Pagaya Technologies (PGY) Payout Ratio (2023 - 2026)
Pagaya Technologies' (PGY) quarterly Payout Ratio came in at 0.29 in Q2 2026, up 12.24% year-over-year from 0.25 in Q2 2025, and up 12.61% quarter-over-quarter from 0.25 in Q1 2026.
Analysis
Pagaya Technologies (PGY) Payout Ratio (2023 - 2026) Analysis & Trends
Pagaya Technologies (PGY) has reported Payout Ratio for 4 consecutive years, with 0.29 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Payout Ratio rose 12.24% year-over-year to 0.29 in Q2 2026; TTM through Jun 2026 was 0.3, a 765.03% increase from a year earlier, with the FY2025 full-year figure at 0.36, up 1575.49% from the prior year.
- Payout Ratio was 0.29 for Q2 2026 at Pagaya Technologies, up from 0.25 in the prior quarter.
- Over five years, Payout Ratio peaked at 0.6 in Q1 2025 and troughed at 0.62 in Q3 2023.
- A 4-year average of 0.02 and a median of 0.02 in 2024 frame the typical range for Payout Ratio.
- Across the five-year window, Payout Ratio soared 5959.56% in 2025 and slumped 57.74% in 2026, its largest moves.
- Over 4 years, Payout Ratio stood at 0.11 in 2023, then jumped by 92.34% to 0.01 in 2024, then soared by 5959.56% to 0.47 in 2025, then sank by 39.87% to 0.29 in 2026.
- The last three Payout Ratio figures came in at 0.29 (Q2 2026), 0.25 (Q1 2026), and 0.47 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Upstart Holdings | 2.61 Bn | 2.16 Bn | 303.39 Mn |
| 2 | Pagaya Technologies | 1.85 Bn | 1.60 Bn | 168.33 Mn |
| 3 | Qfin Holdings | 1.18 Bn | 177.78 Mn | - |
| 4 | FinVolution | 851.66 Mn | -91.39 Mn | - |
| 5 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn |
| 6 | Blend Labs | 357.46 Mn | 312.60 Mn | 24.89 Mn |
| 7 | X Financial | 221.20 Mn | -347.11 Mn | 84.09 Mn |
| 8 | LexinFintech Holdings | 143.88 Mn | 143.88 Mn | 73.06 Mn |
| 9 | Jiayin | 80.95 Mn | 6.93 Mn | - |
| 10 | Antalpha Platform Holding | 76.01 Mn | -885.41 Mn | 11.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.29 |
| Mar 31, 2026 | 0.25 |
| Dec 31, 2025 | 0.47 |
| Sep 30, 2025 | 0.17 |
| Jun 30, 2025 | 0.25 |
| Mar 31, 2025 | 0.60 |
| Dec 31, 2024 | -0.01 |
| Sep 30, 2024 | -0.04 |
| Jun 30, 2024 | -0.04 |
| Mar 31, 2024 | -0.12 |
| Dec 31, 2023 | -0.11 |
| Sep 30, 2023 | -0.62 |
| Jun 30, 2023 | -0.53 |
| Mar 31, 2023 | -0.27 |