PayPal Holdings (PYPL) Return on Equity [ROE] (2015 - 2026)
PayPal Holdings' Return on Equity [ROE] came in at 24.05% for Q3 2026, down 0.29 percentage points from 24.34% a year earlier and down 0.55 percentage points from the prior quarter.
Powered by 
Analysis
PayPal Holdings (PYPL) Return on Equity [ROE] (2015 - 2026) Analysis & Trends
For FY2025, PayPal Holdings' Return on Equity [ROE] was 25.73%, up 5.73 percentage points from FY2024.
- Return on Equity [ROE] carries a five-year change of +3.01 percentage points (FY2020 to FY2025).
- Going back by year, Return on Equity [ROE] was 20.00% in FY2024 (-0.55 pp), 20.55% in FY2023 (+9.03 pp), 11.52% in FY2022 (-8.43 pp) and 19.95% in FY2021 (-2.77 pp).
- The Q3 2026 figure represents the lowest quarterly Return on Equity [ROE] since Q2 2025.
- Year-over-year, Return on Equity [ROE] increased in six of the last eight quarters, with an average year-over-year change of +1.86 percentage points.
- The fastest year-over-year change in Return on Equity [ROE] over five years came in Q2 2023 (a gain of 10.44 percentage points), and the weakest in Q2 2022 (a drop of 13.95 percentage points).
- Business Quant data shows PYPL's Return on Equity [ROE] at 24.61% (Q2 2026), 25.12% (Q1 2026) and 25.87% (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn | 2.04% |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - | 24.05% |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - | -5.19% |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn | -16.34% |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - | 36.17% |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn | -5.15% |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn | 11.09% |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn | 24.02% |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn | 5.45% |
| 10 | Bitmine Immersion Technologies | 10.38 Bn | 7.76 Bn | 40.81 Mn | -81.60% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 24.05% |
| Jun 30, 2026 | 24.61% |
| Mar 31, 2026 | 25.12% |
| Dec 31, 2025 | 25.87% |
| Sep 30, 2025 | 24.34% |
| Jun 30, 2025 | 23.13% |
| Mar 31, 2025 | 22.35% |
| Dec 31, 2024 | 20.43% |
| Sep 30, 2024 | 21.71% |
| Jun 30, 2024 | 21.48% |
| Mar 31, 2024 | 20.78% |
| Dec 31, 2023 | 20.82% |
| Sep 30, 2023 | 19.11% |
| Jun 30, 2023 | 20.62% |
| Mar 31, 2023 | 13.48% |
| Dec 31, 2022 | 11.93% |
| Sep 30, 2022 | 11.49% |
| Jun 30, 2022 | 10.19% |
| Mar 31, 2022 | 16.92% |
| Dec 31, 2021 | 19.03% |
API Access
PayPal Holdings Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=PYPL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "PYPL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=PYPL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();