Root (ROOT) EBIT Margin (2019 - 2026)
Root (ROOT) recorded quarterly EBIT Margin of 10.39% in Q1 2026, up 240.34% quarter-over-quarter from 3.05% in Q4 2025, and up 790.0% on a YoY basis from 1.17% in Q1 2025.
Root (ROOT) EBIT Margin (2019 - 2026) Analysis & Trends
Root's EBIT Margin history runs 8 years deep, the most recent figure standing at 10.39% for Q1 2026.
- In Q1 2026, EBIT Margin rose 790.0% year-over-year to 10.39%; the TTM figure through Mar 2026 stood at 4.26% (down 93.0% YoY), while the FY2025 annual figure was 2.4%, down 95.0% from the prior year.
- EBIT Margin was 10.39% for Q1 2026 at Root, up from 3.05% in the prior quarter.
- In the past five years, EBIT Margin ranged from a high of 12.32% in Q3 2024 to a low of 42.51% in Q1 2023.
- Historically, EBIT Margin has averaged 1.81% across 5 years, with a median of 3.05% in 2025.
- Biggest YoY gain for EBIT Margin was 21288 bps in 2022; the steepest drop was 67932 bps in 2022.
- A 5-year view of EBIT Margin shows it stood at 6.22% in 2022, then decreased by 11 bps to 5.51% in 2023, then sank by 47 bps to 2.9% in 2024, then increased by 5 bps to 3.05% in 2025, then soared by 240 bps to 10.39% in 2026.
- The last three EBIT Margin figures came in at 10.39% (Q1 2026), 3.05% (Q4 2025), and 0.08% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 11.57% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | -46.25% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 8.45% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 5.54% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 10.96% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.21% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -7.70% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 71.45% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 5.74% |
| 10 | Root | 835.22 Mn | 227.22 Mn | 366.20 Mn | 10.39% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.39% |
| Dec 31, 2025 | 3.05% |
| Sep 30, 2025 | 0.08% |
| Jun 30, 2025 | 2.66% |
| Mar 31, 2025 | 2.49% |
| Dec 31, 2024 | 2.90% |
| Sep 30, 2024 | 12.32% |
| Jun 30, 2024 | 3.82% |
| Mar 31, 2024 | 3.99% |
| Dec 31, 2023 | 5.51% |
| Sep 30, 2023 | 7.81% |
| Jun 30, 2023 | 9.09% |
| Mar 31, 2023 | -42.51% |
| Dec 31, 2022 | 6.22% |
| Sep 30, 2022 | 1.31% |
| Jun 30, 2022 | 0.94% |
| Mar 31, 2022 | 0.70% |
| Dec 31, 2021 | 685.54% |
| Sep 30, 2021 | 1.07% |
| Jun 30, 2021 | -211.95% |