Root (ROOT) EBITDA (2019 - 2026)
Root (ROOT) recorded quarterly EBITDA of $32.4 million in Q1 2026, up 468.42% quarter-over-quarter from $5.7 million in Q4 2025, and up 51.4% on a YoY basis from $21.4 million in Q1 2025.
Root (ROOT) EBITDA (2019 - 2026) Analysis & Trends
Root's EBITDA history runs 8 years deep, the most recent figure standing at $32.4 million for Q1 2026.
- In Q1 2026, EBITDA rose 51.4% year-over-year to $32.4 million; the TTM figure through Mar 2026 stood at $57.5 million (down 3.36% YoY), while the FY2025 annual figure was $46.5 million, up 49.52% from the prior year.
- EBITDA was $32.4 million for Q1 2026 at Root, up from $5.7 million in the prior quarter.
- In the past five years, EBITDA ranged from a high of $32.4 million in Q1 2026 to a low of -$96.8 million in Q2 2022.
- Historically, EBITDA has averaged -$19.9 million across 5 years, with a median of -$7.9 million in 2024.
- Biggest YoY gain for EBITDA was 405.71% in 2025; the steepest drop was 114.84% in 2025.
- A 5-year view of EBITDA shows it stood at -$57.2 million in 2022, then soared by 65.21% to -$19.9 million in 2023, then jumped by 188.94% to $17.7 million in 2024, then sank by 67.8% to $5.7 million in 2025, then soared by 468.42% to $32.4 million in 2026.
- The last three EBITDA figures came in at $32.4 million (Q1 2026), $5.7 million (Q4 2025), and -$4.2 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 1.38 Bn |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 2.24 Bn |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 1.01 Bn |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 938.00 Mn |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 404.33 Mn |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 318.00 Mn |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -332.46 Mn |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 613.00 Mn |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 159.60 Mn |
| 10 | Root | 835.22 Mn | 227.22 Mn | 366.20 Mn | 32.40 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 32.40 Mn |
| Dec 31, 2025 | 5.70 Mn |
| Sep 30, 2025 | -4.20 Mn |
| Jun 30, 2025 | 23.60 Mn |
| Mar 31, 2025 | 21.40 Mn |
| Dec 31, 2024 | 17.70 Mn |
| Sep 30, 2024 | 28.30 Mn |
| Jun 30, 2024 | -7.90 Mn |
| Mar 31, 2024 | -7.00 Mn |
| Dec 31, 2023 | -19.90 Mn |
| Sep 30, 2023 | -46.50 Mn |
| Jun 30, 2023 | -37.90 Mn |
| Mar 31, 2023 | -39.80 Mn |
| Dec 31, 2022 | -57.20 Mn |
| Sep 30, 2022 | -68.70 Mn |
| Jun 30, 2022 | -96.80 Mn |
| Mar 31, 2022 | -81.20 Mn |
| Dec 31, 2021 | -111.10 Mn |
| Sep 30, 2021 | -133.50 Mn |
| Jun 30, 2021 | -178.60 Mn |