Provident Financial Holdings (PROV) Provision for Credit Losses (2009 - 2026)
Provident Financial Holdings (PROV) reported Provision for Credit Losses of $777,000 for fiscal Q1 2027 (quarter ended Sep 30, 2026), compared with -$644,000 a year earlier.
Provident Financial Holdings (PROV) Provision for Credit Losses (2009 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Provident Financial Holdings' Provision for Credit Losses came in at $861,000; for FY2026 (ended Jun 30, 2026), it was -$574,000.
- By fiscal year, Provision for Credit Losses came in at -$666,000 in FY2025, -$78,000 in FY2024, $374,000 in FY2023 (-84.8%) and $2.46 million in FY2022 (+247.7%).
- The fiscal Q1 2027 figure ranks as the highest quarterly Provision for Credit Losses since fiscal Q2 2022.
- Per Business Quant data, the three fiscal quarters before Q1 2027 came in at -$84,000 (Q4 2026), $326,000 (Q3 2026) and -$158,000 (Q2 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | 838.45 Bn |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 1.24 Bn |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 103.00 Mn |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 368.00 Mn |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 1.03 Bn |
| 10 | Provident Financial Holdings | 114.35 Mn | -99.60 Mn | - | 777,000.00 |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 777,000.00 |
| Jun 30, 2026 | -84,000.00 |
| Mar 31, 2026 | 326,000.00 |
| Dec 31, 2025 | -158,000.00 |
| Sep 30, 2025 | -644,000.00 |
| Jun 30, 2025 | -153,000.00 |
| Mar 31, 2025 | -391,000.00 |
| Dec 31, 2024 | 627,000.00 |
| Sep 30, 2024 | -736,000.00 |
| Jun 30, 2024 | -43,000.00 |
| Mar 31, 2024 | 124,000.00 |
| Dec 31, 2023 | -720,000.00 |
| Sep 30, 2023 | 545,000.00 |
| Jun 30, 2023 | -56,000.00 |
| Mar 31, 2023 | 169,000.00 |
| Dec 31, 2022 | 191,000.00 |
| Sep 30, 2022 | 70,000.00 |
| Jun 30, 2022 | 411,000.00 |
| Mar 31, 2022 | 645,000.00 |
| Dec 31, 2021 | 1.07 Mn |
Provident Financial Holdings Provision for Credit Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=PROV&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-credit-losses", "ticker": "PROV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=PROV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();