Root (ROOT) Cost of Revenue (2019 - 2026)

Root (ROOT) posted quarterly Cost of Revenue of $27.3 million for Q1 2026, down 46.99% year-over-year from $51.5 million in Q1 2025, and down 40.13% on a QoQ basis from $45.6 million in Q4 2025.

Root (ROOT) Cost of Revenue (2019 - 2026) Analysis & Trends

Root (ROOT) has reported Cost of Revenue for 8 consecutive years, with $27.3 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Cost of Revenue fell 46.99% year-over-year to $27.3 million; the TTM figure through Mar 2026 stood at $150.6 million (down 4.02% YoY), while the FY2025 annual figure was $174.8 million, up 28.72% from the prior year.
  • Cost of Revenue came in at $27.3 million for Q1 2026 at Root, down from $45.6 million in the prior quarter.
  • The five-year high for Cost of Revenue was $51.5 million in Q1 2025, with the low at $3.2 million in Q4 2022.
  • Average Cost of Revenue over 5 years is $25.6 million, with a median of $27.3 million recorded in 2026.
  • Across the five-year window, Cost of Revenue tumbled 87.61% in 2022 and soared 744.44% in 2024, its largest moves.
  • Year by year, Cost of Revenue stood at $3.2 million in 2022, then surged by 728.12% to $26.5 million in 2023, then jumped by 40.38% to $37.2 million in 2024, then climbed by 22.58% to $45.6 million in 2025, then sank by 40.13% to $27.3 million in 2026.
  • According to Business Quant data, Cost of Revenue over the past three periods registered $27.3 million, $45.6 million, and $40.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cost of Rev (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn 1.17 Bn
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn 13.83 Bn
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 6.13 Bn
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 9.00 Mn
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 6.38 Bn
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 2.23 Bn
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 2.18 Bn
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 815.50 Mn
10 Root 936.16 Mn 328.16 Mn 366.20 Mn 27.30 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 27.30 Mn
Mar 31, 2026 27.30 Mn
Dec 31, 2025 45.60 Mn
Dec 31, 2025 45.60 Mn
Sep 30, 2025 40.60 Mn
Sep 30, 2025 40.60 Mn
Jun 30, 2025 37.10 Mn
Jun 30, 2025 37.10 Mn
Mar 31, 2025 51.50 Mn
Mar 31, 2025 51.50 Mn
Dec 31, 2024 37.20 Mn
Dec 31, 2024 37.20 Mn
Sep 30, 2024 34.00 Mn
Sep 30, 2024 34.00 Mn
Jun 30, 2024 34.20 Mn
Jun 30, 2024 34.20 Mn
Mar 31, 2024 30.40 Mn
Mar 31, 2024 30.40 Mn
Dec 31, 2023 26.50 Mn
Dec 31, 2023 26.50 Mn