Root (ROOT) Asset Utilization Ratio (2020 - 2026)
Root (ROOT) posted quarterly Asset Utilization Ratio of 0.88 for Q1 2026, up 2.26% year-over-year from 0.86 in Q1 2025, and up 1.78% quarter-over-quarter from 0.86 in Q4 2025.
Root (ROOT) Asset Utilization Ratio (2020 - 2026) Analysis & Trends
Root's Asset Utilization Ratio history runs 7 years deep, the most recent figure standing at 0.88 for Q1 2026.
- In Q1 2026, Asset Utilization Ratio rose 2.26% year-over-year to 0.88; the TTM figure through Mar 2026 stood at 0.88 (up 2.26% YoY), while the FY2025 annual figure was 0.88, up 6.86% from the prior year.
- Asset Utilization Ratio for Q1 2026 stood at 0.88, up from 0.86 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.91 in Q3 2025, with the low at 0.21 in Q1 2023.
- The 5-year median for Asset Utilization Ratio is 0.46 (2024), against an average of 0.52.
- The sharpest annual moves came in 2023 and 2024: Asset Utilization Ratio dropped 11.12% in 2023, then jumped 173.9% in 2024.
- Root's Asset Utilization Ratio stood at 0.22 in 2022, then surged by 65.72% to 0.36 in 2023, then soared by 118.53% to 0.79 in 2024, then gained by 9.57% to 0.86 in 2025, then grew by 1.78% to 0.88 in 2026.
- Business Quant data shows ROOT's Asset Utilization Ratio at 0.88 in Q1 2026, 0.86 in Q4 2025, and 0.91 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 0.22 |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 0.74 |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 0.30 |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 0.56 |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 0.33 |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 0.22 |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 0.22 |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 0.37 |
| 10 | Root | 809.65 Mn | 289.25 Mn | 149.30 Mn | 0.93 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.93 |
| Mar 31, 2026 | 0.88 |
| Dec 31, 2025 | 0.86 |
| Sep 30, 2025 | 0.91 |
| Jun 30, 2025 | 0.89 |
| Mar 31, 2025 | 0.86 |
| Dec 31, 2024 | 0.79 |
| Sep 30, 2024 | 0.67 |
| Jun 30, 2024 | 0.56 |
| Mar 31, 2024 | 0.46 |
| Dec 31, 2023 | 0.36 |
| Sep 30, 2023 | 0.25 |
| Jun 30, 2023 | 0.22 |
| Mar 31, 2023 | 0.21 |
| Dec 31, 2022 | 0.22 |
| Sep 30, 2022 | 0.22 |
| Jun 30, 2022 | 0.22 |
| Mar 31, 2022 | 0.24 |
| Dec 31, 2021 | 0.22 |
| Sep 30, 2021 | 0.18 |