Root (ROOT) Cost of Revenue (2019 - 2026)
Root (ROOT) posted quarterly Cost of Revenue of $226.2 million for Q1 2026, up 10.02% year-over-year from $205.6 million in Q1 2025, and down 8.01% quarter-over-quarter from $245.9 million in Q4 2025.
Root (ROOT) Cost of Revenue (2019 - 2026) Analysis & Trends
Root's Cost of Revenue history runs 8 years deep, the most recent figure standing at $226.2 million for Q1 2026.
- In Q1 2026, Cost of Revenue rose 10.02% year-over-year to $226.2 million; the TTM figure through Mar 2026 stood at $944.8 million (up 22.35% YoY), while the FY2025 annual figure was $924.2 million, up 26.08% from the prior year.
- Cost of Revenue for Q1 2026 stood at $226.2 million, down from $245.9 million in the prior quarter.
- The five-year high for Cost of Revenue was $245.9 million in Q4 2025, with the low at $59.5 million in Q2 2023.
- The 5-year median for Cost of Revenue is $166.4 million (2024), against an average of $150.9 million.
- The sharpest annual moves came in 2023 and 2024: Cost of Revenue slumped 37.83% in 2023, then jumped 219.83% in 2024.
- Root's Cost of Revenue stood at $77.7 million in 2022, then jumped by 57.92% to $122.7 million in 2023, then surged by 56.32% to $191.8 million in 2024, then increased by 28.21% to $245.9 million in 2025, then slipped by 8.01% to $226.2 million in 2026.
- Business Quant data shows ROOT's Cost of Revenue at $226.2 million in Q1 2026, $245.9 million in Q4 2025, and $239.4 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cost of Rev (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.97 Bn | 121.21 Bn | 9.13 Bn | 6.69 Bn |
| 2 | Progressive | 124.79 Bn | 119.79 Bn | 9.04 Bn | 14.57 Bn |
| 3 | Travelers Companies | 79.39 Bn | 55.63 Bn | 4.83 Bn | 5.92 Bn |
| 4 | Allstate | 68.10 Bn | 29.37 Bn | 16.28 Bn | 2.32 Bn |
| 5 | Fairfax Financial Holdings | 35.48 Bn | 35.48 Bn | - | - |
| 6 | Cincinnati Financial | 26.76 Bn | 24.87 Bn | 2.39 Bn | 1.89 Bn |
| 7 | Loews | 23.30 Bn | 996.48 Mn | 2.57 Bn | 2.17 Bn |
| 8 | Markel | 23.24 Bn | 6.35 Bn | 2.83 Bn | 1.19 Bn |
| 9 | Assurant | 14.10 Bn | 12.07 Bn | 2.71 Bn | 748.30 Mn |
| 10 | Root | 804.94 Mn | 284.54 Mn | 149.30 Mn | 239.90 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 239.90 Mn |
| Jun 30, 2026 | 239.90 Mn |
| Mar 31, 2026 | 226.20 Mn |
| Mar 31, 2026 | 226.20 Mn |
| Dec 31, 2025 | 245.90 Mn |
| Dec 31, 2025 | 245.90 Mn |
| Sep 30, 2025 | 239.40 Mn |
| Sep 30, 2025 | 239.40 Mn |
| Jun 30, 2025 | 233.30 Mn |
| Jun 30, 2025 | 233.30 Mn |
| Mar 31, 2025 | 205.60 Mn |
| Mar 31, 2025 | 205.60 Mn |
| Dec 31, 2024 | 191.80 Mn |
| Dec 31, 2024 | 191.80 Mn |
| Sep 30, 2024 | 184.50 Mn |
| Sep 30, 2024 | 184.50 Mn |
| Jun 30, 2024 | 190.30 Mn |
| Jun 30, 2024 | 190.30 Mn |
| Mar 31, 2024 | 166.40 Mn |
| Mar 31, 2024 | 166.40 Mn |