Root (ROOT) Asset Utilization Ratio (2020 - 2026)

Root (ROOT) posted quarterly Asset Utilization Ratio of 0.83 for Q1 2026, up 6.99% year-over-year from 0.77 in Q1 2025, and up 1.97% on a QoQ basis from 0.81 in Q4 2025.

Root (ROOT) Asset Utilization Ratio (2020 - 2026) Analysis & Trends

Root (ROOT) has reported Asset Utilization Ratio for 7 consecutive years, with 0.83 the latest figure, recorded in Q1 2026.

  • In Q1 2026, Asset Utilization Ratio rose 6.99% year-over-year to 0.83; the TTM figure through Mar 2026 stood at 0.83 (up 6.99% YoY), while the FY2025 annual figure was 0.88, up 17.4% from the prior year.
  • Asset Utilization Ratio came in at 0.83 for Q1 2026 at Root, up from 0.81 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.84 in Q3 2025, with the low at 0.2 in Q3 2022.
  • Average Asset Utilization Ratio over 5 years is 0.48, with a median of 0.4 recorded in 2024.
  • Across the five-year window, Asset Utilization Ratio dropped 0.03% in 2023 and jumped 126.65% in 2024, its largest moves.
  • Year by year, Asset Utilization Ratio stood at 0.22 in 2022, then jumped by 42.24% to 0.31 in 2023, then soared by 126.65% to 0.7 in 2024, then climbed by 15.7% to 0.81 in 2025, then gained by 1.97% to 0.83 in 2026.
  • According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.83, 0.81, and 0.84 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn 0.17
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn 0.70
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 0.23
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 0.28
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 0.36
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 0.56
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 0.17
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 0.36
10 Root 936.16 Mn 328.16 Mn 366.20 Mn 0.83

Historic Data

Download Data
DateValue
Mar 31, 2026 0.83
Dec 31, 2025 0.81
Sep 30, 2025 0.84
Jun 30, 2025 0.81
Mar 31, 2025 0.77
Dec 31, 2024 0.70
Sep 30, 2024 0.60
Jun 30, 2024 0.51
Mar 31, 2024 0.40
Dec 31, 2023 0.31
Sep 30, 2023 0.27
Jun 30, 2023 0.23
Mar 31, 2023 0.22
Dec 31, 2022 0.22
Sep 30, 2022 0.20
Jun 30, 2022 0.21
Mar 31, 2022 0.22
Dec 31, 2021 0.21
Sep 30, 2021 0.18
Jun 30, 2021 0.14