Root (ROOT) EBIT Margin (2019 - 2026)
Root (ROOT) posted quarterly EBIT Margin of 2.21% for Q1 2026, down 457.0% year-over-year from 0.62% in Q1 2025, and down 77.87% quarter-over-quarter from 9.99% in Q4 2025.
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Analysis
Root (ROOT) EBIT Margin (2019 - 2026) Analysis & Trends
Root's EBIT Margin history runs 8 years deep, the most recent figure standing at 2.21% for Q1 2026.
- In Q1 2026, EBIT Margin fell 457.0% year-over-year to 2.21%; the TTM figure through Mar 2026 stood at 3.74% (down 358.0% YoY), while the FY2025 annual figure was 4.41%, down 226.0% from the prior year.
- EBIT Margin for Q1 2026 stood at 2.21%, down from 9.99% in the prior quarter.
- The five-year high for EBIT Margin was 11.25% in Q3 2024, with the low at 84.31% in Q1 2022.
- The 5-year median for EBIT Margin is 2.34% (2024), against an average of 10.09%.
- The sharpest annual moves came in 2023 and 2025: EBIT Margin surged 9548 bps in 2023, then tumbled 1117 bps in 2025.
- Root's EBIT Margin stood at 74.18% in 2022, then soared by 93 bps to 5.32% in 2023, then surged by 262 bps to 8.61% in 2024, then grew by 16 bps to 9.99% in 2025, then slumped by 78 bps to 2.21% in 2026.
- Business Quant data shows ROOT's EBIT Margin at 2.21% in Q1 2026, 9.99% in Q4 2025, and 0.08% in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 131.15 Bn | 117.38 Bn | 9.13 Bn | 11.13% |
| 2 | Progressive | 128.80 Bn | 123.80 Bn | 9.04 Bn | -43.89% |
| 3 | Travelers Companies | 76.99 Bn | 53.24 Bn | 6.23 Bn | 8.80% |
| 4 | Allstate | 66.35 Bn | 27.62 Bn | 16.28 Bn | 5.43% |
| 5 | Fairfax Financial Holdings | 35.82 Bn | 35.82 Bn | - | - |
| 6 | Cincinnati Financial | 26.40 Bn | 24.51 Bn | 2.39 Bn | 7.46% |
| 7 | Markel | 22.75 Bn | 5.86 Bn | 2.83 Bn | 38.83% |
| 8 | Loews | 22.37 Bn | 67.62 Mn | 2.57 Bn | 16.08% |
| 9 | Assurant | 14.04 Bn | 12.01 Bn | 2.71 Bn | 4.12% |
| 10 | Root | 860.52 Mn | 340.12 Mn | 149.30 Mn | 8.89% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.89% |
| Mar 31, 2026 | 10.39% |
| Dec 31, 2025 | 2.64% |
| Sep 30, 2025 | 1.81% |
| Jun 30, 2025 | 7.13% |
| Mar 31, 2025 | 6.78% |
| Dec 31, 2024 | 10.68% |
| Sep 30, 2024 | 11.25% |
| Jun 30, 2024 | 3.46% |
| Mar 31, 2024 | 3.61% |
| Dec 31, 2023 | -6.31% |
| Sep 30, 2023 | -29.49% |
| Jun 30, 2023 | -33.69% |
| Mar 31, 2023 | -42.51% |
| Dec 31, 2022 | -66.90% |
| Sep 30, 2022 | -77.48% |
| Jun 30, 2022 | -107.34% |
| Mar 31, 2022 | -84.31% |
| Dec 31, 2021 | -98.61% |
| Sep 30, 2021 | -135.29% |