Root (ROOT) Cost of Revenue (2019 - 2026)
Root (ROOT) posted quarterly Cost of Revenue of $226.2 million for Q1 2026, up 10.02% year-over-year from $205.6 million in Q1 2025, and down 8.01% quarter-over-quarter from $245.9 million in Q4 2025.
Analysis
Root (ROOT) Cost of Revenue (2019 - 2026) Analysis & Trends
Root's Cost of Revenue history runs 8 years deep, the most recent figure standing at $226.2 million for Q1 2026.
- In Q1 2026, Cost of Revenue rose 10.02% year-over-year to $226.2 million; the TTM figure through Mar 2026 stood at $944.8 million (up 22.35% YoY), while the FY2025 annual figure was $924.2 million, up 26.08% from the prior year.
- Cost of Revenue for Q1 2026 stood at $226.2 million, down from $245.9 million in the prior quarter.
- The five-year high for Cost of Revenue was $245.9 million in Q4 2025, with the low at $59.5 million in Q2 2023.
- The 5-year median for Cost of Revenue is $166.4 million (2024), against an average of $150.9 million.
- The sharpest annual moves came in 2023 and 2024: Cost of Revenue slumped 37.83% in 2023, then jumped 219.83% in 2024.
- Root's Cost of Revenue stood at $77.7 million in 2022, then jumped by 57.92% to $122.7 million in 2023, then surged by 56.32% to $191.8 million in 2024, then increased by 28.21% to $245.9 million in 2025, then slipped by 8.01% to $226.2 million in 2026.
- Business Quant data shows ROOT's Cost of Revenue at $226.2 million in Q1 2026, $245.9 million in Q4 2025, and $239.4 million in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cost of Rev (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 131.15 Bn | 117.38 Bn | 9.13 Bn | 6.69 Bn |
| 2 | Progressive | 128.80 Bn | 123.80 Bn | 9.04 Bn | 14.57 Bn |
| 3 | Travelers Companies | 76.99 Bn | 53.24 Bn | 6.23 Bn | 5.92 Bn |
| 4 | Allstate | 66.35 Bn | 27.62 Bn | 16.28 Bn | 2.32 Bn |
| 5 | Fairfax Financial Holdings | 35.82 Bn | 35.82 Bn | - | - |
| 6 | Cincinnati Financial | 26.40 Bn | 24.51 Bn | 2.39 Bn | 1.89 Bn |
| 7 | Markel | 22.75 Bn | 5.86 Bn | 2.83 Bn | 1.19 Bn |
| 8 | Loews | 22.37 Bn | 67.62 Mn | 2.57 Bn | 2.17 Bn |
| 9 | Assurant | 14.04 Bn | 12.01 Bn | 2.71 Bn | 748.30 Mn |
| 10 | Root | 860.52 Mn | 340.12 Mn | 149.30 Mn | 239.90 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 239.90 Mn |
| Mar 31, 2026 | 226.20 Mn |
| Dec 31, 2025 | 245.90 Mn |
| Sep 30, 2025 | 239.40 Mn |
| Jun 30, 2025 | 233.30 Mn |
| Mar 31, 2025 | 205.60 Mn |
| Dec 31, 2024 | 191.80 Mn |
| Sep 30, 2024 | 184.50 Mn |
| Jun 30, 2024 | 190.30 Mn |
| Mar 31, 2024 | 166.40 Mn |
| Dec 31, 2023 | 122.70 Mn |
| Sep 30, 2023 | 85.80 Mn |
| Jun 30, 2023 | 59.50 Mn |
| Mar 31, 2023 | 63.30 Mn |
| Dec 31, 2022 | 77.70 Mn |
| Sep 30, 2022 | 80.90 Mn |
| Jun 30, 2022 | 95.70 Mn |
| Mar 31, 2022 | 96.70 Mn |
| Dec 31, 2021 | 107.80 Mn |
| Sep 30, 2021 | 114.40 Mn |