Palomar Holdings (PLMR) Net Margin (2018 - 2026)
Palomar Holdings (PLMR) reported Net Margin of 15.4% for Q1 2026, down 918.0% on a YoY basis from 1.88% in Q1 2025, and down 50.65% quarter-over-quarter from 31.2% in Q4 2025.
Palomar Holdings (PLMR) Net Margin (2018 - 2026) Analysis & Trends
Palomar Holdings has reported Net Margin for 9 years, with the latest figure at 15.4% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin fell 918.0% year-over-year to 15.4%; the trailing twelve-month figure through Mar 2026 stood at 22.21% (down 137.0% YoY), and the FY2025 full-year result was 24.55%, up 113.0% from the prior year.
- Net Margin for Q1 2026 stood at 15.4%, down from 31.2% in the prior quarter.
- The five-year high for Net Margin was 31.2% in Q4 2025, with the low at 5.5% in Q3 2022.
- Historically, Net Margin has averaged 21.24% across 5 years, with a median of 21.48% in 2023.
- Annual changes were most pronounced in 2022 — Net Margin slumped 1622 bps — and 2023, when it soared 1598 bps.
- Palomar Holdings' Net Margin stood at 21.17% in 2022, then rose by 16 bps to 24.61% in 2023, then advanced by 4 bps to 25.56% in 2024, then gained by 22 bps to 31.2% in 2025, then plunged by 51 bps to 15.4% in 2026.
- The last three Net Margin figures came in at 15.4% (Q1 2026), 31.2% (Q4 2025), and 22.85% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 15.89% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 12.70% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 14.35% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 14.33% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 13.97% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 10.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -5.76% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 41.26% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 9.85% |
| 10 | Palomar Holdings | 2.88 Bn | 2.83 Bn | 191.84 Mn | 15.40% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 15.40% |
| Dec 31, 2025 | 31.20% |
| Sep 30, 2025 | 22.85% |
| Jun 30, 2025 | 22.89% |
| Mar 31, 2025 | 24.58% |
| Dec 31, 2024 | 25.56% |
| Sep 30, 2024 | 22.48% |
| Jun 30, 2024 | 21.04% |
| Mar 31, 2024 | 24.46% |
| Dec 31, 2023 | 24.61% |
| Sep 30, 2023 | 21.48% |
| Jun 30, 2023 | 21.13% |
| Mar 31, 2023 | 19.41% |
| Dec 31, 2022 | 21.17% |
| Sep 30, 2022 | 5.50% |
| Jun 30, 2022 | 18.18% |
| Mar 31, 2022 | 19.12% |
| Dec 31, 2021 | 28.09% |
| Sep 30, 2021 | 0.38% |
| Jun 30, 2021 | 22.76% |