Regional Management (RM) Short term Debt (2020 - 2025)
Regional Management (RM) posted quarterly Short term Debt of $223.3 million for Q4 2025, down 52.14% YoY from $466.6 million in Q4 2024, and down 52.14% sequentially from $466.6 million in Q4 2024.
Regional Management (RM) Short term Debt (2020 - 2025) Analysis & Trends
Regional Management has disclosed Short term Debt across 6 years of filings, most recently posting $223.3 million for Q4 2025.
- In Q4 2025, Short term Debt fell 52.14% year-over-year to $223.3 million; the TTM figure through Dec 2025 stood at $223.3 million (down 52.14% YoY), while the FY2025 annual figure was $223.3 million, down 52.14% from the prior year.
- Short term Debt declined to $223.3 million in Q4 2025, from $466.6 million in the prior quarter.
- Over the last five years, Short term Debt for RM reached as high as $466.6 million in Q4 2024 and fell as low as $32.2 million in Q4 2022.
- The 5-year median for Short term Debt is $223.3 million (2025), against an average of $247.6 million.
- Annual changes were most pronounced in 2022 — Short term Debt sank 56.93% — and 2023, when it surged 1271.57%.
- A 5-year view of Short term Debt shows it stood at $74.7 million in 2021, then slumped by 56.93% to $32.2 million in 2022, then surged by 1271.57% to $441.3 million in 2023, then grew by 5.74% to $466.6 million in 2024, then plunged by 52.14% to $223.3 million in 2025.
- According to Business Quant data, Short term Debt over the past three periods registered $223.3 million, $466.6 million, and $441.3 million for Q4 2025, Q4 2024, and Q4 2023 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn |
| 10 | Regional Management | 64.34 Mn | 59.48 Mn | 163.11 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 223.32 Mn |
| Dec 31, 2024 | 466.63 Mn |
| Dec 31, 2023 | 441.29 Mn |
| Dec 31, 2022 | 32.17 Mn |
| Dec 31, 2021 | 74.70 Mn |
| Dec 31, 2020 | 99.07 Mn |