Root (ROOT) EBT (2019 - 2026)

Root (ROOT) posted quarterly EBT of $36.1 million for Q1 2026, up 96.2% year-over-year from $18.4 million in Q1 2025, and up 568.52% on a QoQ basis from $5.4 million in Q4 2025.

Root (ROOT) EBT (2019 - 2026) Analysis & Trends

Root (ROOT) has reported EBT for 8 consecutive years, with $36.1 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, EBT rose 96.2% year-over-year to $36.1 million; the TTM figure through Mar 2026 stood at $58.5 million (up 5.41% YoY), while the FY2025 annual figure was $40.8 million, up 32.04% from the prior year.
  • EBT came in at $36.1 million for Q1 2026 at Root, up from $5.4 million in the prior quarter.
  • The five-year high for EBT was $36.1 million in Q1 2026, with the low at -$95.5 million in Q2 2022.
  • Average EBT over 5 years is -$19.8 million, with a median of -$7.8 million recorded in 2024.
  • The largest YoY upside for EBT was 396.77% in 2025 against a maximum downside of 121.93% in 2025.
  • Year by year, EBT stood at -$58.3 million in 2022, then surged by 58.83% to -$24.0 million in 2023, then soared by 192.08% to $22.1 million in 2024, then plunged by 75.57% to $5.4 million in 2025, then surged by 568.52% to $36.1 million in 2026.
  • According to Business Quant data, EBT over the past three periods registered $36.1 million, $5.4 million, and -$5.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -269.94 Mn
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn 3.57 Bn
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 2.99 Bn
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 326.00 Mn
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 2.12 Bn
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 3.11 Bn
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - 1.04 Bn
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 463.00 Mn
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 124.20 Mn
10 Root 936.16 Mn 328.16 Mn 366.20 Mn 36.10 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 36.10 Mn
Dec 31, 2025 5.40 Mn
Sep 30, 2025 -5.00 Mn
Jun 30, 2025 22.00 Mn
Mar 31, 2025 18.40 Mn
Dec 31, 2024 22.10 Mn
Sep 30, 2024 22.80 Mn
Jun 30, 2024 -7.80 Mn
Mar 31, 2024 -6.20 Mn
Dec 31, 2023 -24.00 Mn
Sep 30, 2023 -45.80 Mn
Jun 30, 2023 -36.70 Mn
Mar 31, 2023 -40.90 Mn
Dec 31, 2022 -58.30 Mn
Sep 30, 2022 -66.40 Mn
Jun 30, 2022 -95.50 Mn
Mar 31, 2022 -77.50 Mn
Dec 31, 2021 -109.90 Mn
Sep 30, 2021 -133.00 Mn
Jun 30, 2021 -178.60 Mn