Root (ROOT) Cost of Revenue (2019 - 2026)
Root (ROOT) posted quarterly Cost of Revenue of $27.3 million for Q1 2026, down 46.99% year-over-year from $51.5 million in Q1 2025, and down 40.13% on a QoQ basis from $45.6 million in Q4 2025.
Root (ROOT) Cost of Revenue (2019 - 2026) Analysis & Trends
Root (ROOT) has reported Cost of Revenue for 8 consecutive years, with $27.3 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Cost of Revenue fell 46.99% year-over-year to $27.3 million; the TTM figure through Mar 2026 stood at $150.6 million (down 4.02% YoY), while the FY2025 annual figure was $174.8 million, up 28.72% from the prior year.
- Cost of Revenue came in at $27.3 million for Q1 2026 at Root, down from $45.6 million in the prior quarter.
- The five-year high for Cost of Revenue was $51.5 million in Q1 2025, with the low at $3.2 million in Q4 2022.
- Average Cost of Revenue over 5 years is $25.6 million, with a median of $27.3 million recorded in 2026.
- Across the five-year window, Cost of Revenue tumbled 87.61% in 2022 and soared 744.44% in 2024, its largest moves.
- Year by year, Cost of Revenue stood at $3.2 million in 2022, then surged by 728.12% to $26.5 million in 2023, then jumped by 40.38% to $37.2 million in 2024, then climbed by 22.58% to $45.6 million in 2025, then sank by 40.13% to $27.3 million in 2026.
- According to Business Quant data, Cost of Revenue over the past three periods registered $27.3 million, $45.6 million, and $40.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cost of Rev (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | 1.17 Bn |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 13.83 Bn |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 6.13 Bn |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 9.00 Mn |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 6.38 Bn |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 2.23 Bn |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 2.18 Bn |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 815.50 Mn |
| 10 | Root | 936.16 Mn | 328.16 Mn | 366.20 Mn | 27.30 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 27.30 Mn |
| Mar 31, 2026 | 27.30 Mn |
| Dec 31, 2025 | 45.60 Mn |
| Dec 31, 2025 | 45.60 Mn |
| Sep 30, 2025 | 40.60 Mn |
| Sep 30, 2025 | 40.60 Mn |
| Jun 30, 2025 | 37.10 Mn |
| Jun 30, 2025 | 37.10 Mn |
| Mar 31, 2025 | 51.50 Mn |
| Mar 31, 2025 | 51.50 Mn |
| Dec 31, 2024 | 37.20 Mn |
| Dec 31, 2024 | 37.20 Mn |
| Sep 30, 2024 | 34.00 Mn |
| Sep 30, 2024 | 34.00 Mn |
| Jun 30, 2024 | 34.20 Mn |
| Jun 30, 2024 | 34.20 Mn |
| Mar 31, 2024 | 30.40 Mn |
| Mar 31, 2024 | 30.40 Mn |
| Dec 31, 2023 | 26.50 Mn |
| Dec 31, 2023 | 26.50 Mn |