RedCloud Holdings (RCT) Debt Ratio (2023 - 2025)

RedCloud Holdings (RCT) reported Debt Ratio of 0.3 for Q4 2025, down 77.4% on a YoY basis from 1.32 in Q4 2024, and down 55.75% quarter-over-quarter from 0.67 in Q2 2025.

RedCloud Holdings (RCT) Debt Ratio (2023 - 2025) Analysis & Trends

RedCloud Holdings has reported Debt Ratio for 3 years, with the latest figure at 0.3 in Q4 2025.

  • For the quarter ending Q4 2025, Debt Ratio fell 77.4% year-over-year to 0.3; the trailing twelve-month figure through Dec 2025 stood at 0.3 (down 77.4% YoY), and the FY2025 full-year result was 0.3, down 77.4% from the prior year.
  • Debt Ratio for Q4 2025 stood at 0.3, down from 0.67 in the prior quarter.
  • The five-year high for Debt Ratio was 3.42 in Q4 2023, with the low at 0.3 in Q4 2025.
  • Historically, Debt Ratio has averaged 1.43 across 3 years, with a median of 0.99 in 2025.
  • Annual changes were most pronounced in 2024 — Debt Ratio tumbled 61.46% — and 2025, when it slumped 77.4%.
  • RedCloud Holdings' Debt Ratio stood at 3.42 in 2023, then plunged by 61.46% to 1.32 in 2024, then slumped by 77.4% to 0.3 in 2025.
  • The last three Debt Ratio figures came in at 0.3 (Q4 2025), 0.67 (Q2 2025), and 1.32 (Q4 2024), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Sap Se 257.53 Bn 239.56 Bn 8.16 Bn 0.08
2 Full Truck Alliance 171.61 Bn 169.06 Bn - 0.00
3 Salesforce 152.15 Bn 140.31 Bn 8.56 Bn 0.37
4 Uber Technologies 144.45 Bn 143.41 Bn 11.88 Bn 0.18
5 Shopify 144.09 Bn 138.34 Bn 1.55 Bn -
6 ServiceNow 110.55 Bn 105.37 Bn 2.83 Bn -
7 Cadence Design Systems 106.32 Bn 104.91 Bn 1.26 Bn 0.24
8 Adobe 97.77 Bn 90.88 Bn 5.73 Bn 0.03
9 Automatic Data Processing 93.39 Bn 90.16 Bn 2.87 Bn 0.06
10 RedCloud Holdings - - - 0.30

Historic Data

Download Data
DateValue
Dec 31, 2025 0.30
Jun 30, 2025 0.67
Dec 31, 2024 1.32
Dec 31, 2023 3.42