Regional Management (RM) Short term Debt (2020 - 2025)

Regional Management (RM) posted quarterly Short term Debt of $223.3 million for Q4 2025, down 52.14% YoY from $466.6 million in Q4 2024, and down 52.14% sequentially from $466.6 million in Q4 2024.

Regional Management (RM) Short term Debt (2020 - 2025) Analysis & Trends

Regional Management has disclosed Short term Debt across 6 years of filings, most recently posting $223.3 million for Q4 2025.

  • In Q4 2025, Short term Debt fell 52.14% year-over-year to $223.3 million; the TTM figure through Dec 2025 stood at $223.3 million (down 52.14% YoY), while the FY2025 annual figure was $223.3 million, down 52.14% from the prior year.
  • Short term Debt declined to $223.3 million in Q4 2025, from $466.6 million in the prior quarter.
  • Over the last five years, Short term Debt for RM reached as high as $466.6 million in Q4 2024 and fell as low as $32.2 million in Q4 2022.
  • The 5-year median for Short term Debt is $223.3 million (2025), against an average of $247.6 million.
  • Annual changes were most pronounced in 2022 — Short term Debt sank 56.93% — and 2023, when it surged 1271.57%.
  • A 5-year view of Short term Debt shows it stood at $74.7 million in 2021, then slumped by 56.93% to $32.2 million in 2022, then surged by 1271.57% to $441.3 million in 2023, then grew by 5.74% to $466.6 million in 2024, then plunged by 52.14% to $223.3 million in 2025.
  • According to Business Quant data, Short term Debt over the past three periods registered $223.3 million, $466.6 million, and $441.3 million for Q4 2025, Q4 2024, and Q4 2023 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 Regional Management 64.34 Mn 59.48 Mn 163.11 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 223.32 Mn
Dec 31, 2024 466.63 Mn
Dec 31, 2023 441.29 Mn
Dec 31, 2022 32.17 Mn
Dec 31, 2021 74.70 Mn
Dec 31, 2020 99.07 Mn