Root (ROOT) EBITDA Margin (2019 - 2026)
Root (ROOT) posted quarterly EBITDA Margin of 8.23% for Q1 2026, up 211.0% year-over-year from 2.65% in Q1 2025, and up 306.78% on a QoQ basis from 2.02% in Q4 2025.
Root (ROOT) EBITDA Margin (2019 - 2026) Analysis & Trends
Root (ROOT) has reported EBITDA Margin for 8 consecutive years, with 8.23% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBITDA Margin rose 211.0% year-over-year to 8.23%; the TTM figure through Mar 2026 stood at 4.14% (down 86.0% YoY), while the FY2025 annual figure was 3.32%, up 41.0% from the prior year.
- EBITDA Margin came in at 8.23% for Q1 2026 at Root, up from 2.02% in the prior quarter.
- The five-year high for EBITDA Margin was 10.13% in Q3 2024, with the low at 129.59% in Q2 2022.
- Average EBITDA Margin over 5 years is 31.99%, with a median of 3.04% recorded in 2024.
- Across the five-year window, EBITDA Margin surged 10226 bps in 2022 and tumbled 1130 bps in 2025, its largest moves.
- Year by year, EBITDA Margin stood at 88.96% in 2022, then jumped by 84 bps to 14.24% in 2023, then surged by 141 bps to 5.91% in 2024, then slumped by 66 bps to 2.02% in 2025, then surged by 307 bps to 8.23% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 8.23%, 2.02%, and 1.17% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -9.36% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 10.11% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 9.37% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 12.21% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 8.45% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 5.54% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 71.45% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 10.48% |
| 10 | Root | 936.16 Mn | 328.16 Mn | 366.20 Mn | 8.23% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.23% |
| Dec 31, 2025 | 2.02% |
| Sep 30, 2025 | -1.17% |
| Jun 30, 2025 | 6.69% |
| Mar 31, 2025 | 6.12% |
| Dec 31, 2024 | 5.91% |
| Sep 30, 2024 | 10.13% |
| Jun 30, 2024 | -3.02% |
| Mar 31, 2024 | -3.04% |
| Dec 31, 2023 | -14.24% |
| Sep 30, 2023 | -40.33% |
| Jun 30, 2023 | -50.67% |
| Mar 31, 2023 | -56.78% |
| Dec 31, 2022 | -88.96% |
| Sep 30, 2022 | -100.15% |
| Jun 30, 2022 | -129.59% |
| Mar 31, 2022 | -95.08% |
| Dec 31, 2021 | -191.22% |
| Sep 30, 2021 | -142.32% |
| Jun 30, 2021 | -219.95% |