Root (ROOT) EBITDA (2019 - 2026)
Root (ROOT) reported EBITDA of $37.3 million for Q2 2026, up 27.3% from $29.3 million a year earlier but down 15.2% from the prior quarter.
Root (ROOT) EBITDA (2019 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Root's EBITDA came in at $99.9 million, down 24.5% year-over-year; for FY2025, it came in at $73.6 million, down 21.2% from FY2024.
- By year, EBITDA came in at $93.4 million in FY2024, -$88.7 million in FY2023, -$249.3 million in FY2022 and -$468.6 million in FY2021.
- Five-year quarterly EBITDA spans a low of -$123.1 million in Q3 2021 and a high of $44 million in Q1 2026.
- Year over year, EBITDA gained in four of the last six quarters, with growth averaging 72.1%.
- Per Business Quant data, the three quarters before Q2 2026 came in at $44 million (Q1 2026), $13.6 million (Q4 2025) and $5 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.69 Bn | -333.79 Bn | 55.86 Bn | -26.60 Bn |
| 2 | Chubb | 127.81 Bn | 79.86 Bn | 9.13 Bn | - |
| 3 | Progressive | 121.79 Bn | 97.63 Bn | 9.04 Bn | -10.28 Bn |
| 4 | Marsh & Mclennan Companies | 80.80 Bn | 72.54 Bn | - | 2.13 Bn |
| 5 | Travelers Companies | 75.76 Bn | 52.01 Bn | 6.23 Bn | -1.20 Bn |
| 6 | Manulife Financial | 74.06 Bn | 75.27 Bn | - | - |
| 7 | Metlife | 61.12 Bn | -45.36 Bn | 7.82 Bn | - |
| 8 | Arthur J. Gallagher | 58.82 Bn | 53.25 Bn | - | 940.00 Mn |
| 9 | Allstate | 57.81 Bn | 19.06 Bn | 8.73 Bn | -5.63 Bn |
| 10 | Root | 640.20 Mn | -1.81 Bn | - | 37.30 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 37.30 Mn |
| Mar 31, 2026 | 44.00 Mn |
| Dec 31, 2025 | 13.60 Mn |
| Sep 30, 2025 | 5.00 Mn |
| Jun 30, 2025 | 29.30 Mn |
| Mar 31, 2025 | 25.70 Mn |
| Dec 31, 2024 | 37.70 Mn |
| Sep 30, 2024 | 39.60 Mn |
| Jun 30, 2024 | 7.80 Mn |
| Mar 31, 2024 | 8.30 Mn |
| Dec 31, 2023 | -7.90 Mn |
| Sep 30, 2023 | -31.30 Mn |
| Jun 30, 2023 | -22.40 Mn |
| Mar 31, 2023 | -27.10 Mn |
| Dec 31, 2022 | -43.40 Mn |
| Sep 30, 2022 | -54.20 Mn |
| Jun 30, 2022 | -83.30 Mn |
| Mar 31, 2022 | -68.40 Mn |
| Dec 31, 2021 | -86.30 Mn |
| Sep 30, 2021 | -123.10 Mn |
Root EBITDA API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda&ticker=ROOT&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda", "ticker": "ROOT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda&ticker=ROOT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();