Root (ROOT) FCF Margin (2019 - 2026)
Root (ROOT) posted quarterly FCF Margin of 1.47% for Q1 2026, down 562.0% year-over-year from 0.32% in Q1 2025, and down 94.08% on a QoQ basis from 24.89% in Q4 2025.
Root (ROOT) FCF Margin (2019 - 2026) Analysis & Trends
Root (ROOT) has reported FCF Margin for 8 consecutive years, with 1.47% the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Margin fell 562.0% year-over-year to 1.47%; the TTM figure through Mar 2026 stood at 13.51% (down 286.0% YoY), while the FY2025 annual figure was 14.73%, down 248.0% from the prior year.
- FCF Margin came in at 1.47% for Q1 2026 at Root, down from 24.89% in the prior quarter.
- The five-year high for FCF Margin was 26.56% in Q4 2023, with the low at 122.97% in Q1 2023.
- Average FCF Margin over 5 years is 15.02%, with a median of 7.1% recorded in 2025.
- Across the five-year window, FCF Margin slumped 5985 bps in 2023 and soared 12918 bps in 2024, its largest moves.
- Year by year, FCF Margin stood at 72.63% in 2022, then jumped by 137 bps to 26.56% in 2023, then retreated by 27 bps to 19.42% in 2024, then rose by 28 bps to 24.89% in 2025, then sank by 94 bps to 1.47% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 1.47%, 24.89%, and 17.66% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -0.88% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 19.40% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 26.72% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 25.12% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 18.33% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 20.79% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | -15.38% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 15.49% |
| 10 | Root | 936.16 Mn | 328.16 Mn | 366.20 Mn | 1.47% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.47% |
| Dec 31, 2025 | 24.89% |
| Sep 30, 2025 | 17.66% |
| Jun 30, 2025 | 13.60% |
| Mar 31, 2025 | 7.10% |
| Dec 31, 2024 | 19.42% |
| Sep 30, 2024 | 17.69% |
| Jun 30, 2024 | 23.85% |
| Mar 31, 2024 | 6.21% |
| Dec 31, 2023 | 26.56% |
| Sep 30, 2023 | 16.91% |
| Jun 30, 2023 | -17.65% |
| Mar 31, 2023 | -122.97% |
| Dec 31, 2022 | -72.63% |
| Sep 30, 2022 | -86.01% |
| Jun 30, 2022 | -68.27% |
| Mar 31, 2022 | -63.11% |
| Dec 31, 2021 | -70.40% |
| Sep 30, 2021 | -148.61% |
| Jun 30, 2021 | -170.44% |