Root (ROOT) EBITDA (2019 - 2026)
Root (ROOT) posted quarterly EBITDA of $32.4 million for Q1 2026, up 51.4% year-over-year from $21.4 million in Q1 2025, and up 468.42% on a QoQ basis from $5.7 million in Q4 2025.
Root (ROOT) EBITDA (2019 - 2026) Analysis & Trends
Root (ROOT) has reported EBITDA for 8 consecutive years, with $32.4 million the latest figure, recorded in Q1 2026.
- In Q1 2026, EBITDA rose 51.4% year-over-year to $32.4 million; the TTM figure through Mar 2026 stood at $57.5 million (down 3.36% YoY), while the FY2025 annual figure was $46.5 million, up 49.52% from the prior year.
- EBITDA came in at $32.4 million for Q1 2026 at Root, up from $5.7 million in the prior quarter.
- The five-year high for EBITDA was $32.4 million in Q1 2026, with the low at -$96.8 million in Q2 2022.
- Average EBITDA over 5 years is -$19.9 million, with a median of -$7.9 million recorded in 2024.
- The largest YoY upside for EBITDA was 405.71% in 2025 against a maximum downside of 114.84% in 2025.
- Year by year, EBITDA stood at -$57.2 million in 2022, then soared by 65.21% to -$19.9 million in 2023, then jumped by 188.94% to $17.7 million in 2024, then slumped by 67.8% to $5.7 million in 2025, then soared by 468.42% to $32.4 million in 2026.
- According to Business Quant data, EBITDA over the past three periods registered $32.4 million, $5.7 million, and -$4.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -332.46 Mn |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 2.24 Bn |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 1.38 Bn |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 318.00 Mn |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 1.01 Bn |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 938.00 Mn |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | 830.10 Mn |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 613.00 Mn |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 142.38 Mn |
| 10 | Root | 936.16 Mn | 328.16 Mn | 366.20 Mn | 32.40 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 32.40 Mn |
| Dec 31, 2025 | 5.70 Mn |
| Sep 30, 2025 | -4.20 Mn |
| Jun 30, 2025 | 23.60 Mn |
| Mar 31, 2025 | 21.40 Mn |
| Dec 31, 2024 | 17.70 Mn |
| Sep 30, 2024 | 28.30 Mn |
| Jun 30, 2024 | -7.90 Mn |
| Mar 31, 2024 | -7.00 Mn |
| Dec 31, 2023 | -19.90 Mn |
| Sep 30, 2023 | -46.50 Mn |
| Jun 30, 2023 | -37.90 Mn |
| Mar 31, 2023 | -39.80 Mn |
| Dec 31, 2022 | -57.20 Mn |
| Sep 30, 2022 | -68.70 Mn |
| Jun 30, 2022 | -96.80 Mn |
| Mar 31, 2022 | -81.20 Mn |
| Dec 31, 2021 | -111.10 Mn |
| Sep 30, 2021 | -133.50 Mn |
| Jun 30, 2021 | -178.60 Mn |