Root (ROOT) EBITDA Margin (2019 - 2026)
Root (ROOT) recorded quarterly EBITDA Margin of 8.23% in Q1 2026, up 306.78% quarter-over-quarter from 2.02% in Q4 2025, and up 211.0% on a YoY basis from 2.65% in Q1 2025.
Root (ROOT) EBITDA Margin (2019 - 2026) Analysis & Trends
Root's EBITDA Margin history runs 8 years deep, the most recent figure standing at 8.23% for Q1 2026.
- In Q1 2026, EBITDA Margin rose 211.0% year-over-year to 8.23%; the TTM figure through Mar 2026 stood at 4.14% (down 86.0% YoY), while the FY2025 annual figure was 3.32%, up 41.0% from the prior year.
- EBITDA Margin was 8.23% for Q1 2026 at Root, up from 2.02% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 10.13% in Q3 2024 to a low of 129.59% in Q2 2022.
- Historically, EBITDA Margin has averaged 31.99% across 5 years, with a median of 3.04% in 2024.
- The sharpest annual moves came in 2022 and 2025: EBITDA Margin surged 10226 bps in 2022, then slumped 1130 bps in 2025.
- A 5-year view of EBITDA Margin shows it stood at 88.96% in 2022, then jumped by 84 bps to 14.24% in 2023, then surged by 141 bps to 5.91% in 2024, then sank by 66 bps to 2.02% in 2025, then surged by 307 bps to 8.23% in 2026.
- The last three EBITDA Margin figures came in at 8.23% (Q1 2026), 2.02% (Q4 2025), and 1.17% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 9.37% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 10.11% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 8.45% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 5.54% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 10.96% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.21% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -9.36% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 71.45% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 5.74% |
| 10 | Root | 835.22 Mn | 227.22 Mn | 366.20 Mn | 8.23% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.23% |
| Dec 31, 2025 | 2.02% |
| Sep 30, 2025 | -1.17% |
| Jun 30, 2025 | 6.69% |
| Mar 31, 2025 | 6.12% |
| Dec 31, 2024 | 5.91% |
| Sep 30, 2024 | 10.13% |
| Jun 30, 2024 | -3.02% |
| Mar 31, 2024 | -3.04% |
| Dec 31, 2023 | -14.24% |
| Sep 30, 2023 | -40.33% |
| Jun 30, 2023 | -50.67% |
| Mar 31, 2023 | -56.78% |
| Dec 31, 2022 | -88.96% |
| Sep 30, 2022 | -100.15% |
| Jun 30, 2022 | -129.59% |
| Mar 31, 2022 | -95.08% |
| Dec 31, 2021 | -191.22% |
| Sep 30, 2021 | -142.32% |
| Jun 30, 2021 | -219.95% |