Root (ROOT) Change in Receivables (2019 - 2026)
Root (ROOT) recorded quarterly Change in Receivables of $27.8 million in Q1 2026, up 375.25% quarter-over-quarter from -$10.1 million in Q4 2025, and down 56.77% on a YoY basis from $64.3 million in Q1 2025.
Root (ROOT) Change in Receivables (2019 - 2026) Analysis & Trends
Root's Change in Receivables history runs 8 years deep, the most recent figure standing at $27.8 million for Q1 2026.
- In Q1 2026, Change in Receivables fell 56.77% year-over-year to $27.8 million; the TTM figure through Mar 2026 stood at $27.7 million (down 73.79% YoY), while the FY2025 annual figure was $64.2 million, down 30.44% from the prior year.
- Change in Receivables was $27.8 million for Q1 2026 at Root, up from -$10.1 million in the prior quarter.
- In the past five years, Change in Receivables ranged from a high of $64.3 million in Q1 2025 to a low of -$20.6 million in Q2 2022.
- Historically, Change in Receivables has averaged $18.4 million across 5 years, with a median of $13.6 million in 2022.
- The sharpest annual moves came in 2022 and 2023: Change in Receivables slumped 628.21% in 2022, then surged 2428.0% in 2023.
- A 5-year view of Change in Receivables shows it stood at -$14.3 million in 2022, then surged by 546.15% to $63.8 million in 2023, then sank by 87.46% to $8.0 million in 2024, then plunged by 226.25% to -$10.1 million in 2025, then jumped by 375.25% to $27.8 million in 2026.
- The last three Change in Receivables figures came in at $27.8 million (Q1 2026), -$10.1 million (Q4 2025), and $20.5 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 1.08 Bn |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 2.25 Bn |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 434.00 Mn |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 190.00 Mn |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 48.65 Mn |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | - |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | - |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -1.00 Mn |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | - |
| 10 | Root | 835.22 Mn | 227.22 Mn | 366.20 Mn | 27.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 27.80 Mn |
| Mar 31, 2026 | 27.80 Mn |
| Dec 31, 2025 | -10.10 Mn |
| Dec 31, 2025 | -10.10 Mn |
| Sep 30, 2025 | 20.50 Mn |
| Sep 30, 2025 | 20.50 Mn |
| Jun 30, 2025 | -10.50 Mn |
| Jun 30, 2025 | -10.50 Mn |
| Mar 31, 2025 | 64.30 Mn |
| Mar 31, 2025 | 64.30 Mn |
| Dec 31, 2024 | 8.00 Mn |
| Dec 31, 2024 | 8.00 Mn |
| Sep 30, 2024 | 21.50 Mn |
| Sep 30, 2024 | 21.50 Mn |
| Jun 30, 2024 | 11.90 Mn |
| Jun 30, 2024 | 11.90 Mn |
| Mar 31, 2024 | 50.90 Mn |
| Mar 31, 2024 | 50.90 Mn |
| Dec 31, 2023 | 63.80 Mn |
| Dec 31, 2023 | 63.80 Mn |