Pagaya Technologies (PGY) Return on Equity [ROE] (2023 - 2026)
Pagaya Technologies' Return on Equity [ROE] came in at 21.29% for Q3 2026, up 64.09 percentage points from -42.80% a year earlier and up 2.25 percentage points from the prior quarter.
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Analysis
Pagaya Technologies (PGY) Return on Equity [ROE] (2023 - 2026) Analysis & Trends
For FY2025, Pagaya Technologies' Return on Equity [ROE] was 14.32%, up 94.82 percentage points from FY2024.
- Return on Equity [ROE] carries a four-year change of +66.69 percentage points (FY2021 to FY2025).
- Going back by year, Return on Equity [ROE] was -80.50% in FY2024 (-53.01 pp), -27.49% in FY2023 (+34.62 pp), -62.11% in FY2022 (-9.74 pp) and -52.37% in FY2021.
- The Q3 2026 figure represents the highest quarterly Return on Equity [ROE] in data going back to Q3 2023.
- Year-over-year, Return on Equity [ROE] has increased for four consecutive quarters, with an average year-over-year change of +22.56 percentage points over the last eight quarters.
- The fastest year-over-year change in Return on Equity [ROE] over five years came in Q1 2026 (a gain of 109.40 percentage points), and the weakest in Q1 2025 (a drop of 74.63 percentage points).
- Business Quant data shows PGY's Return on Equity [ROE] at 19.04% (Q2 2026), 16.12% (Q1 2026) and 13.08% (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn | 2.04% |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - | 24.05% |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - | -5.19% |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn | -16.34% |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - | 36.17% |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn | -5.15% |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn | 11.09% |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn | 24.02% |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn | 5.45% |
| 10 | Pagaya Technologies | 1.47 Bn | 418.52 Mn | 174.79 Mn | 21.29% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 21.29% |
| Jun 30, 2026 | 19.04% |
| Mar 31, 2026 | 16.12% |
| Dec 31, 2025 | 13.08% |
| Sep 30, 2025 | -42.80% |
| Jun 30, 2025 | -68.73% |
| Mar 31, 2025 | -93.28% |
| Dec 31, 2024 | -90.56% |
| Sep 30, 2024 | -36.02% |
| Jun 30, 2024 | -26.88% |
| Mar 31, 2024 | -18.65% |
| Dec 31, 2023 | -29.42% |
| Sep 30, 2023 | -49.56% |
API Access
Pagaya Technologies Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=PGY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "PGY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=PGY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();