Root (ROOT) Asset Utilization Ratio (2020 - 2026)

Root (ROOT) posted quarterly Asset Utilization Ratio of 0.88 for Q1 2026, up 2.26% year-over-year from 0.86 in Q1 2025, and up 1.78% quarter-over-quarter from 0.86 in Q4 2025.

Root (ROOT) Asset Utilization Ratio (2020 - 2026) Analysis & Trends

Root's Asset Utilization Ratio history runs 7 years deep, the most recent figure standing at 0.88 for Q1 2026.

  • In Q1 2026, Asset Utilization Ratio rose 2.26% year-over-year to 0.88; the TTM figure through Mar 2026 stood at 0.88 (up 2.26% YoY), while the FY2025 annual figure was 0.88, up 6.86% from the prior year.
  • Asset Utilization Ratio for Q1 2026 stood at 0.88, up from 0.86 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.91 in Q3 2025, with the low at 0.21 in Q1 2023.
  • The 5-year median for Asset Utilization Ratio is 0.46 (2024), against an average of 0.52.
  • The sharpest annual moves came in 2023 and 2024: Asset Utilization Ratio dropped 11.12% in 2023, then jumped 173.9% in 2024.
  • Root's Asset Utilization Ratio stood at 0.22 in 2022, then surged by 65.72% to 0.36 in 2023, then soared by 118.53% to 0.79 in 2024, then gained by 9.57% to 0.86 in 2025, then grew by 1.78% to 0.88 in 2026.
  • Business Quant data shows ROOT's Asset Utilization Ratio at 0.88 in Q1 2026, 0.86 in Q4 2025, and 0.91 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Chubb 134.48 Bn 120.72 Bn 9.13 Bn 0.22
2 Progressive 123.71 Bn 118.71 Bn 9.04 Bn 0.74
3 Travelers Companies 79.14 Bn 55.39 Bn 4.83 Bn 0.30
4 Allstate 67.04 Bn 28.31 Bn 16.28 Bn 0.56
5 Fairfax Financial Holdings 35.29 Bn 35.29 Bn - -
6 Cincinnati Financial 26.69 Bn 24.80 Bn 2.39 Bn 0.33
7 Loews 23.25 Bn 947.16 Mn 2.57 Bn 0.22
8 Markel 23.10 Bn 6.22 Bn 2.83 Bn 0.22
9 Assurant 13.92 Bn 11.89 Bn 2.71 Bn 0.37
10 Root 809.65 Mn 289.25 Mn 149.30 Mn 0.93

Historic Data

Download Data
DateValue
Jun 30, 2026 0.93
Mar 31, 2026 0.88
Dec 31, 2025 0.86
Sep 30, 2025 0.91
Jun 30, 2025 0.89
Mar 31, 2025 0.86
Dec 31, 2024 0.79
Sep 30, 2024 0.67
Jun 30, 2024 0.56
Mar 31, 2024 0.46
Dec 31, 2023 0.36
Sep 30, 2023 0.25
Jun 30, 2023 0.22
Mar 31, 2023 0.21
Dec 31, 2022 0.22
Sep 30, 2022 0.22
Jun 30, 2022 0.22
Mar 31, 2022 0.24
Dec 31, 2021 0.22
Sep 30, 2021 0.18