Ready Capital (RC) Return on Invested Capital [ROIC] (2014 - 2026)
Ready Capital's Return on Invested Capital [ROIC] came in at -12.99% for Q3 2026, down 19.15 percentage points from 6.16% a year earlier and down 4.52 percentage points from the prior quarter.
Ready Capital (RC) Return on Invested Capital [ROIC] (2014 - 2026) Analysis & Trends
For FY2025, Ready Capital's Return on Invested Capital [ROIC] was 5.81%, up 2.18 percentage points from FY2024.
- Return on Invested Capital [ROIC] carries a five-year change of -4.29 percentage points (FY2020 to FY2025).
- Going back by year, Return on Invested Capital [ROIC] was 3.63% in FY2024 (-17.48 pp), 21.10% in FY2023 (+5.24 pp), 15.87% in FY2022 (-0.72 pp) and 16.58% in FY2021 (+6.49 pp).
- The Q3 2026 figure represents the lowest quarterly Return on Invested Capital [ROIC] in data going back to Q4 2014.
- Year-over-year, Return on Invested Capital [ROIC] has declined for three consecutive quarters, with an average year-over-year change of -9.09 percentage points over the last eight quarters.
- The fastest year-over-year change in Return on Invested Capital [ROIC] over five years came in Q4 2023 (a gain of 9.03 percentage points), and the weakest in Q3 2026 (a drop of 19.15 percentage points).
- Business Quant data shows RC's Return on Invested Capital [ROIC] at -8.47% (Q2 2026), -4.63% (Q1 2026) and 6.07% (Q4 2025) in the three quarters before Q3 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Royalty Pharma | 39.80 Bn | 40.13 Bn | - | - |
| 2 | Rocket Companies | 38.90 Bn | 27.72 Bn | - | 3.67% |
| 3 | Orix | 38.66 Bn | 9.30 Bn | 13.83 Bn | 2.77% |
| 4 | Federal National Mortgage Association Fannie Mae | 26.46 Bn | -16,107.65 Bn | - | 2.85% |
| 5 | Synchrony Financial | 22.47 Bn | -45.15 Bn | - | 25.70% |
| 6 | Affirm Holdings | 22.07 Bn | 15.11 Bn | - | 6.19% |
| 7 | Royal Gold | 21.71 Bn | 20.92 Bn | 402.46 Mn | 11.12% |
| 8 | Ares Capital | 13.84 Bn | 11.59 Bn | - | - |
| 9 | Annaly Capital Management | 13.83 Bn | 4.86 Bn | - | 12.15% |
| 10 | Ready Capital | 135.44 Mn | -449.48 Mn | - | -12.99% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -12.99% |
| Jun 30, 2026 | -8.47% |
| Mar 31, 2026 | -4.63% |
| Dec 31, 2025 | 6.07% |
| Sep 30, 2025 | 6.16% |
| Jun 30, 2025 | 7.58% |
| Mar 31, 2025 | 8.56% |
| Dec 31, 2024 | 5.13% |
| Sep 30, 2024 | 7.72% |
| Jun 30, 2024 | 4.66% |
| Mar 31, 2024 | 19.51% |
| Dec 31, 2023 | 20.83% |
| Sep 30, 2023 | 18.64% |
| Jun 30, 2023 | 18.41% |
| Mar 31, 2023 | 13.30% |
| Dec 31, 2022 | 11.80% |
| Sep 30, 2022 | 15.10% |
| Jun 30, 2022 | 17.39% |
| Mar 31, 2022 | 17.82% |
| Dec 31, 2021 | 12.25% |
Ready Capital Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=RC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "RC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=RC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();