Root (ROOT) EBITDA (2019 - 2026)

Root (ROOT) recorded quarterly EBITDA of $32.4 million in Q1 2026, up 468.42% quarter-over-quarter from $5.7 million in Q4 2025, and up 51.4% on a YoY basis from $21.4 million in Q1 2025.

Root (ROOT) EBITDA (2019 - 2026) Analysis & Trends

Root's EBITDA history runs 8 years deep, the most recent figure standing at $32.4 million for Q1 2026.

  • In Q1 2026, EBITDA rose 51.4% year-over-year to $32.4 million; the TTM figure through Mar 2026 stood at $57.5 million (down 3.36% YoY), while the FY2025 annual figure was $46.5 million, up 49.52% from the prior year.
  • EBITDA was $32.4 million for Q1 2026 at Root, up from $5.7 million in the prior quarter.
  • In the past five years, EBITDA ranged from a high of $32.4 million in Q1 2026 to a low of -$96.8 million in Q2 2022.
  • Historically, EBITDA has averaged -$19.9 million across 5 years, with a median of -$7.9 million in 2024.
  • Biggest YoY gain for EBITDA was 405.71% in 2025; the steepest drop was 114.84% in 2025.
  • A 5-year view of EBITDA shows it stood at -$57.2 million in 2022, then soared by 65.21% to -$19.9 million in 2023, then jumped by 188.94% to $17.7 million in 2024, then sank by 67.8% to $5.7 million in 2025, then soared by 468.42% to $32.4 million in 2026.
  • The last three EBITDA figures came in at $32.4 million (Q1 2026), $5.7 million (Q4 2025), and -$4.2 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 1.38 Bn
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 2.24 Bn
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 1.01 Bn
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 938.00 Mn
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 404.33 Mn
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 318.00 Mn
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -332.46 Mn
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 613.00 Mn
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 159.60 Mn
10 Root 835.22 Mn 227.22 Mn 366.20 Mn 32.40 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 32.40 Mn
Dec 31, 2025 5.70 Mn
Sep 30, 2025 -4.20 Mn
Jun 30, 2025 23.60 Mn
Mar 31, 2025 21.40 Mn
Dec 31, 2024 17.70 Mn
Sep 30, 2024 28.30 Mn
Jun 30, 2024 -7.90 Mn
Mar 31, 2024 -7.00 Mn
Dec 31, 2023 -19.90 Mn
Sep 30, 2023 -46.50 Mn
Jun 30, 2023 -37.90 Mn
Mar 31, 2023 -39.80 Mn
Dec 31, 2022 -57.20 Mn
Sep 30, 2022 -68.70 Mn
Jun 30, 2022 -96.80 Mn
Mar 31, 2022 -81.20 Mn
Dec 31, 2021 -111.10 Mn
Sep 30, 2021 -133.50 Mn
Jun 30, 2021 -178.60 Mn