Root (ROOT) EBITDA (2019 - 2026)

Root (ROOT) posted quarterly EBITDA of $8.7 million for Q1 2026, down 63.29% year-over-year from $23.7 million in Q1 2025, and down 76.29% quarter-over-quarter from $36.7 million in Q4 2025.

Root (ROOT) EBITDA (2019 - 2026) Analysis & Trends

Root's EBITDA history runs 8 years deep, the most recent figure standing at $8.7 million for Q1 2026.

  • In Q1 2026, EBITDA fell 63.29% year-over-year to $8.7 million; the TTM figure through Mar 2026 stood at $55.1 million (down 43.08% YoY), while the FY2025 annual figure was $61.8 million, down 21.27% from the prior year.
  • EBITDA for Q1 2026 stood at $8.7 million, down from $36.7 million in the prior quarter.
  • The five-year high for EBITDA was $36.7 million in Q4 2025, with the low at -$72.0 million in Q1 2022.
  • The 5-year median for EBITDA is $6.7 million (2023), against an average of -$505882.4.
  • The sharpest annual moves came in 2023 and 2025: EBITDA soared 871.43% in 2023, then slumped 99.13% in 2025.
  • Root's EBITDA stood at -$47.7 million in 2022, then jumped by 74.21% to -$12.3 million in 2023, then surged by 383.74% to $34.9 million in 2024, then climbed by 5.16% to $36.7 million in 2025, then sank by 76.29% to $8.7 million in 2026.
  • Business Quant data shows ROOT's EBITDA at $8.7 million in Q1 2026, $36.7 million in Q4 2025, and $300000.0 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Chubb 135.02 Bn 121.25 Bn 9.13 Bn 1.76 Bn
2 Progressive 124.82 Bn 119.81 Bn 9.04 Bn -10.36 Bn
3 Travelers Companies 79.48 Bn 55.73 Bn 4.83 Bn 1.07 Bn
4 Allstate 68.26 Bn 29.53 Bn 16.28 Bn 1.01 Bn
5 Fairfax Financial Holdings 35.39 Bn 35.39 Bn - 1.53 Bn
6 Cincinnati Financial 26.77 Bn 24.88 Bn 2.39 Bn 319.00 Mn
7 Loews 23.31 Bn 1.01 Bn 2.57 Bn 761.00 Mn
8 Markel 23.23 Bn 6.35 Bn 2.83 Bn 1.56 Bn
9 Assurant 14.12 Bn 12.08 Bn 2.71 Bn 142.40 Mn
10 Root 804.94 Mn 284.54 Mn 149.30 Mn 34.60 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 34.60 Mn
Mar 31, 2026 8.70 Mn
Dec 31, 2025 36.70 Mn
Sep 30, 2025 300,000.00
Jun 30, 2025 9.40 Mn
Mar 31, 2025 23.70 Mn
Dec 31, 2024 34.90 Mn
Sep 30, 2024 34.40 Mn
Jun 30, 2024 3.80 Mn
Mar 31, 2024 5.40 Mn
Dec 31, 2023 -12.30 Mn
Sep 30, 2023 9.00 Mn
Jun 30, 2023 6.80 Mn
Mar 31, 2023 6.70 Mn
Dec 31, 2022 -47.70 Mn
Sep 30, 2022 -57.10 Mn
Jun 30, 2022 700,000.00
Mar 31, 2022 -72.00 Mn
Dec 31, 2021 -91.90 Mn
Sep 30, 2021 -126.90 Mn