Ready Capital (RC) Loans - Adjustments (2019 - 2026)
Ready Capital (RC) recorded Loans - Adjustments of $4.49 million in Q3 2026, down 80.0% from $22.47 million a year earlier and down 46.7% from the prior quarter.
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Analysis
Ready Capital (RC) Loans - Adjustments (2019 - 2026) Analysis & Trends
At the end of FY2025, Ready Capital reported Loans - Adjustments of $19.18 million, down 31.0% from FY2024.
- Annual Loans - Adjustments has declined for three straight years, though with a five-year compound annual growth rate of 6.6% (FY2020 to FY2025).
- Across earlier years, Loans - Adjustments came in at $27.81 million in FY2024 (-13.8%), $32.27 million in FY2023 (-12.0%), $36.67 million in FY2022 (+41.5%) and $25.92 million in FY2021 (+86.0%).
- The Q3 2026 figure is the lowest quarterly Loans - Adjustments in data going back to Q4 2019.
- On a year-over-year basis, Loans - Adjustments has declined for nine consecutive quarters, with an average decline of 38.7% over the last eight quarters.
- Peak year-over-year performance for Loans - Adjustments in the last five years was growth of 86.0% in Q4 2021, against a decline of 80.0% in Q3 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at $8.42 million (Q2 2026), $10.14 million (Q1 2026) and $19.18 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Royalty Pharma | 39.80 Bn | 40.13 Bn | - |
| 2 | Rocket Companies | 38.90 Bn | 27.72 Bn | - |
| 3 | Orix | 38.66 Bn | 9.30 Bn | 13.83 Bn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.46 Bn | -16,107.65 Bn | - |
| 5 | Synchrony Financial | 22.47 Bn | -45.15 Bn | - |
| 6 | Affirm Holdings | 22.07 Bn | 15.11 Bn | - |
| 7 | Royal Gold | 21.71 Bn | 20.92 Bn | 402.46 Mn |
| 8 | Ares Capital | 13.84 Bn | 11.59 Bn | - |
| 9 | Annaly Capital Management | 13.83 Bn | 4.86 Bn | - |
| 10 | Ready Capital | 135.44 Mn | -449.48 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 4.49 Mn |
| Jun 30, 2026 | 8.42 Mn |
| Mar 31, 2026 | 10.14 Mn |
| Dec 31, 2025 | 19.18 Mn |
| Sep 30, 2025 | 22.47 Mn |
| Jun 30, 2025 | 23.71 Mn |
| Mar 31, 2025 | 25.89 Mn |
| Dec 31, 2024 | 27.81 Mn |
| Sep 30, 2024 | 28.00 Mn |
| Jun 30, 2024 | 30.18 Mn |
| Mar 31, 2024 | 31.53 Mn |
| Dec 31, 2023 | 32.27 Mn |
| Sep 30, 2023 | 33.57 Mn |
| Dec 31, 2022 | 36.67 Mn |
| Dec 31, 2021 | 25.92 Mn |
| Dec 31, 2020 | 13.94 Mn |
| Sep 30, 2020 | 12.93 Mn |
| Jun 30, 2020 | 13.94 Mn |
| Dec 31, 2019 | 13.04 Mn |
API Access
Ready Capital Loans - Adjustments API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-adjustments&ticker=RC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-adjustments", "ticker": "RC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-adjustments&ticker=RC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();