Growth Metrics

Root (ROOT) Asset Utilization Ratio (2020 - 2025)

Root has reported Asset Utilization Ratio over the past 6 years, most recently at 0.83 for Q4 2025.

  • Quarterly results put Asset Utilization Ratio at 0.83 for Q4 2025, up 21.21% from a year ago — trailing twelve months through Dec 2025 was 0.83 (up 21.21% YoY), and the annual figure for FY2025 was 0.88, up 17.4%.
  • Asset Utilization Ratio for Q4 2025 was 0.83 at Root, up from 0.81 in the prior quarter.
  • Over the last five years, Asset Utilization Ratio for ROOT hit a ceiling of 0.83 in Q4 2025 and a floor of 0.14 in Q2 2021.
  • Median Asset Utilization Ratio over the past 5 years was 0.25 (2022), compared with a mean of 0.41.
  • Biggest five-year swings in Asset Utilization Ratio: fell 10.46% in 2021 and later soared 144.98% in 2024.
  • Root's Asset Utilization Ratio stood at 0.23 in 2021, then dropped by 6.06% to 0.22 in 2022, then soared by 55.9% to 0.34 in 2023, then soared by 102.44% to 0.68 in 2024, then grew by 21.21% to 0.83 in 2025.
  • The last three reported values for Asset Utilization Ratio were 0.83 (Q4 2025), 0.81 (Q3 2025), and 0.77 (Q2 2025) per Business Quant data.