically, FCF Margin has averaged 15.02% across 5 years, with a median of 7.1% in 2025.
- The sharpest annual moves came in 2023 and 2024: FCF Margin sank 5985 bps in 2023, then soared 12918 bps in 2024.
- A 5-year view of FCF Margin shows it stood at 72.63% in 2022, then jumped by 137 bps to 26.56% in 2023, then dropped by 27 bps to 19.42% in 2024, then climbed by 28 bps to 24.89% in 2025, then plunged by 94 bps to 1.47% in 2026.
- The last three FCF Margin figures came in at 1.47% (Q1 2026), 24.89% (Q4 2025), and 17.66% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 26.72% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 19.40% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 18.33% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 20.79% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 18.85% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 25.12% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -0.88% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -15.38% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 6.92% |
| 10 | Root | 835.22 Mn | 227.22 Mn | 366.20 Mn | 1.47% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.47% |
| Dec 31, 2025 | 24.89% |
| Sep 30, 2025 | 17.66% |
| Jun 30, 2025 | 13.60% |
| Mar 31, 2025 | 7.10% |
| Dec 31, 2024 | 19.42% |
| Sep 30, 2024 | 17.69% |
| Jun 30, 2024 | 23.85% |
| Mar 31, 2024 | 6.21% |
| Dec 31, 2023 | 26.56% |
| Sep 30, 2023 | 16.91% |
| Jun 30, 2023 | -17.65% |
| Mar 31, 2023 | -122.97% |
| Dec 31, 2022 | -72.63% |
| Sep 30, 2022 | -86.01% |
| Jun 30, 2022 | -68.27% |
| Mar 31, 2022 | -63.11% |
| Dec 31, 2021 | -70.40% |
| Sep 30, 2021 | -148.61% |
| Jun 30, 2021 | -170.44% |