Root (ROOT) Asset Utilization Ratio (2020 - 2026)
Root (ROOT) recorded quarterly Asset Utilization Ratio of 0.83 in Q1 2026, up 1.97% quarter-over-quarter from 0.81 in Q4 2025, and up 6.99% on a YoY basis from 0.77 in Q1 2025.
Root (ROOT) Asset Utilization Ratio (2020 - 2026) Analysis & Trends
Root's Asset Utilization Ratio history runs 7 years deep, the most recent figure standing at 0.83 for Q1 2026.
- In Q1 2026, Asset Utilization Ratio rose 6.99% year-over-year to 0.83; the TTM figure through Mar 2026 stood at 0.83 (up 6.99% YoY), while the FY2025 annual figure was 0.88, up 17.4% from the prior year.
- Asset Utilization Ratio was 0.83 for Q1 2026 at Root, up from 0.81 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.84 in Q3 2025 to a low of 0.2 in Q3 2022.
- Historically, Asset Utilization Ratio has averaged 0.48 across 5 years, with a median of 0.4 in 2024.
- The sharpest annual moves came in 2023 and 2024: Asset Utilization Ratio retreated 0.03% in 2023, then jumped 126.65% in 2024.
- A 5-year view of Asset Utilization Ratio shows it stood at 0.22 in 2022, then jumped by 42.24% to 0.31 in 2023, then soared by 126.65% to 0.7 in 2024, then rose by 15.7% to 0.81 in 2025, then grew by 1.97% to 0.83 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.83 (Q1 2026), 0.81 (Q4 2025), and 0.84 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 0.23 |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 0.70 |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 0.36 |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 0.56 |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 0.35 |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 0.28 |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | 0.17 |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 0.17 |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 0.28 |
| 10 | Root | 835.22 Mn | 227.22 Mn | 366.20 Mn | 0.83 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.83 |
| Dec 31, 2025 | 0.81 |
| Sep 30, 2025 | 0.84 |
| Jun 30, 2025 | 0.81 |
| Mar 31, 2025 | 0.77 |
| Dec 31, 2024 | 0.70 |
| Sep 30, 2024 | 0.60 |
| Jun 30, 2024 | 0.51 |
| Mar 31, 2024 | 0.40 |
| Dec 31, 2023 | 0.31 |
| Sep 30, 2023 | 0.27 |
| Jun 30, 2023 | 0.23 |
| Mar 31, 2023 | 0.22 |
| Dec 31, 2022 | 0.22 |
| Sep 30, 2022 | 0.20 |
| Jun 30, 2022 | 0.21 |
| Mar 31, 2022 | 0.22 |
| Dec 31, 2021 | 0.21 |
| Sep 30, 2021 | 0.18 |
| Jun 30, 2021 | 0.14 |