Provident Financial Holdings (PROV) Net Interest Income After Provisions (2009 - 2026)
Provident Financial Holdings (PROV) recorded Net Interest Income After Provisions of $8.99 million in fiscal Q1 2027 (quarter ended Sep 30, 2026), down 5.9% from $9.56 million a year earlier and down 4.4% from the prior quarter.
Provident Financial Holdings (PROV) Net Interest Income After Provisions (2009 - 2026) Analysis & Trends
On a TTM basis, Provident Financial Holdings' Net Interest Income After Provisions came in at $36.32 million as of Sep 30, 2026, down 0.2% year-over-year; for FY2026 (ended Jun 30, 2026), it came in at $36.88 million, up 2.1% from FY2025.
- Annual Net Interest Income After Provisions has a five-year compound annual growth rate of 3.3% (FY2021 to FY2026).
- Across earlier fiscal years, Net Interest Income After Provisions came in at $36.14 million in FY2025 (+3.3%), $34.99 million in FY2024 (-4.4%), $36.61 million in FY2023 (+7.5%) and $34.06 million in FY2022 (+8.6%).
- Quarterly Net Interest Income After Provisions has ranged from $8.17 million in fiscal Q2 2025 to $9.6 million in fiscal Q3 2025 over the past five years.
- On a year-over-year basis, Net Interest Income After Provisions rose in five of the last eight quarters, with growth averaging 1.3%.
- Peak year-over-year performance for Net Interest Income After Provisions in the last five years was growth of 14.9% in fiscal Q2 2022, against a decline of 13.9% in fiscal Q2 2025 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at $9.41 million (Q4 2026), $8.84 million (Q3 2026) and $9.08 million (Q2 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NII After Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 24.29 Bn |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | - |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | - |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | - |
| 10 | Provident Financial Holdings | 114.35 Mn | -99.60 Mn | - | 8.99 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 8.99 Mn |
| Jun 30, 2026 | 9.41 Mn |
| Mar 31, 2026 | 8.84 Mn |
| Dec 31, 2025 | 9.08 Mn |
| Sep 30, 2025 | 9.56 Mn |
| Jun 30, 2025 | 9.05 Mn |
| Mar 31, 2025 | 9.60 Mn |
| Dec 31, 2024 | 8.17 Mn |
| Sep 30, 2024 | 9.31 Mn |
| Jun 30, 2024 | 8.46 Mn |
| Mar 31, 2024 | 8.44 Mn |
| Dec 31, 2023 | 9.49 Mn |
| Sep 30, 2023 | 8.59 Mn |
| Jun 30, 2023 | 9.29 Mn |
| Mar 31, 2023 | 9.23 Mn |
| Dec 31, 2022 | 9.19 Mn |
| Sep 30, 2022 | 8.90 Mn |
| Jun 30, 2022 | 8.92 Mn |
| Mar 31, 2022 | 8.18 Mn |
| Dec 31, 2021 | 8.73 Mn |
Provident Financial Holdings Net Interest Income After Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-interest-income-after-provisions&ticker=PROV&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-interest-income-after-provisions", "ticker": "PROV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-interest-income-after-provisions&ticker=PROV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();