Root (ROOT) Change in Receivables (2019 - 2026)
Root's Change in Receivables came in at -$10.8 million for Q2 2026, compared with -$10.5 million a year earlier.
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Analysis
Root (ROOT) Change in Receivables (2019 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Root reported Change in Receivables of $27.4 million, down 67.1% year-over-year; for FY2025, it came in at $64.2 million, down 30.4% from FY2024.
- Change in Receivables carries a five-year compound annual growth rate of 15.7% (FY2020 to FY2025).
- Going back by year, Change in Receivables was $92.3 million in FY2024 (-37.5%), $147.7 million in FY2023, -$18.8 million in FY2022 and $39.7 million in FY2021 (+28.1%).
- The Q2 2026 figure represents the lowest quarterly Change in Receivables since Q4 2022.
- Year-over-year, Change in Receivables increased in 1 of the last five quarters, with an average decline of 37.7%.
- The fastest year-over-year change in Change in Receivables over five years came in Q3 2021 (growth of 51.4%), and the weakest in Q3 2022 (a decline of 88.0%).
- Business Quant data shows ROOT's Change in Receivables at $27.8 million (Q1 2026), -$10.1 million (Q4 2025) and $20.5 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.69 Bn | -333.79 Bn | 55.86 Bn | 2.23 Bn |
| 2 | Chubb | 127.81 Bn | 79.86 Bn | 9.13 Bn | 1.98 Bn |
| 3 | Progressive | 121.79 Bn | 97.63 Bn | 9.04 Bn | -508.00 Mn |
| 4 | Marsh & Mclennan Companies | 80.80 Bn | 72.54 Bn | - | 581.00 Mn |
| 5 | Travelers Companies | 75.76 Bn | 52.01 Bn | 6.23 Bn | 961.00 Mn |
| 6 | Manulife Financial | 74.06 Bn | 75.27 Bn | - | - |
| 7 | Metlife | 61.12 Bn | -45.36 Bn | 7.82 Bn | - |
| 8 | Arthur J. Gallagher | 58.82 Bn | 53.25 Bn | - | 80.00 Mn |
| 9 | Allstate | 57.81 Bn | 19.06 Bn | 8.73 Bn | 227.00 Mn |
| 10 | Root | 640.20 Mn | -1.81 Bn | - | -10.80 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -10.80 Mn |
| Mar 31, 2026 | 27.80 Mn |
| Dec 31, 2025 | -10.10 Mn |
| Sep 30, 2025 | 20.50 Mn |
| Jun 30, 2025 | -10.50 Mn |
| Mar 31, 2025 | 64.30 Mn |
| Dec 31, 2024 | 8.00 Mn |
| Sep 30, 2024 | 21.50 Mn |
| Jun 30, 2024 | 11.90 Mn |
| Mar 31, 2024 | 50.90 Mn |
| Dec 31, 2023 | 63.80 Mn |
| Sep 30, 2023 | 63.20 Mn |
| Jun 30, 2023 | 16.30 Mn |
| Mar 31, 2023 | 4.40 Mn |
| Dec 31, 2022 | -14.30 Mn |
| Sep 30, 2022 | 2.50 Mn |
| Jun 30, 2022 | -20.60 Mn |
| Mar 31, 2022 | 13.60 Mn |
| Dec 31, 2021 | -20.70 Mn |
| Sep 30, 2021 | 20.90 Mn |
API Access
Root Change in Receivables API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=change-in-receivables&ticker=ROOT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "change-in-receivables", "ticker": "ROOT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=change-in-receivables&ticker=ROOT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();