Qfin Holdings (QFIN) Return on Invested Capital [ROIC] (2019 - 2026)
Qfin Holdings (QFIN) recorded Return on Invested Capital [ROIC] of 17.52% in Q2 2026, down 15.76 percentage points from 33.28% a year earlier and down 3.92 percentage points from the prior quarter.
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Analysis
Qfin Holdings (QFIN) Return on Invested Capital [ROIC] (2019 - 2026) Analysis & Trends
For FY2025, Qfin Holdings reported Return on Invested Capital [ROIC] of 25.89%, down 4.80 percentage points from FY2024.
- Annual Return on Invested Capital [ROIC] has a five-year change of -19.73 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Invested Capital [ROIC] came in at 30.69% in FY2024 (+7.81 pp), 22.88% in FY2023 (-2.12 pp), 25.00% in FY2022 (-28.92 pp) and 53.92% in FY2021 (+8.30 pp).
- The Q2 2026 figure is the lowest quarterly Return on Invested Capital [ROIC] in data going back to Q3 2019.
- On a year-over-year basis, Return on Invested Capital [ROIC] has declined for three consecutive quarters, with an average year-over-year change of +0.20 percentage points over the last eight quarters.
- Peak year-over-year performance for Return on Invested Capital [ROIC] in the last five years was a gain of 18.08 percentage points in Q3 2021, against a drop of 19.81 percentage points in Q4 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 21.44% (Q1 2026), 25.36% (Q4 2025) and 29.79% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.73 Bn | 23.47 Bn | 3.24 Bn | 2.63% |
| 2 | PayPal Holdings | 49.20 Bn | 7.90 Bn | - | 14.60% |
| 3 | Coinbase Global | 34.98 Bn | -4.66 Bn | - | 0.76% |
| 4 | Fiserv | 33.69 Bn | 30.91 Bn | 2.76 Bn | -4.41% |
| 5 | Corpay | 29.61 Bn | 18.75 Bn | - | 11.41% |
| 6 | Global Payments | 26.89 Bn | 2.34 Bn | 2.01 Bn | 0.00% |
| 7 | Iren | 16.06 Bn | 1.16 Bn | 182.00 Mn | -7.54% |
| 8 | Guidewire Software | 12.75 Bn | 9.31 Bn | 269.68 Mn | 6.58% |
| 9 | Chime Financial | 12.47 Bn | 8.16 Bn | 646.07 Mn | 3.07% |
| 10 | Qfin Holdings | 654.67 Mn | -3.91 Bn | - | 17.52% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.52% |
| Mar 31, 2026 | 21.38% |
| Dec 31, 2025 | 25.24% |
| Sep 30, 2025 | 29.70% |
| Jun 30, 2025 | 33.38% |
| Mar 31, 2025 | 32.94% |
| Dec 31, 2024 | 30.26% |
| Sep 30, 2024 | 29.03% |
| Jun 30, 2024 | 25.93% |
| Mar 31, 2024 | 22.68% |
| Dec 31, 2023 | 21.91% |
| Sep 30, 2023 | 21.39% |
| Jun 30, 2023 | 20.83% |
| Mar 31, 2023 | 21.05% |
| Dec 31, 2022 | 24.66% |
| Sep 30, 2022 | 28.94% |
| Jun 30, 2022 | 33.77% |
| Mar 31, 2022 | 40.31% |
| Dec 31, 2021 | 44.85% |
| Sep 30, 2021 | 47.84% |
API Access
Qfin Holdings Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=QFIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "QFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=QFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();