Root (ROOT) EBIT Margin (2019 - 2026)

Root (ROOT) recorded quarterly EBIT Margin of 10.39% in Q1 2026, up 240.34% quarter-over-quarter from 3.05% in Q4 2025, and up 790.0% on a YoY basis from 1.17% in Q1 2025.

Root (ROOT) EBIT Margin (2019 - 2026) Analysis & Trends

Root's EBIT Margin history runs 8 years deep, the most recent figure standing at 10.39% for Q1 2026.

  • In Q1 2026, EBIT Margin rose 790.0% year-over-year to 10.39%; the TTM figure through Mar 2026 stood at 4.26% (down 93.0% YoY), while the FY2025 annual figure was 2.4%, down 95.0% from the prior year.
  • EBIT Margin was 10.39% for Q1 2026 at Root, up from 3.05% in the prior quarter.
  • In the past five years, EBIT Margin ranged from a high of 12.32% in Q3 2024 to a low of 42.51% in Q1 2023.
  • Historically, EBIT Margin has averaged 1.81% across 5 years, with a median of 3.05% in 2025.
  • Biggest YoY gain for EBIT Margin was 21288 bps in 2022; the steepest drop was 67932 bps in 2022.
  • A 5-year view of EBIT Margin shows it stood at 6.22% in 2022, then decreased by 11 bps to 5.51% in 2023, then sank by 47 bps to 2.9% in 2024, then increased by 5 bps to 3.05% in 2025, then soared by 240 bps to 10.39% in 2026.
  • The last three EBIT Margin figures came in at 10.39% (Q1 2026), 3.05% (Q4 2025), and 0.08% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 11.57%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn -46.25%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 8.45%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 5.54%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 10.96%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 12.21%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -7.70%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 71.45%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 5.74%
10 Root 835.22 Mn 227.22 Mn 366.20 Mn 10.39%

Historic Data

Download Data
DateValue
Mar 31, 2026 10.39%
Dec 31, 2025 3.05%
Sep 30, 2025 0.08%
Jun 30, 2025 2.66%
Mar 31, 2025 2.49%
Dec 31, 2024 2.90%
Sep 30, 2024 12.32%
Jun 30, 2024 3.82%
Mar 31, 2024 3.99%
Dec 31, 2023 5.51%
Sep 30, 2023 7.81%
Jun 30, 2023 9.09%
Mar 31, 2023 -42.51%
Dec 31, 2022 6.22%
Sep 30, 2022 1.31%
Jun 30, 2022 0.94%
Mar 31, 2022 0.70%
Dec 31, 2021 685.54%
Sep 30, 2021 1.07%
Jun 30, 2021 -211.95%