Root (ROOT) EBITDA Margin (2019 - 2026)
Root's EBITDA Margin was 9.58% in Q2 2026, up 1.93 percentage points from 7.65% a year earlier but down 1.60 percentage points from the prior quarter.
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Analysis
Root (ROOT) EBITDA Margin (2019 - 2026) Analysis & Trends
On a trailing twelve-month basis, Root's EBITDA Margin was 6.37% through Jun 30, 2026, down 3.32 percentage points year-over-year; for FY2025, it was 4.85%, down 3.09 percentage points from FY2024.
- EBITDA Margin shows a five-year change of +82.62 percentage points (FY2020 to FY2025).
- In earlier years, EBITDA Margin was 7.94% in FY2024 (+27.43 pp), -19.49% in FY2023 (+60.72 pp), -80.21% in FY2022 (+55.46 pp) and -135.67% in FY2021 (-57.90 pp).
- Quarterly EBITDA Margin has moved between -131.24% (Q3 2021) and 12.95% (Q3 2024) over five years.
- Compared with a year earlier, EBITDA Margin was higher in six of the last eight quarters, with an average year-over-year change of +6.34 percentage points.
- The best year-over-year quarter for EBITDA Margin over five years was Q2 2022 (a gain of 83.92 percentage points); the worst was Q3 2025 (a drop of 11.66 percentage points).
- Per Business Quant data, ROOT's EBITDA Margin in the three quarters before Q2 2026 was 11.18% (Q1 2026), 3.43% (Q4 2025) and 1.29% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 138.35 Bn | 84.93 Bn | 9.13 Bn | - |
| 2 | Progressive | 129.14 Bn | 104.97 Bn | 9.04 Bn | -43.55% |
| 3 | Marsh & Mclennan Companies | 91.11 Bn | 83.27 Bn | - | 21.07% |
| 4 | Travelers Companies | 83.32 Bn | 59.56 Bn | 6.23 Bn | -9.87% |
| 5 | Manulife Financial | 75.74 Bn | -19.14 Bn | - | - |
| 6 | Arthur J. Gallagher | 66.49 Bn | 60.90 Bn | - | 23.56% |
| 7 | Metlife | 64.97 Bn | -41.81 Bn | 7.82 Bn | - |
| 8 | Allstate | 63.98 Bn | 25.25 Bn | 8.73 Bn | -30.30% |
| 9 | Aon | 63.25 Bn | 56.46 Bn | - | 26.80% |
| 10 | Root | 829.67 Mn | -1.62 Bn | - | 9.58% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 9.58% |
| Mar 31, 2026 | 11.18% |
| Dec 31, 2025 | 3.43% |
| Sep 30, 2025 | 1.29% |
| Jun 30, 2025 | 7.65% |
| Mar 31, 2025 | 7.36% |
| Dec 31, 2024 | 11.54% |
| Sep 30, 2024 | 12.95% |
| Jun 30, 2024 | 2.70% |
| Mar 31, 2024 | 3.26% |
| Dec 31, 2023 | -4.06% |
| Sep 30, 2023 | -27.15% |
| Jun 30, 2023 | -29.95% |
| Mar 31, 2023 | -38.66% |
| Dec 31, 2022 | -60.87% |
| Sep 30, 2022 | -73.54% |
| Jun 30, 2022 | -103.61% |
| Mar 31, 2022 | -80.09% |
| Dec 31, 2021 | -92.60% |
| Sep 30, 2021 | -131.24% |
API Access
Root EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=ROOT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "ROOT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=ROOT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();