Root (ROOT) EBITDA (2019 - 2026)
Root (ROOT) posted quarterly EBITDA of $8.7 million for Q1 2026, down 63.29% year-over-year from $23.7 million in Q1 2025, and down 76.29% quarter-over-quarter from $36.7 million in Q4 2025.
Root (ROOT) EBITDA (2019 - 2026) Analysis & Trends
Root's EBITDA history runs 8 years deep, the most recent figure standing at $8.7 million for Q1 2026.
- In Q1 2026, EBITDA fell 63.29% year-over-year to $8.7 million; the TTM figure through Mar 2026 stood at $55.1 million (down 43.08% YoY), while the FY2025 annual figure was $61.8 million, down 21.27% from the prior year.
- EBITDA for Q1 2026 stood at $8.7 million, down from $36.7 million in the prior quarter.
- The five-year high for EBITDA was $36.7 million in Q4 2025, with the low at -$72.0 million in Q1 2022.
- The 5-year median for EBITDA is $6.7 million (2023), against an average of -$505882.4.
- The sharpest annual moves came in 2023 and 2025: EBITDA soared 871.43% in 2023, then slumped 99.13% in 2025.
- Root's EBITDA stood at -$47.7 million in 2022, then jumped by 74.21% to -$12.3 million in 2023, then surged by 383.74% to $34.9 million in 2024, then climbed by 5.16% to $36.7 million in 2025, then sank by 76.29% to $8.7 million in 2026.
- Business Quant data shows ROOT's EBITDA at $8.7 million in Q1 2026, $36.7 million in Q4 2025, and $300000.0 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.02 Bn | 121.25 Bn | 9.13 Bn | 1.76 Bn |
| 2 | Progressive | 124.82 Bn | 119.81 Bn | 9.04 Bn | -10.36 Bn |
| 3 | Travelers Companies | 79.48 Bn | 55.73 Bn | 4.83 Bn | 1.07 Bn |
| 4 | Allstate | 68.26 Bn | 29.53 Bn | 16.28 Bn | 1.01 Bn |
| 5 | Fairfax Financial Holdings | 35.39 Bn | 35.39 Bn | - | 1.53 Bn |
| 6 | Cincinnati Financial | 26.77 Bn | 24.88 Bn | 2.39 Bn | 319.00 Mn |
| 7 | Loews | 23.31 Bn | 1.01 Bn | 2.57 Bn | 761.00 Mn |
| 8 | Markel | 23.23 Bn | 6.35 Bn | 2.83 Bn | 1.56 Bn |
| 9 | Assurant | 14.12 Bn | 12.08 Bn | 2.71 Bn | 142.40 Mn |
| 10 | Root | 804.94 Mn | 284.54 Mn | 149.30 Mn | 34.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 34.60 Mn |
| Mar 31, 2026 | 8.70 Mn |
| Dec 31, 2025 | 36.70 Mn |
| Sep 30, 2025 | 300,000.00 |
| Jun 30, 2025 | 9.40 Mn |
| Mar 31, 2025 | 23.70 Mn |
| Dec 31, 2024 | 34.90 Mn |
| Sep 30, 2024 | 34.40 Mn |
| Jun 30, 2024 | 3.80 Mn |
| Mar 31, 2024 | 5.40 Mn |
| Dec 31, 2023 | -12.30 Mn |
| Sep 30, 2023 | 9.00 Mn |
| Jun 30, 2023 | 6.80 Mn |
| Mar 31, 2023 | 6.70 Mn |
| Dec 31, 2022 | -47.70 Mn |
| Sep 30, 2022 | -57.10 Mn |
| Jun 30, 2022 | 700,000.00 |
| Mar 31, 2022 | -72.00 Mn |
| Dec 31, 2021 | -91.90 Mn |
| Sep 30, 2021 | -126.90 Mn |